UNDERSTANDING TRACKS
#TRACK 1
The first track contains the credit card number, the credit cardholder’s name, and the credit card’s expiration date.
Track 1 is the only track of the card that contains the account holder’s name but you can change the name from the track to match with the fake IDs you have or with the name embossed on the plastic and that will still work 10 out of 10 times.
This track is written with code known as odd parity or “Dec Sixbit”.
Track 1 format is usually as follows:
• %B3703730081187237^BRAND/STARK D ^200910100000023001000000415000000?
• START SENTINEL = is 1 character, usual ( % )
• FORMAT CODE = a single character, financial cards format code is( B )
• PRIMARY ACCOUNT NUMBER (PAN) = usual is the card number, but not always ( 3703730081187237)
• FIELD SEPARATOR = financial cards use a single symbol for it which is ( ^ )
• NAME OF CARDHOLDER = contain 2 until 26 characters (BRAND/STARK)
• FIELD SEPARATOR = symbol for it is ( ^ )
• EXPIRE DATE = in format YYMM (2009)
• SERVICE CODE = three characters (101)
• DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN), card verification value, CVV (00000023001000000415000000)
• END SENTINEL = is 1 character, usual ( ? )
#TRACK 1
The first track contains the credit card number, the credit cardholder’s name, and the credit card’s expiration date.
Track 1 is the only track of the card that contains the account holder’s name but you can change the name from the track to match with the fake IDs you have or with the name embossed on the plastic and that will still work 10 out of 10 times.
This track is written with code known as odd parity or “Dec Sixbit”.
Track 1 format is usually as follows:
• %B3703730081187237^BRAND/STARK D ^200910100000023001000000415000000?
• START SENTINEL = is 1 character, usual ( % )
• FORMAT CODE = a single character, financial cards format code is( B )
• PRIMARY ACCOUNT NUMBER (PAN) = usual is the card number, but not always ( 3703730081187237)
• FIELD SEPARATOR = financial cards use a single symbol for it which is ( ^ )
• NAME OF CARDHOLDER = contain 2 until 26 characters (BRAND/STARK)
• FIELD SEPARATOR = symbol for it is ( ^ )
• EXPIRE DATE = in format YYMM (2009)
• SERVICE CODE = three characters (101)
• DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN), card verification value, CVV (00000023001000000415000000)
• END SENTINEL = is 1 character, usual ( ? )
#TRACK 2
The second track contains the credit card number and the expiration date, it is the most important track of your dump and will make all the difference whether your ATM will spit out the money or you will get the refusal instead.
Almost all dumps will spit out cash if track 2 is correct. It is written with a 5 bit-scheme,4 data bits, and 1 parity bit, a parity bit, or check bit is a bit added onto track 2 for error detection as it requires the authorization step to be discarded entirely or re-transmitted from scratch which is what makes the ATM to spit out your card in case of a problem with your Track 2.
This track data format is as follows:
370373660206009=200910118023328700000?
• START SENTINEL = is 1 character, usual ( ; )
• PRIMARY ACCOUNT NUMBER (PAN) = usual the card number ( 370373660206009 )
• SEPARATOR = usual symbol ( = )
• EXPIRE DATE = in YYMM format (2009 )
• SERVICE CODE = a three digits code ( 101 )
• DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN), card verification value, CVV (18023328700000 )
• END SENTINEL = usual the symbol ( ? )
The second track contains the credit card number and the expiration date, it is the most important track of your dump and will make all the difference whether your ATM will spit out the money or you will get the refusal instead.
Almost all dumps will spit out cash if track 2 is correct. It is written with a 5 bit-scheme,4 data bits, and 1 parity bit, a parity bit, or check bit is a bit added onto track 2 for error detection as it requires the authorization step to be discarded entirely or re-transmitted from scratch which is what makes the ATM to spit out your card in case of a problem with your Track 2.
This track data format is as follows:
370373660206009=200910118023328700000?
• START SENTINEL = is 1 character, usual ( ; )
• PRIMARY ACCOUNT NUMBER (PAN) = usual the card number ( 370373660206009 )
• SEPARATOR = usual symbol ( = )
• EXPIRE DATE = in YYMM format (2009 )
• SERVICE CODE = a three digits code ( 101 )
• DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN), card verification value, CVV (18023328700000 )
• END SENTINEL = usual the symbol ( ? )
#TRACK 3
The third track contains information about customer loyalty programs, some banks use it for programs such as airline rewards but It is virtually unused by the vast majority of banks. It was developed by Thrift Saving Industry. Point Of Sales (POS) will not read this track.
SERVICE CODES
The card service code is a 3 digits code present in both Track 1 and Track 2.
Each of the 3 digits of the code has a meaning and read it together the service code let you know where and how the card can be used
#IF THE FIRST DIGIT IS:
• 1 – the card is for international use
• 2 – the card is for international use but has a chip
• 5 – the card is for national use
• 6 – the card is for national use but has a chip
• 7 – the card is not good for interchange except for bilateral agreements
• 9 – test card
#IF THE SECOND DIGIT IS:
• 0 – the card is normal, without restriction
• 2 – issuer must be contacted via online means
• 4 – issuer must be contacted via online means except under bilateral agreements
#IF THE LAST DIGIT IS:
• 0 – no restriction but the PIN is required
• 1 – no restrictions
• 2 – the card can be used for goods and services payment but not for cash
• 3 – ATM use only, PIN is required
• 4 – cash only
• 5 – the card can be used for goods and services payment but not for cash but PIN is required
• 6 – no restrictions, PIN should be used where is feasible
• 7 – the card can be used for goods and services payment but not for cash but PIN should be used where is feasible
The third track contains information about customer loyalty programs, some banks use it for programs such as airline rewards but It is virtually unused by the vast majority of banks. It was developed by Thrift Saving Industry. Point Of Sales (POS) will not read this track.
SERVICE CODES
The card service code is a 3 digits code present in both Track 1 and Track 2.
Each of the 3 digits of the code has a meaning and read it together the service code let you know where and how the card can be used
#IF THE FIRST DIGIT IS:
• 1 – the card is for international use
• 2 – the card is for international use but has a chip
• 5 – the card is for national use
• 6 – the card is for national use but has a chip
• 7 – the card is not good for interchange except for bilateral agreements
• 9 – test card
#IF THE SECOND DIGIT IS:
• 0 – the card is normal, without restriction
• 2 – issuer must be contacted via online means
• 4 – issuer must be contacted via online means except under bilateral agreements
#IF THE LAST DIGIT IS:
• 0 – no restriction but the PIN is required
• 1 – no restrictions
• 2 – the card can be used for goods and services payment but not for cash
• 3 – ATM use only, PIN is required
• 4 – cash only
• 5 – the card can be used for goods and services payment but not for cash but PIN is required
• 6 – no restrictions, PIN should be used where is feasible
• 7 – the card can be used for goods and services payment but not for cash but PIN should be used where is feasible