With this offering, LazyPay joins the likes of Slice, Uni, Dhani which offer pay-later cards to customers, most of which have the option of dividing bills or purchases in three parts. But this product will differ from competitors in the repayment cycle.

Many credit cards offer accelerated points; extra bag points for spends within a specific time period. Use the opportunity, but do not overspend.

Banks charge foreign exchange markup fee when you are making a payment in a foreign currency. So spend wisely while travelling abroad

Banks charge foreign exchange markup fee when you are making a payment in a foreign currency. So spend wisely while travelling abroad

The domestic travel credit cards offer airport or railway lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight and hotel bookings

Axis Bank issued around 1.1 million credit cards in January-March, taking total card issuances in financial year 2022 to 2.7 million.

Don’t get into hacks like revolving credit card usage, and maintaining multiple cards, to get longer interest-free periods that many influencers promote these days.

The domestic travel credit cards offer airport or railway lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight and hotel bookings

From buy-1-get-1 free tickets, discounts and cashbacks on money spent on purchasing movie tickets, credit cards have enticing offers for the cinema lovers.

From buy-1-get-1 free tickets, discounts and cashbacks on money spent on purchasing movie tickets, credit cards have enticing offers for the cinema lovers.

The domestic travel credit cards offer airport or railway lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight and hotel bookings

From higher home loan interest rates and third-party motor premiums to charges introduced for EMI purchases using credit cards and Aadhaar-enabled payments, many operational changes start in June

Until now customers could only link their bank accounts through debit cards to UPI.

Until now customers could only link their bank accounts through debit cards to UPI.

Among the credit cards aimed at the traveller are those that have tie-ups with travel portals. These can be used to plan your tickets and hotel stays, and often offer benefits like gift vouchers and discounts.

While shopping during the festive sale, spend smartly and responsibly. These cards have been arranged according to the least annual fees

Currently, spends via debit cards, forex cards, or any other payment mode attract 20 percent TCS once they cross the Rs 7 lakh per person per financial year limit, but those via credit cards are exempt.