#MCPersonalFinance | Seeking superlative returns? Don't go all-in on gold! π§
Diversifying across asset classes lead to higher long-term gains π
Explore Moneycontrol's analysis of equity, gold, debt, and real estate returns over the years π
https://moneycontrol.com/news/business/personal-finance/gold-rewards-investors-but-dont-go-overboard-its-just-an-asset-allocator-12578151.html?telegram
Diversifying across asset classes lead to higher long-term gains π
Explore Moneycontrol's analysis of equity, gold, debt, and real estate returns over the years π
https://moneycontrol.com/news/business/personal-finance/gold-rewards-investors-but-dont-go-overboard-its-just-an-asset-allocator-12578151.html?telegram
#MCPersonalFinance | π πΈ Beware of the hidden costs!
Builders' advertised prices may seem attractive, but don't let the base price fool you.
Know more hereβ¬ππ°
https://www.moneycontrol.com/news/business/personal-finance/five-charges-that-can-add-up-to-your-home-cost-advertised-by-builders-12553531.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Builders' advertised prices may seem attractive, but don't let the base price fool you.
Know more hereβ¬ππ°
https://www.moneycontrol.com/news/business/personal-finance/five-charges-that-can-add-up-to-your-home-cost-advertised-by-builders-12553531.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Five charges that can add up to your home cost advertised by builders
Builders often advertise rates projecting them to be low or heavily discounted. Don't get swayed solely by the base price of an apartment, though. Additional costs and charges associated with the purchase can significantly escalate the final cost of purchase.
#MCPersonalFinance | πΌ Finding the perfect financial advisor? It's not just about qualifications but also about having the same wavelength.
Here's a checklistβ¬
https://www.moneycontrol.com/news/business/personal-finance/will-the-right-financial-advisor-for-me-please-stand-up-12625321.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Here's a checklistβ¬
https://www.moneycontrol.com/news/business/personal-finance/will-the-right-financial-advisor-for-me-please-stand-up-12625321.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Will the right financial advisor for me please stand up?
It takes time in assessing an advisorβs true calibre. Apart from checking his qualifications, it's important to ensure that both of you are on the same wavelength. Here's a checklist
#MCPersonalFinance | Gen Z and Millennials still attracted to cryptocurrencies! π
Here's a look at what Mudrex Survey revealsβ¬π°
https://www.moneycontrol.com/news/business/personal-finance/cryptocurrencies-still-draw-gen-z-and-millennials-mudrex-survey-12661541.html?telegram
Here's a look at what Mudrex Survey revealsβ¬π°
https://www.moneycontrol.com/news/business/personal-finance/cryptocurrencies-still-draw-gen-z-and-millennials-mudrex-survey-12661541.html?telegram
Moneycontrol
Cryptocurrencies still draw Gen Z and Millennials: Mudrex Survey
The survey, featuring 8,976 people across the country, found that 45 percent had invested in cryptocurrencies as part of their long-term retirement plans. Financial advisors, however, say investors should limit their investments in cryptocurrencies to theβ¦
#MCPersonalFinance | π Looking for the best mutual funds? Moneycontrol's #MC30 has you covered!
In 2023, 86% of actively-managed schemes outperformed benchmarks.π
Check out the latest additions & exits in MC30's listβ¬πΌπ°
https://www.moneycontrol.com/news/business/personal-finance/best-mutual-funds-mc30-review-86-outperformed-benchmark-index-12651091.html?utm=social&utm_source=telegram&utm_campaign=regular-editoriall
In 2023, 86% of actively-managed schemes outperformed benchmarks.π
Check out the latest additions & exits in MC30's listβ¬πΌπ°
https://www.moneycontrol.com/news/business/personal-finance/best-mutual-funds-mc30-review-86-outperformed-benchmark-index-12651091.html?utm=social&utm_source=telegram&utm_campaign=regular-editoriall
Moneycontrol
Best mutual funds: 86% of actively-managed schemes outperformed benchmarks in MC30βs 2023 run
Best mutual fund schemes to invest in: MC30- Moneycontrolβs curated list of 30 investment-worthy mutual funds is back. Three new schemes enter MC30 and three among existing ones, exit
#MCPersonalFinance | βοΈπ΄ Planning a vacation? Make sure your finances are in check for a stress-free getaway!
How do you budget for your holidays?
https://www.moneycontrol.com/news/business/personal-finance/invest-wise-planning-a-vacation-get-your-finances-right-to-ensure-a-blissful-holiday-12714819.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
How do you budget for your holidays?
https://www.moneycontrol.com/news/business/personal-finance/invest-wise-planning-a-vacation-get-your-finances-right-to-ensure-a-blissful-holiday-12714819.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Invest wise | Planning a vacation? Get your finances right to ensure a blissful holiday
For individuals with regular cash flows, SIPs are the best way to save. That way, you can set aside some amount from your monthly income for your vacations.
#MCPersonalFinance | Got a new car? Next step: car insurance π
It's not just mandatory by law but also offers peace of mind π But did you know your premium can fluctuate? π§
Here are 5 factors that can increase it π
https://moneycontrol.com/news/business/personal-finance/how-location-driving-environment-usage-frequency-can-affect-your-car-insurance-premiums-12717764.html?telegram
It's not just mandatory by law but also offers peace of mind π But did you know your premium can fluctuate? π§
Here are 5 factors that can increase it π
https://moneycontrol.com/news/business/personal-finance/how-location-driving-environment-usage-frequency-can-affect-your-car-insurance-premiums-12717764.html?telegram
Moneycontrol
How location, driving environment, usage frequency can affect your car insurance premiums
Though the government encourages electric vehicles with various incentives, insurance premiums for some electric cars could be relatively higher due to the expensive technology used in these vehicles.
#MCPersonalFinance | π· Mother's Day 2024! Here are the top 5 tips for buying the right health insurance for momβ¬πͺπ½π
https://www.moneycontrol.com/news/business/personal-finance/mothers-day-2024-top-five-tips-on-buying-adequate-health-insurance-12720006.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
https://www.moneycontrol.com/news/business/personal-finance/mothers-day-2024-top-five-tips-on-buying-adequate-health-insurance-12720006.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Motherβs Day 2024: Top five tips on buying adequate health insurance
An adequate health insurance cover is a must for mothers, irrespective of whether they are working women or home-makers. Affordability permitting, they should look at an independent cover of at least Rs 10 lakh, even if they are covered under family floaterβ¦
#MCPersonalFinance | Pre-existing diseases top the list of disputes between policyholders and health insurers.
Read how non-disclosure can impact your claims, policy renewal, and how insurers handle these conditions π»
https://www.moneycontrol.com/news/business/personal-finance/how-not-disclosing-pre-existing-ailments-can-affect-your-claim-policy-renewal-12725164.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Read how non-disclosure can impact your claims, policy renewal, and how insurers handle these conditions π»
https://www.moneycontrol.com/news/business/personal-finance/how-not-disclosing-pre-existing-ailments-can-affect-your-claim-policy-renewal-12725164.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
How not disclosing pre-existing ailments can affect your claim, policy renewal
IRDAIβs new PED definition, shorter waiting and moratorium periods have made health insurance friendlier for health insurance policyholders since April 1, but It is best to be transparent while disclosing your health history in your health insurance proposalβ¦
#MCPersonalFinance | π Considering how to pass on your assets to the next generation?
There are two main ways: gift them or create a will and pass them on after death.
How do wills compare with gifts? Read on to find out β¬οΈ
https://www.moneycontrol.com/news/business/personal-finance/gift-deed-or-will-how-should-you-leave-your-assets-behind-12731266.html?telegram
There are two main ways: gift them or create a will and pass them on after death.
How do wills compare with gifts? Read on to find out β¬οΈ
https://www.moneycontrol.com/news/business/personal-finance/gift-deed-or-will-how-should-you-leave-your-assets-behind-12731266.html?telegram
#MCPersonalFinance | Looking for flexible home loan options? π§
Leading HFCs and NBFCs are stepping up with enhanced products and competitive rates π°
Find out who's offering the lowest rates π
https://www.moneycontrol.com/news/photos/business/personal-finance/home-loans-whos-got-the-lowest-rate-on-offer-among-these-housing-finance-companies-and-nbfcs-12749172-1.html?telegram
Leading HFCs and NBFCs are stepping up with enhanced products and competitive rates π°
Find out who's offering the lowest rates π
https://www.moneycontrol.com/news/photos/business/personal-finance/home-loans-whos-got-the-lowest-rate-on-offer-among-these-housing-finance-companies-and-nbfcs-12749172-1.html?telegram
Moneycontrol
Home Loans: Who's got the lowest rate on offer among these housing finance companies and NBFCs?
Lowest home loan rates: LIC Housing Finance, ICICI Home Finance and Aditya Birla Capital offer interest rates between 8.50 and 9 percent on a home loan of Rs 75 lakh for a tenure of 20 years.
#MCPersonalFinance | π¨ HDFC Bank updates credit card terms! π
Effective Aug 1, avoid third-party apps like CRED, PayTM for rent & education payments to dodge new fees. π³
Stay informed ‡οΈ
https://www.moneycontrol.com/news/business/personal-finance/hdfc-bank-has-revised-terms-for-credit-cards-here-are-the-key-changes-12757377.html
Effective Aug 1, avoid third-party apps like CRED, PayTM for rent & education payments to dodge new fees. π³
Stay informed ‡οΈ
https://www.moneycontrol.com/news/business/personal-finance/hdfc-bank-has-revised-terms-for-credit-cards-here-are-the-key-changes-12757377.html
Moneycontrol
HDFC Bank has revised terms for credit cards: Here are the key changes
One significant takeaway from the revised terms is that HDFC Bank credit cardholders should henceforth avoid rental and educational transaction payments through third-party apps and platforms to reduce the burden of additional charges.
#MCPersonalFinance | Considering ICICI Prudential Energy Opportunities Fund? π
Review: π Nifty Energy Index outperformed S&P BSE 500 TRI in 5 years, yet underperformed previously. Thematic funds demand savvy investors due to higher risks. π¨βπΌ
Know moreπ
https://www.moneycontrol.com/news/business/personal-finance/should-you-invest-in-icici-prudential-energy-opportunities-fund-a-moneycontrol-review-12760587.html#google_vignette
#ICICIPrudentialMF #MutualFunds #Nifty #BSE #Investors
Review: π Nifty Energy Index outperformed S&P BSE 500 TRI in 5 years, yet underperformed previously. Thematic funds demand savvy investors due to higher risks. π¨βπΌ
Know moreπ
https://www.moneycontrol.com/news/business/personal-finance/should-you-invest-in-icici-prudential-energy-opportunities-fund-a-moneycontrol-review-12760587.html#google_vignette
#ICICIPrudentialMF #MutualFunds #Nifty #BSE #Investors
Moneycontrol
Should you invest in ICICI Prudential Energy Opportunities Fund? A Moneycontrol review
While the Nifty Energy Index has beaten the S&P BSE 500 TRI over the past five years, it underperformed the broader markets in the previous five years. A thematic fund is suitable for tactical allocation by experienced investors who are aware of the higherβ¦
#MCPersonalFinance | π¨ Did you know? π§
π A single late payment can drop your credit score by 100 points, and a loan default even more π»
But why does your score fall even with timely payments? π€
Read to understand the hidden factors π
https://www.moneycontrol.com/news/business/personal-finance/why-did-my-credit-score-drop-despite-timely-payments-understand-the-hidden-factors-12760500.html?telegram
π A single late payment can drop your credit score by 100 points, and a loan default even more π»
But why does your score fall even with timely payments? π€
Read to understand the hidden factors π
https://www.moneycontrol.com/news/business/personal-finance/why-did-my-credit-score-drop-despite-timely-payments-understand-the-hidden-factors-12760500.html?telegram
Moneycontrol
Why did my credit score drop despite timely payments? Understand the hidden factors
A late payment on an add-on card may have triggered a drop in your credit score. Or an old credit card closed might also see a temporary drop in your ratings. Be vigilant.
#MCPersonalFinance | π
July is crucial for taxpayers! The deadline to file the income tax returns for FY24 is July 31.
Understanding the importance of timely filing and the consequences of missing the deadline is essential.
Check out key aspects π»
https://moneycontrol.com/news/business/personal-finance/income-tax-return-filing-last-date-for-filing-consequences-of-delay-penalties-and-more-12760025.html?telegram
Understanding the importance of timely filing and the consequences of missing the deadline is essential.
Check out key aspects π»
https://moneycontrol.com/news/business/personal-finance/income-tax-return-filing-last-date-for-filing-consequences-of-delay-penalties-and-more-12760025.html?telegram
Moneycontrol
Income tax return filing: Last date for filing, consequences of delay, penalties and more
The due date to file income tax returns for 2023-24 is July 31. Missing this deadline can result in late fees, interest, penalties and delay in refund processing.
#MCPersonalFinance | π *BSE Benchmark Sensex touched the 80,000 mark in the intra-day trading for the first time ever.* π
*What should be MF investors strategy?* π§
*Read to know* β¬
https://moneycontrol.com/news/business/personal-finance/sensex-tops-80000-level-for-the-first-time-what-should-be-mf-investors-strategy-12761369.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
*What should be MF investors strategy?* π§
*Read to know* β¬
https://moneycontrol.com/news/business/personal-finance/sensex-tops-80000-level-for-the-first-time-what-should-be-mf-investors-strategy-12761369.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Sensex tops 80,000 level for the first time, what should be MF investors strategy?
Remember that Sensex milestones are a journey and not a destination. Long term investors who have well-diversified portfolios and have their long-term monthly investments through SIP, should continue to stay invested.
#MCPersonalFinance | *ITR filing 2023-24: Salaried individuals can switch tax regimes yearly!* πΌπ°
_Read more on this_ π½
https://www.moneycontrol.com/news/business/personal-finance/itr-filing-2023-24-switching-tax-regimes-while-filing-returns-heres-what-you-need-to-know-12761627.html#google_vignette
#ITRFiling #IncomeTax #Salary #TaxRegime
_Read more on this_ π½
https://www.moneycontrol.com/news/business/personal-finance/itr-filing-2023-24-switching-tax-regimes-while-filing-returns-heres-what-you-need-to-know-12761627.html#google_vignette
#ITRFiling #IncomeTax #Salary #TaxRegime
Moneycontrol
ITR filing 2023-24: Switching tax regimes while filing returns? Hereβs what you need to know
Salaried individuals have the luxury of switching between old and new tax regimes every year
#MCPersonalFinance | π Credit score slipping? Despite on-time payments, hidden factors like account age, credit inquiries, or credit mix could be at play.
Watch π₯ more on this‡οΈ
https://www.moneycontrol.com/news/videos/business/personal-finance/why-is-your-credit-score-slipping-despite-timely-payments-understand-hidden-factors-12762141.html#google_vignette
#CreditScore #CreditInquiries #CreditMix
Watch π₯ more on this‡οΈ
https://www.moneycontrol.com/news/videos/business/personal-finance/why-is-your-credit-score-slipping-despite-timely-payments-understand-hidden-factors-12762141.html#google_vignette
#CreditScore #CreditInquiries #CreditMix
Moneycontrol
Why is your credit score slipping despite timely payments? Understand hidden factors
Are you curious to know why your credit score drops even though you are making all your payments on time? If yes, then this video is for you. The main reasons for credit score drops are late payments, loan defaults, and loan settlements. Just one late paymentβ¦
#MCPersonalFinance | β³ *The due date to file income tax returns for 2023-24 is July 31. Missing this deadline can result in late fees, interest, penalties and delay in refund processing.*
Read to know the consequences missing the deadline β¬
https://moneycontrol.com/news/business/personal-finance/income-tax-return-filing-last-date-for-filing-consequences-of-delay-penalties-and-more-12760025.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Read to know the consequences missing the deadline β¬
https://moneycontrol.com/news/business/personal-finance/income-tax-return-filing-last-date-for-filing-consequences-of-delay-penalties-and-more-12760025.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Income tax return filing: Last date for filing, consequences of delay, penalties and more
The due date to file income tax returns for 2023-24 is July 31. Missing this deadline can result in late fees, interest, penalties and delay in refund processing.
#MCPersonalFinance | π¨ Fraud Alert!π¨
Upstox observed instances where individuals are trying to impersonate brands and defraud public using Artificial Intelligence.
Read here for more details π
https://moneycontrol.com/news/business/personal-finance/investors-beware-upstox-cautions-against-imposters-luring-customers-12766087.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Upstox observed instances where individuals are trying to impersonate brands and defraud public using Artificial Intelligence.
Read here for more details π
https://moneycontrol.com/news/business/personal-finance/investors-beware-upstox-cautions-against-imposters-luring-customers-12766087.html?utm_medium=social&utm_source=telegram&utm_campaign=regular-editorial
Moneycontrol
Investors Beware: Upstox cautions against imposters luring customers
There are fake social media accounts and groups pretending to be Upstox, offering educational courses, stock tips, and promising guaranteed returns. Upstox has asked investors not to divulge sensitive information without verifying if the callers are genuine.