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🔵Prudence

🔺Definition:
Prudence is the quality of being careful, wise, and judicious in making decisions, considering both the short-term and long-term consequences to achieve the most favorable outcome.

🔺Relevant Quotes:

-"Prudence is the virtue by which we discern what is proper to do under various circumstances in time and place." — John Milton
-"It is by the goodness of God that in our country we have those three unspeakably precious things: freedom of speech, freedom of conscience, and the prudence never to practice either." — Mark Twain

➕Keywords

-Wisdom -Judgment -Foresight - Caution - Discernment

🔺Example : -Indian Public Policy
The National Solar Mission (2010) is an example of prudence in policymaking. The Indian government set ambitious targets for solar energy production, ensuring a gradual transition from fossil fuels to renewable energy. This careful planning addresses both current energy demands and long-term environmental sustainability.

🔺Question
Q."Prudence is essential for responsible and ethical governance. in this context discuss its significance in public administration
{How to approach the question-
To approach this question, start by defining prudence as the ability to make judicious and sensible decisions. Then, discuss its importance in public administration, focusing on how it promotes ethical governance and responsible decision-making. Highlight the role of prudence in preventing rash actions, ensuring long-term benefits, and balancing various interests. Use relevant examples, such as crisis management, resource allocation, and policy formulation, to illustrate these points.}


✅ Sankalp Mains Integrated Program (15th July)
2025 Batch 6 : https://targetupsc.in/new-courses/124-sankalp-mains-integrated-program-2025-batch-6-15th-july

Bharat Bill Payment System

- Initiated by: RBI
- Managed by: NPCI
- Purpose: To create a one-stop payment platform for all types of bills, ensuring interoperability and accessibility.
- Features: Certainty, reliability, and safety of transactions with instant payment confirmation.

- Participants:
● Banks and Non-Banks: Involved in the bill aggregation business
● Billers: Service providers
● Payment Service Providers: Facilitators of the payment process
● Retail Bill Outlets: Physical locations for bill payments

- Benefits :
● Unified Platform: By aggregating various providers.
● Flexibility: Offers multiple payment methods.
● Real-Time Confirmation: Ensures that payments are confirmed instantly, enhancing user confidence.
● Expanded Reach: Facilitates bill payments across diverse geographic locations and service categories.

Source : Financial Express

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