ITR Filing TIP

Please note ; if you don’t file your ITR before due date (15.09.25) , you won’t be able to carry forward your losses from Future and option, intraday for any other business loss.

Plus, you have to pay ₹5000 penalty for late filing of ITR along with applicable interest under section 234A, 234B & 234C.

So Filing ITR late would be too costly for you. so don’t wait and file your ITR today.

Thanks!
Best regards
Ca Abhishek Jain
WA: wa.me/919579647720
*Website:* https://tax2save.in
*Telegram:* https://t.me/tax2save

Reminder: Last 1 days left to file..

1. Website not working fine
2. Return processing taking high time
3. Compulsory new regime filing from tomorrow (Facility to choose best regime is up to due date only)
4. No loss return can be filed from tomorrow (like F&O c/f)
5. 5k late filing penalty will start from tomorrow

Don’t wait any longer, file now fast.

Talk : wa.me/919579647720

Date extended by one day - just now (Smallest Extention of All Time). 😅

If anyone’s itr filing is pending, please file by tomorrow.

https://www.instagram.com/reel/DXXLIA9D-2W/?igsh=OTF6aDFhdnBvM3l6


If you paying rent to your parents, check this tax (hra) update

📌 *Higher Tax-Free Salary, Higher Hidden Costs*

➜ New Income-tax rules (effective 1 April 2026) increase tax-free allowances and can improve take-home pay.

➜ But at the same time, changes under the Social Security Code may increase employer costs.

➜ What’s changed
- HRA exemption expanded to more cities (up to 50%)
- Children education allowance: ₹100 → ₹3,000/month
- Hostel allowance: ₹300 → ₹9,000/month
- Potential tax-free benefit: up to ₹2.88 lakh (2 children)

➜ Important catch
- Benefit depends on salary structure + actual expenses
- Not every employee will automatically get this advantage

➜ Where the real issue lies
- Under Social Security Code, 2020, most allowances are treated as “wages”
- Higher “wages” = higher PF, gratuity, leave encashment costs

➜ Practical impact
- If salary shifts from excluded → these allowances → employer cost increases
- If restructuring happens within existing wage components → no cost impact

➜ What this means
- What looks like a tax benefit for employees
- may become a long-term cost for employers

➜ Key Takeaway
- Salary structuring is no longer just tax planning
- It now needs a balance between take-home benefits and cost impact
- Every restructuring decision should be carefully evaluated

🔗 Join *Tax2save* (CA Abhishek Jain) for more: https://chat.whatsapp.com/L4RU3dqS79C2UwYpBC8oh1