PREP 4 UPSC
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#Economy #Banking #NPA

Read about
NPA and monetary policy transmission.
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#Economy #NPA #Real_estate

Real estate sector is facing tough times. Make a note about issues related to it. Also read the role of RERA.
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#Economy #Banking #NPA
#Reports

Read about
NPA, GNPA, PCR and CRAR. Also read about Financial Stability Report.
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#Economy #Banking #NPA

Make a note over steps taken by government to improve the health of PSBs. e-Bkraya is important for
#prelims.
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#Economy #Banking #NPA #UCB
#PCA #SAF

Recent incident of PMC bank crisis forced the RBI to impose restrictions on Urban Cooperative Banks(UCB). Read about Prompt Corrective Action and Supervisory Action Framework, important for
#prelims and #mains.
#GS_3
#Economy #Banking #NPA #UCB
#PCA #SAF

Recent incident of PMC bank crisis forced the RBI to impose restrictions on Urban Cooperative Banks(UCB). Now, they came under the regulations of RBI. Read about Banking Regulation Act and Supervisory Action Framework, important for
#prelims and #mains.
#GS_3
#Banking #Telecom #NPA

Read that how recent SC judgement on AGR will affect the Banking system and
NPA.
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#Banking #Bad_Bank #NPA

Amid of current global pandemic, every sector of Economy is suffer and the Banking is not an exception.
NPAs are expected to shoot at 13.5% of the advances by Sep 2021. So, the idea of Bad Bank resurfacing to tackle the menace of NPA. The article discusses the possibility of Bad Bank and its benefits and challenges.

What is a Bad Bank?

Technically, a bad bank is an asset reconstruction company (ARC) or an asset management company that takes over the bad loans of commercial banks, manages them and finally recovers the money over a period of time. The bad bank is not involved in lending and taking deposits, but helps commercial banks clean up their balance sheets and resolve bad loans.

Important topics of article

Bad Bank
Asset Reconstruction Company (ARC)
Asset Quality Review (AQR)
NPA
Troubled Asset Relief Programme


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