PREP 4 UPSC
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📝 News analysis of The Hindu
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#GS_3
#Banking #Telecom #NPA

Read that how recent SC judgement on AGR will affect the
Banking system and NPA.
#GS_2 #GS_3
#Banking #Appointments
#BBB #NABARD
@prep4upsc

Read about BBB and NABARD, important for
#Prelims.

#Facts4prelims

BBB is a self-governing autonomous body of the Central Government. It is an advisory authority comprising eminent professionals and officials to improve the management of Public sector banks.

BBB was a part of the seven-point strategy of the Indradhanush Mission aimed at revamping the Public Sector Banks.
#GS_3
#Banking #Economy

Read the views of RBI Governor.
#GS_3
#Banking #Bank_merger

Recently, govt announced that it will merge 10 PSBs into 4 entity, now, Cabinet gave nod to it. Read the pros and cons of Bank consolidation.
#GS_3
#Banking #Bank_merger

Recently, govt announced that it will merge 10 PSBs into 4 entity, now, Cabinet gave nod to it. Read the pros and cons of Bank consolidation. Read that what is share swap ratio.
#GS_3
#Banking #Banking_crisis

As RBI set the withdrawal limit of ₹50000 for Yes Bank, authorities took some steps to tackle the issue. Read that current issues related to
banking sector. You can give the example of PMC and Yes Bank incidents.
#GS_3
#Banking #Banking_crisis

Read the editorial about Ongoing Yes Bank Crisis.
#GS_3
#Banking #Banking_crisis

The article highlights the steps taken by the RBI to tackle the Yes Bank crisis.
#GS_3
#Banking #Banking_crisis

The article analyses that how Yes Bank caught into trouble.
#GS_3
#Economy #RBI #Banking #CRAR

Read what is CRAR and make a short note.
#GS_3
#Banking #Banking_crisis

Already in news, just go through it.
#GS_3
#Banking #Banking_crisis

The article analyses the role and responsibilities of Independent Directors amid ongoing
banking crisis.
#GS_3
#Banking #Banking_crisis

Read the views of RBI-appointed administrator of Yes Bank.
#GS_3
#Banking #Banking_crisis

Read the views on ongoing
banking crisis.
#GS_3
#Banking #Bank_merger

Recently, govt announced that it will merge 10 PSBs into 4 entity, now, Cabinet gave nod to it. Read the pros and cons of Bank consolidation.
#GS_3
#Economy #Banking

Read that how recently announced economic stimulus will be helpful for more lending, in turns to more credit flow in the economy.
#GS_3
#Economy #Banking

Just go through it.


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#GS_3
#Banking #Banking_crisis

Banks are not going to revive in near future, especially in wake of current global pandemic. Read the issues related to
Banking sector in India.

@prep4upsc
#GS_3
#Banking #Bad_Bank #NPA

Amid of current global pandemic, every sector of Economy is suffer and the
Banking is not an exception. NPAs are expected to shoot at 13.5% of the advances by Sep 2021. So, the idea of Bad Bank resurfacing to tackle the menace of NPA. The article discusses the possibility of Bad Bank and its benefits and challenges.

What is a Bad Bank?

Technically, a bad bank is an asset reconstruction company (ARC) or an asset management company that takes over the bad loans of commercial banks, manages them and finally recovers the money over a period of time. The bad bank is not involved in lending and taking deposits, but helps commercial banks clean up their balance sheets and resolve bad loans.

Important topics of article

Bad Bank
Asset Reconstruction Company (ARC)
Asset Quality Review (AQR)
NPA
Troubled Asset Relief Programme


@prep4upsc
#GS_3
#Banking #D_SIB

Read what is D-SIBs and how their stability is important for economic stability of nation.

What is a D-SIB

D-SIB means that the bank is too big to fail. According to the RBI, some banks become systemically important due to their size, cross-jurisdictional activities, complexity and lack of substitute and interconnection. Banks whose assets exceed 2% of GDP are considered part of this group.

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