🔥 Tesla’s next idea: turning cars into data centers

During Tesla’s Q3 earnings call, Elon Musk shared a concept few are discussing. He suggested using idle Teslas as a global AI network.

🟡 Each car already has around 1 kilowatt of AI inference power
🟡 A connected fleet of millions could deliver over 100 gigawatts of compute
🟡 Power and cooling are already built into the vehicles
🟡 The fleet itself could serve as a distributed network instead of separate data centers

It means Tesla could transform its parked cars into a global supercomputer, powered by the batteries and AI already inside them.

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🚨 Europe’s Most Dangerous Cities, According to Citizens

Numbeo’s latest Crime Index shows how Europeans feel about safety and the results may surprise you. Unlike police data, this ranking reflects public perception based on tens of thousands of surveys.

🟡 Bradford, UK tops the list with a Crime Index of 67.1
🟡 Marseille and Coventry follow closely behind
🟡 France has the most cities in the top 30, including Paris, Lyon, and Nice
🟡 Knife crime in England and Wales rose to 50,500 offences last year
🟡 Cities with visible poverty and disorder report higher perceived danger

Perception drives behavior. Even if actual crime rates fall, fear and insecurity can still shape tourism, investment, and migration across Europe.

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🌎 Latin America breaks a 17-year downtrend

The Latin American MSCI Index has finally broken out after nearly two decades of decline, supported by low valuations and accelerating growth across the region.

🟡 P/E ratios remain among the lowest globally
🟡 Political and economic conditions are stabilizing
🟡 The region is becoming critical for commodities, manufacturing, and electrification
🟡 Western economies are deepening ties for resource security and AI-driven industries

Latin America is quietly stepping into a new structural phase. What once was a lagging region may now turn into a major growth story.

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📊 Why Timing the Market Rarely Works

Every investor dreams of buying low and selling high. In theory, it sounds simple. In practice, it’s one of the hardest skills to master and most who try end up underperforming.

🟡 The Cost of Missing the Best Days

Market data from 2003 to 2022 shows that a $10,000 investment in the S&P 500 would have grown to about $64,800 if the investor stayed fully invested. But missing only the 10 best trading days cut that final value in half to $29,700. Missing 30 of the best days left just $11,700.

The difference comes from compounding. The biggest up days often define long-term returns, and they’re impossible to predict.

🟡 Why the Best Days Happen in Bear Markets

Surprisingly, seven of the ten strongest days in the past two decades occurred during bear markets. Extreme volatility creates emotional reactions, leading many investors to sell near the bottom — right before a sharp rebound. In 2020, for example, one of the best days of the year came immediately after one of its worst.

This pattern repeats because panic selling creates liquidity vacuums that attract aggressive buyers. Those who stay invested capture the recovery, while those who sell miss it entirely.

🟡 The Psychology Behind Market Timing

Timing the market requires not just skill, but emotional control. To succeed, you’d have to know when to exit before downturns and when to re-enter before rebounds, a feat even professionals rarely achieve consistently. The fear of loss and the need for certainty push investors to make reactive decisions that hurt returns over time.

🟡 The Case for Staying Invested

The long-term data is clear. Investors who remain in the market through both good and bad cycles benefit from compounding and dividend reinvestment. The market rewards patience more than precision.

Even when headlines scream uncertainty, time in the market almost always beats timing the market. The real edge is endurance, not prediction.

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📊 UnitedHealth eyes recovery in 2026

UnitedHealth reaffirmed its focus on performance and long-term growth, guiding FY25 earnings per share to $16.25. The stock now trades near 23 times earnings.

🟡 Management expects stronger results starting in 2026 and beyond
🟡 Valuation has dropped sharply after a year of underperformance
🟡 The company remains a key player in the U.S. healthcare sector
🟡 Market sentiment is starting to turn as earnings stabilize

Investors are watching whether this marks the bottom or just a pause. Growth stories often start when the market stops believing in them.

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📉 Berkshire Hathaway Lags Behind the Market

Warren Buffett’s Berkshire Hathaway has fallen 34 percentage points behind the S&P 500 since his retirement announcement, a sharp reversal for a company once viewed as the market’s benchmark for discipline and value.

🟡 Investors appear uncertain about Berkshire’s next chapter after Buffett

🟡 The S&P 500 continues to benefit from tech-led momentum and AI capital flows

🟡 Berkshire’s conservative positioning in cash and defensive stocks is weighing on returns

Markets are starting to price in a world without Buffett’s steady hand. The question now is whether Berkshire’s cautious style will look outdated, or brilliant, when the next correction comes.

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❓ When to Sell a Stock

Knowing when to sell matters as much as knowing what to buy. Most mistakes happen not from bad entries, but from bad exits.

🟡 When Selling Makes Sense

Selling should come from fundamental changes, not emotions.
• Wrong facts — bad management, weak business model, or poor product
• Changing facts — declining capital allocation or deteriorating quality
• No cash for better opportunity — if a stronger idea needs funding
• Need cash — for clear personal or financial commitments

If the core reason for owning a stock no longer holds true, it’s time to act.

🟡 When Not to Sell

Selling out of fear or impatience often hurts long-term returns.
• The stock looks “overpriced” — growth can justify higher multiples
• The stock doubled — price moves don’t define intrinsic value
• Short-term drops — volatility is not risk if fundamentals stay solid
• To “lock gains” — tax and opportunity costs often outweigh comfort

A good business with expanding earning power will always look expensive in hindsight.

🟡 The Real Lesson

Sell when your thesis breaks, not when your emotions flare.

As Philip Fisher said:

If the job has been correctly done when a common stock is purchased, the time to sell it is almost never.

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📝 Life Lessons from Trading — Scimitar Capital

Trading teaches far more than how to make money. It shows how humans think, how trust forms, how fear works, and how reality constantly changes. Every lesson below is a calibration, between self and world.

🟡 Traders get paid to guess where money will move.

🟡 There are many ways to win this guessing game: reading information fast, acting fast, recognizing patterns, or understanding what others are guessing. Some chase opportunities others can’t see or don’t want to.

🟡 Each of these abilities is an edge, like a stat in an MMORPG.

🟡 The game is winner-takes-most. To make money consistently, you must cross power-law thresholds.

🟡 It’s easier to hunt as a team. Combining edges multiplies performance. The best teams are positive-sum.

🟡 Trust builds through repeated small risks. Too big gets you burned, too small never compounds.

🟡 You must be ready to sacrifice almost everything to win. Few really want that, and that’s fine.

🟡 Play only games you can win repeatedly. Many fail because they chose the wrong one.

🟡 The game keeps evolving. Knowledge spreads, edges decay, winners adapt, losers disappear.

🟡 Always ask why someone smarter or faster didn’t take the trade before you.

🟡 Most traders are flipping coins. Sometimes luck looks like genius.

🟡 The best trades move fast and hard in your favor.

🟡 Trading exposes insecurities. It forces you to see what’s real about yourself and the world.

🟡 Envy drives the internet era. Used well, it accelerates learning. Used poorly, it eats you alive.

🟡 Identities built on process endure longer than those built on talent or novelty.

🟡 Only the paranoid survive. Panic early, stay liquid, and respect what you don’t know.

🟡 People build artificial heavens around goals and artificial hells around fears. Both destroy balance.

🟡 Trading is zero-sum within a larger positive-sum system that drives civilization forward.

🟡 The big picture is hard to see clearly. Price is a shadow of a much larger mechanism.

🟡 Money changes a lot, but not everything. Some lessons stay the same.

🟡 Profitable trading means your worldview is briefly more aligned with reality than others. That alignment doesn’t always transfer between markets.

🟡 The industry ages people fast. Stress is expensive. Take care of your body and mind.

🟡 Winning streaks hide bad habits. Losing streaks test your process. Stay centered through both.

🟡 The world is always decaying. Models drift. There’s always room for the young and hungry.

🟡 Markets teach you to spot self-reinforcing and self-correcting loops everywhere.

🟡 Many great opportunities are born from people trying to fill a void of meaning.

🟡 Gratitude matters. Playing this game with friends and being paid for it is a privilege.

Trading is life compressed. It reveals patterns of risk, trust, and truth faster than any other pursuit. Success depends less on predicting the market and more on aligning your perception with reality, again and again.

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