Target UPSC by Dr.Sudarshan Lodha
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D SIB


- It means that the bank is too big to fail. These banks become systemically important due to their size,
cross-jurisdictional activities, complexity and lack of substitute and interconnection.
- Banks whose assets exceed 2% of GDP are considered part of this group.
- The too-big-to-fail tag also indicates that in case of distress, the government is expected to support these
banks.
- Banks under D-SIB are required to maintain higher share of risk-weighted assets as tier-I equity.
- Currently, SBI, ICICI Bank and HDFC Bank are named as D-SIB.

#Prelim2020
Terra and Aqua Satellites


1. Terra and Aqua are NASA satellites which has MODIS (Moderate Resolution Imaging Spectroradiometer)
as a key instrument.
2. Both are Earth observatory satellite studying the climatic factors such as precipitation, evaporation, water
cycle etc.
3. Both the satellites have tracked the cyclone Fani and it is also used to track forest fires in India.

#Science tech #Prelim2020
Nilgiri Tahr:
@ Scientific Name, Nilgiritragus hylocrius
@ IUCN Red List status Endangered
@ Habitat:
Western Ghats in southern India (Tamil Nadu and Kerala),
@ Nilgiri Tahr is the state animal of Tamil Nadu.
@ Threats- Hunting, habitat loss , climate change
@ Indian Wildlife Protection Act, 1972: Schedule 1
#Target_Shots #Pre_2020 #Environment
Kondapalli Toys



1. These are cultural icons of Andhra Pradesh and one of the most sold handicrafts in India and abroad.
2. They are the toys made of softwood ‘Tella Poniki’ in Kondapalli of Krishna district, Andhra Pradesh.
3. The wooden piece is heated to make it moisture-free. Different parts of the image are carved separately.
4. They are then glued together with an adhesive made of crushed tamarind seeds.
5.These toys were one of the varieties of toys assembled in the houses during the festivals of Sankranti and Navratri.

#Art and Culture #Prelim2020
-Oxalic acid is used in the bleaching of leather, removal of ink, photography, clothing printing.

- Acetic Acid is used as a solvent, in preparation of vinegar, acetone, and processing of food

- Citric Acid is used in washing metals, processing of food and drugs, in the cloth industry.

- Benzoic Acid is used for the preservation of medicine and food.

- Sulphuric Acid is used in accumulation batteries.
CRISIL Inclusix
•It measures progress on financial inclusion down to the level of each of the 666 districts in the country, and is based on data provided by the RBI, the Micro Finance Institution Network, and the Insurance Information Bureau of India.
•India’s first financial inclusion index was launched in 2013 with the objective of becoming a crucial gauge and policy input.
•It is based on four dimensions—branch penetration, deposit penetration, credit penetration and insurance penetration.

#Prelims2020 #Targetshots
Female graduates in science, technology, engineering, and math:

🇮🇳IND: 43%
🇿🇦RSA: 43%
🇮🇹ITA: 40%
🇬🇧GBR: 38%
🇮🇩INA: 37%
🇧🇷BRA: 37%
🇸🇪SWE: 35%
🇹🇷TUR: 35%
🇺🇸USA: 34%
🇫🇷FRA: 32%
🇨🇦CAN: 31%
🇲🇽MEX: 31%
🇪🇸ESP: 30%
🇳🇱NED: 29%
🇩🇪GER: 28%
🇰🇷KOR: 25%
🇨🇱CHI: 19%

(UN)

#Data
#women_empowerment
Target UPSC by Dr.Sudarshan Lodha
Nirbhaya fund,is created by which ministry
 Nirbhaya fund:

The Rs 1,000 crore Nirbhaya Fund was announced in Union Budget 2013 by the then Finance Minister P Chidambaram.

The corpus was to be utilised for upholding safety and dignity of women.

Ministry of Women and Child Development apart from several other concerned ministries were authorised to work out details of structure, scope and application of this fund.

The Fund is created and administered by Department of Economic Affairs of the finance ministry.
The new species has been named ‘Thanatotheristes degrootorum’ (means “reaper of death”).

The species is the oldest tyrannosaur known from northern North America.


#Prelim2020
Investor Education and Protection Fund (IEPF)


Investor Education and Protection Fund (IEPF)has been established under provision of the Companies Act, 2013.

The amounts such as dividends, applications money, matured deposits etc, which have remained unpaid or unclaimed for a period of 7 years are required to be transferred to the IEPF.

The Amounts credited to IEPF are maintained under the Consolidated Fund of India (Article 266 of the Constitution).

The fund is utilized for promoting investor awareness and protection of investor interests.
Van Vihar National Park -Bhopal (Madhya Pradesh).

It is situated next to the famous Upper Lake of Bhopal also known as the “Bada Talab” which is a Ramsar Site and one of the two lakes of Bhoj Wetland.
Mt. Aconcagua, the highest peak in South America
Blue Dot Network (BDN)-

India may join the US-led Blue Dot Network (BDN).

The BDN was formally announced on 4th November, 2019 at the Indo-Pacific Business Forum in Bangkok, Thailand. It will be led by the US along with Japan and Australia.

It is a multi-stakeholder initiative to bring together governments, the private sector and civil society to promote high-quality, trusted standards for global infrastructure development.
Green Steel
• The term ‘Green Steel’ refers to a steelmaking process that lowers greenhouse gas emissions, cuts costs and improves the quality of steel.