Scrappy Finance
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Super charging towards FI
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How has Covid-19 changed my consumer spending (expenses for past 6 months)

It’s my third month of working from home. Needless to…

http://scrappyfinance.com/how-has-covid-19-changed-my-consumer-spending-expenses-for-past-6-months/
How to prepare & pass CFA Level 1 Exam on your first try (self-study tips)

I passed the 2019 December CFA Level I exam. The pass rate for CFA exam was 42%. Contrary to the…

http://scrappyfinance.com/how-to-prepare-pass-cfa-level-1-exam-on-your-first-try-self-study-tips/
Book summary: The Art of Thinking Clearly by Rolf Dobelli

In Part 1 of The Art of Thinking Clearly summary, we learn to be a better investor by managing our…

http://scrappyfinance.com/book-summary-the-art-of-thinking-clearly-by-rolf-dobelli/
How to avoid financial self-sabotage

We can overcome financial self-sabotage by understanding our behavioural psychology. The ideas and remedies from The Art of Thinking Clearly…

http://scrappyfinance.com/how-to-avoid-financial-self-sabotage/
The true cost of Bubble Tea on our personal finances (The Latte Effect)

Phase 2 is approaching and this means that the traffic at Bubble Tea shops will be back at no time!…

http://scrappyfinance.com/the-true-cost-of-bubble-tea-on-your-personal-finances-the-latte-effect/
How to avoid financial self-sabotage

We can overcome financial self-sabotage by understanding our behavioural psychology. The ideas and remedies from The Art of Thinking Clearly…

http://scrappyfinance.com/how-to-avoid-financial-self-sabotage/
Revolve Group (RVLV) Research and Analysis

Revolve Group, Inc. (RVLV) is probably one of the most renowned e-commerce platform that caters to millennial and generation Z…

http://scrappyfinance.com/revolve-group-rvlv-research-and-analysis/
The Rules of Work summary (flourishing in the Corporate world)

In your early 20s, you don’t have a lot of capital. Your investment returns are limited consequently. Therefore, the most…

http://scrappyfinance.com/the-rules-of-work-summary-flourishing-in-the-corporate-world/
The Daily Stoic: Wisdom, Perseverance and the Art of Living (Mortality)

There is one branch of philosophy created just for us: Stoicism. It’s a philosophy designed to make us more resilient, happier, more virtuous and wiser. In short, a tool for living a good life. Embrace the wisdom of the ancient Stoics and absorb the teachings of timeless valuable wisdom via The Daily Stoic book. You'll…

https://scrappyfinance.com/the-daily-stoic-wisdom-perseverance-and-the-art-of-living-mortality/
Global Outlook (Quick Bites)

I will be posting a short summary of Global Outlook to monitor the market movements. I hope this will help us make sound investment decisions, and filter out the noise in the market.

Feb 2023

17th Feb: Fed’s Mester opined that she saw a “compelling economic case for keeping the pace at 50” and tipped…

https://scrappyfinance.com/global-outlook-quick-bites/
How I use moomoo Trading App to buy REITS in Singapore

New User Promotion (March –April)
Free Registration
Register a moomoo SG Universal Account, unlock free investment courses and all access to free market data and sorts.
Reward 1
Deposit S$100 and to get S$2* cashback daily for 10 days
Reward 2
Deposit S$2,000 and perform 2 buy trades to get 1 x coca-cola stock
(worth…

https://scrappyfinance.com/how-i-use-moomoo-trading-app-to-buy-reits-in-singapore/
Global Outlook (Quick Bites)

I will be posting a short summary of Global Outlook to monitor the market movements. I hope this will help us make sound investment decisions, and filter out the noise in the market.

March

1st: The S&P500 dipped 0.3% yesterday to cap a turbulent February in the red at -2.6% as US consumer confidence fell…

https://scrappyfinance.com/global-outlook-quick-bites/
Global Outlook (Quick Bites)

I will be posting a short summary of Global Outlook to monitor the market movements. I hope this will help us make sound investment decisions, and filter out the noise in the market.

June

23rd: US markets were mixed overnight, with US equities struggling for direction before closing marginally higher (S&P: +0.37%; NASDAQ: +0.95%; Dow…

https://scrappyfinance.com/global-outlook-quick-bites/
Global Outlook (Quick Bites)

I will be posting a short summary of Global Outlook to monitor the market movements. I hope this will help us make sound investment decisions, and filter out the noise in the market.

June

23rd: US markets were mixed overnight, with US equities struggling for direction before closing marginally higher (S&P: +0.37%; NASDAQ: +0.95%; Dow…

https://scrappyfinance.com/global-outlook-quick-bites/
Global Outlook (Quick Bites)

I will be posting a short summary of Global Outlook to monitor the market movements. I hope this will help us make sound investment decisions, and filter out the noise in the market.

June

23rd: US markets were mixed overnight, with US equities struggling for direction before closing marginally higher (S&P: +0.37%; NASDAQ: +0.95%; Dow…

https://scrappyfinance.com/global-outlook-quick-bites/
Credit card strategy for low spender | $300 miles game plan

If you want to make your limited spending work for you while unlocking the potential of your credit cards for attractive rewards, this post will be helpful for you.

A miles card provides a higher percentage reward compared to cashback cards so it appeals to me.

Receiving cashback is a straightforward process with immediate value…

https://scrappyfinance.com/credit-card-strategy-for-low-spender-300-miles-game-plan/
Driving Licence in Singapore at BBDC (review, cost savings tips, guide)

In this article, I will share the cost and experience in getting my driver’s license in Singapore. I obtained a Class 3A Driving Licence in Singapore at Bukit Batok Driving Centre after completing 23 practical driving classes. To get your license, you have to take theory and practical lessons, tests and stimulator training. I hope…

https://scrappyfinance.com/driving-licence-in-singapore-at-bbdc-review-cost-savings-tips-guide/
Exam and study tips to pass Singapore’s Practical Driving Test Exam

Here is my firstarticle on getting your Driving Licence In Singapore At BBDC (Review, Cost Savings Tips, Guide)

I will split the study tips into three sections.

1. Circuit ( Please see details below)
2. Basic Theory
3. Final Theory

https://www.youtube.com/watch?v=qvC2jLI-6Kk

Checking

1: rear mirror

2: side mirror

3: blind spot

4: side mirror

5:…

https://scrappyfinance.com/exam-and-study-tips-to-pass-singapores-practical-driving-test-exam/
Travel insurance promotion (suitable for Miles chaser)

Why I use Travel Insurance from FWD Travel Insurance for every holiday.

- Easy submission of receipts and efficient process of receiving reimbursement. I received the payout from flight delay and luggage damage before.
- Responsive customer service (call or live chat) who can address my concern
- Able to cancel the policy easily, one…

https://scrappyfinance.com/travel-insurance-promotion-suitable-for-miles-chaser/
VTI vs VOO: Which ETF is better

2024 update: VTI is at/ near all-time high. I am still holding on to it.

This is a comparison of VTI vs VOO. Both are different ETFs from Vanguard. Buying into VOO or VTI is the simplest way to build wealth overtime. The overlap between the 2 funds can be found here.

The advantage of…

https://scrappyfinance.com/vti-vs-voo-which-etf-is-better/