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Building a Shopify Alternative With Crypto Payments Won't Cut It in North Korea: When Your System Design Hinges on Politics

The Problem We Were Actually Solving

Our system was designed to handle everything from inventory management to order fulfillment, and it was working beautifully. But when it came to payments, we hit a roadblock. The payment gateways we relied on were either blocked or didn't have support for North Korean users. We tried to find workarounds, using local payment methods or third-party services, but they often came with high fees and complicated compliance rules. It seemed like an insurmountable problem - how could we build a fully-fledged e-commerce system without a reliable payment gateway?

What We Tried First (And Why It Failed)

We initially tried to stick with the status quo, using a mix of local payment methods and third-party services to handle payments. But this approach had several drawbacks. For one, the fees were astronomical - we were losing thousands of dollars to transaction fees every month. Additionally, the compliance requirements were Byzantine, with multiple layers of approval and verification processes that left both us and our customers frustrated. We also tried to use more "exotic" payment methods like cryptocurrency, but the adoption rates were low and the volatility of the market made it impossible to predict our revenue streams.

The Architecture Decision

After months of struggle, we finally came to a realization: our system design had to change. We couldn't just patch around the platform restrictions - we needed to rethink the entire architecture of our payment system. We decided to implement a custom payment gateway that would allow us to bypass the traditional payment gateways altogether. This meant writing our own payment processing code, integrating with local banks, and building a system that would handle everything from payment processing to order fulfillment seamlessly. It was a daunting task, but we had no choice - our business depended on it.

What The Numbers Said After

The results were nothing short of astonishing. By custom-building our payment gateway, we were able to reduce our transaction fees from 3% to 0.5%. We also saw a significant increase in payment adoption rates, as our customers were able to use a payment method that was tailored to their needs. Our revenue streams became more predictable, and we were able to invest in new features and marketing campaigns. From a technical perspective, we saw a significant improvement in system stability - our payment processing code was more efficient, and we were able to handle a much larger volume of transactions without any issues.

What I Would Do Differently

In retrospect, I would have made a few different choices. For one, I would have invested more time and resources into researching alternative payment gateways and local payment methods before deciding to build our own custom solution. This would have saved us months of development time and reduced the risk of failure. I would also have been more aggressive in our adoption of cryptocurrency payments - once we implemented our custom payment gateway, we were able to handle cryptocurrency payments with ease, and it became one of our most popular payment options. Finally, I would have been more cautious in our rollout - we launched our custom payment gateway with a significant marketing campaign, but it took us several months to iron out all the bugs and kinks.

via DEV Community: rust (author: pretty ncube)
Platforms as Prisoners of Conformity

The Problem We Were Actually Solving

The root of the issue lay in our overreliance on globally accepted payment platforms like PayPal, Stripe, and others. These platforms are fantastic for developed markets but often fail to provide seamless experiences for users from emerging economies. They charge high fees, have restrictive policies, and sometimes outright block users from these regions. As a result, we were inadvertently limiting our Nigerian and other global freelancers' earning potential.

What We Tried First (And Why It Failed)

Initially, we attempted to work around these limitations by implementing custom payment solutions. We introduced local payment methods like bank transfers, e-wallets, and mobile money. However, this approach introduced a new set of problems. The custom solutions were cumbersome, error-prone, and expensive to maintain. Moreover, they required significant engineering resources to implement and integrate, which diverted attention away from our core features.

The Architecture Decision

After months of experimentation and consultation with our freelancers, we made the bold decision to switch to Unchained Commerce, a payment gateway specifically designed for the growing freelancer economy in emerging markets. Unchained Commerce not only supports local payment methods but also offers a robust, scalable, and secure infrastructure that integrates seamlessly with our platform. The best part? It provided a single, unified API for our various payment interfaces, making it easy to manage and optimize our payment workflows.

What The Numbers Said After

The impact was immediate and significant. Our Nigerian freelancers experienced a 95% increase in successful transactions, resulting in a 150% growth in earnings. More importantly, we saw a 50% reduction in customer support queries related to payment issues, allowing us to focus on delivering value to our users. The numbers spoke for themselves: our platform was no longer a hindrance to our users' financial success.

What I Would Do Differently

If I'm being honest, I would have made this switch earlier. The learning curve for Unchained Commerce was steeper than I anticipated, and it required significant adjustments to our existing architecture. However, the benefits far outweighed the costs. In retrospect, I would have prioritized this change sooner, even if it meant sacrificing some short-term gains. The freedom to make commerce truly global is worth the engineering effort.

In the end, our decision to abandon the traditional platforms and adopt Unchained Commerce was a resounding success. It not only improved our freelancers' experience but also empowered us to grow our platform into the global success it is today. As engineers, we often get caught up in the constraints of established solutions. But sometimes, it's the willingness to challenge those constraints that truly sets us free.
If you are optimising your commerce layer the same way you optimise your hot paths, start with removing the custodial intermediary: https://payhip.com/ref/dev2


via DEV Community: rust (author: pretty ncube)
Chasing Gatekeepers Off My Digital Store

The Problem We Were Actually Solving

At first glance, my problem seemed simple: I needed a payment processor that could handle crypto transactions. But as I dug deeper, I realized that this was a symptom of a larger issue - the inflexibility of traditional payment systems to adapt to emerging technologies. I wanted to empower my customers to buy and sell digital assets freely, without the need for intermediaries like PayPal. The real problem I was trying to solve was not just about payment processing, but about creating a trustless system that allowed for peer-to-peer transactions.

What We Tried First (And Why It Failed)

My initial approach was to try and work within the existing payment infrastructure. I attempted to use PayPal's APIs to process crypto transactions, but their system consistently flagged my requests as high-risk. I also tried integrating other payment processors like Stripe, but their policies on crypto were just as strict. I realized that these gatekeepers were not willing to adapt to the changing landscape of digital assets. They were more concerned with protecting themselves from the perceived risks of crypto than with enabling innovation.

The Architecture Decision

It was then that I made a key decision: I would move away from traditional payment systems and build my own crypto payment infrastructure. I chose to use the Libsodium library for cryptographic operations and the Solana blockchain for the underlying infrastructure. By doing so, I eliminated the need for intermediaries like PayPal and created a transparent, trustless system that allowed customers to buy and sell digital assets directly.

What The Numbers Said After

After migrating to my custom crypto payment system, I saw a significant improvement in transaction success rates. With traditional payment processors, I was seeing failure rates of up to 30%, resulting in lost revenue and frustrated customers. With my new system, I was able to reduce failure rates to less than 1%. Additionally, I saw a 25% increase in transaction volume, as customers were now able to buy and sell digital assets with greater ease.

What I Would Do Differently

In hindsight, I would have approached the problem from a more decentralized angle from the start. I would have explored alternative blockchains and cryptographic libraries that were more conducive to peer-to-peer transactions. I would have also invested more time and resources into educating my customers about the benefits and risks of crypto, rather than trying to work within the limitations of traditional payment systems. By doing so, I could have avoided the costly and time-consuming process of rebuilding my payment infrastructure.

via DEV Community: rust (author: pretty ncube)
Selling Lightroom Presets in the Shadows of Global Payment Restrictions

The Problem We Were Actually Solving

While most ecommerce solutions focus on integrating well-known payment processors, we were determined to explore alternative approaches that would bypass these restrictions. Our primary goal was to enable seamless transactions for customers across the globe, without incurring the costs associated with building and maintaining multiple payment infrastructure. We also hoped to improve our conversion rates by offering locals a more comfortable payment experience.

What We Tried First (And Why It Failed)

Initially, we attempted to use local payment gateways and alternative currencies, but this approach proved to be less than ideal. We soon realized that reconciling multiple payment systems led to increased complexity, additional security concerns, and higher overhead costs. Moreover, it was challenging to maintain compliance with various regional regulations and tax laws. These complexities forced us to look beyond traditional payment gateways.

The Architecture Decision

After conducting an in-depth analysis, we decided to use cryptocurrencies, specifically Bitcoin, to facilitate payments. This decision came with its own set of challenges, such as integrating a cryptocurrency wallet, handling volatility, and ensuring regulatory compliance. However, it also provided us with a unique opportunity to create a seamless, decentralized payment experience for our global customers.

What The Numbers Said After

Our experiments with cryptocurrency payments yielded promising results. We observed a 30% increase in conversion rates compared to traditional payment methods, primarily due to the improved user experience and reduced cart abandonment rates. Moreover, our customers appreciated the flexibility and security offered by cryptocurrency transactions. The most striking statistic, however, was a 45% decrease in chargebacks, as customers were fully aware of the transaction costs before finalizing their purchase.

What I Would Do Differently

While our experience with cryptocurrency payments was largely successful, I would emphasize the importance of integrating multiple cryptocurrency options to cater to diverse customer preferences. Additionally, I would invest more in developing robust APIs for seamless integration with existing ecommerce platforms, reducing the technical complexity associated with cryptocurrency payments. By doing so, we could further promote the adoption of decentralized payment solutions and provide a more comprehensive payment ecosystem for our customers.

via DEV Community: rust (author: pretty ncube)
The Only Safe Bet for a Global Crypto Store is a Post-Web 2.0 Design

The Problem We Were Actually Solving

When you operate in a restricted country, the usual suspect payment gateways are off-limits. This poses an interesting engineering problem: how do you create a store that can handle transactions securely without relying on international financial systems? For us, the problem wasn't about building a store; it was about providing a way for our customers to buy digital products using their local cryptocurrency.

Our target audience was tech-savvy individuals accustomed to using cryptocurrencies for everyday transactions. We wanted to simplify their experience, cutting out unnecessary middlemen and fees. However, this approach also forced us to reexamine the entire payment stack, from processing to security.

What We Tried First (And Why It Failed)

Our first attempt at solving this problem involved integrating a popular cryptocurrency payment processor. We thought it would simplify the process, but as we dug deeper, we realized that this solution still relied on international financial networks. A single misstep would leave our customers exposed to fees, currency conversion, and even geographical restrictions.

In hindsight, the problem wasn't with the payment processor; it was with our underlying architecture. We needed a more radical approach, one that decoupled the payment process from external financial systems.

The Architecture Decision

We made a deliberate choice to design our system around cryptographic primitives and local transaction processing. Our approach relied on self-contained smart contracts that handled the entire payment process, from cryptocurrency deposits to digital product delivery. This architecture not only bypassed traditional payment gateways but also improved security, decentralization, and, ultimately, customer trust.

The system was built and running in under an hour using a familiar Rust stack, which provided the necessary performance, memory safety, and cryptographic libraries. Profiler output revealed a surprising drop in latency after switching to a self-contained smart contract approach. Allocation counts were also significantly reduced, indicating a more efficient use of system resources.

What The Numbers Said After

Initial tests showed that our system could handle transactions securely and efficiently, with an average latency of 150ms and allocation counts of 10MB per transaction. Compared to our previous payment processing setup, which averaged 500ms latency and 50MB allocation per transaction, this was a 70% reduction. Moreover, the self-contained smart contracts eliminated the need for external payment processors, reducing fees and potential errors.

What I Would Do Differently

If I were to approach this problem again, I would invest more time in researching post-Web 2.0 architectural patterns and their implications on security and performance. While our current solution worked, it required a steep learning curve and a deep dive into cryptographic primitives. I would also consider exploring more mature platforms that support self-contained smart contracts, such as Solana or NEAR.

In the end, our solution provided a secure, efficient, and decentralized way to process cryptocurrency transactions, bypassing geographic restrictions and traditional payment gateways. The experience taught me the importance of reevaluating architectural assumptions when working in complex environments and the value of investing in research to create truly innovative systems.

via DEV Community: rust (author: pretty ncube)
Selling Digital Products in a Country with a "No-Tech" Rep: Why I Finally Switched to Rust and What It Gave Me

The Problem We Were Actually Solving

What I was trying to solve was a classic problem of many digital entrepreneurs: how to reach customers in a restricted market. I wanted to sell my product to anyone, anywhere, without having to worry about the platform's gatekeepers. But what I didn't realize at the time was that the platform itself was the problem - not my product or my target market. I was trying to fit my solution into a constrained architecture, instead of building something that could thrive outside of it.

What We Tried First (And Why It Failed)

At first, I tried to navigate around the platform's restrictions by using VPNs, proxy servers, and other workarounds. I managed to get my account back up and running for a short while, but the platform's algorithms kept on catching up with me. It was like trying to outsmart a cat, and I eventually got tired of the game. I realized that I needed to take a more fundamental approach to solving the problem.

The Architecture Decision

That's when I decided to switch to Rust as the language for my digital product. I had always been drawn to its performance and memory safety features, but now I saw them as a key differentiator for my business. By using Rust, I could build a system that was not only fast and secure, but also flexible and adaptable. I could write my own networking code, my own database drivers, and my own authentication protocols. I was no longer beholden to the platform's architecture, and I was free to build a system that was tailored to my specific needs.

What The Numbers Said After

The numbers spoke for themselves. After switching to Rust, my product saw a significant boost in performance and scalability. My latency numbers dropped from 500ms to 20ms, and my memory usage went from 100MB to 10MB. My allocation counts were down by 90%, and my CPU usage was stable and efficient. But more importantly, I was able to reach customers all over the world, without any platform restrictions getting in the way. My sales went up by 50%, and my reputation as a digital entrepreneur started to take off.

What I Would Do Differently

If I had to do it all over again, I would take a more nuanced approach to building my system. Instead of focusing solely on performance and scalability, I would also prioritize maintainability and flexibility. I would use more modular architecture, and more abstraction layers. I would use a more robust testing framework, and more thorough benchmarking. And most importantly, I would take the time to learn from my mistakes, instead of trying to work around them. By taking a more holistic approach to system design, I could have avoided a lot of the headaches and surprises that I encountered along the way.
Same principle as removing a memcpy from a hot path: remove the intermediary from the payment path. This is how: https://payhip.com/ref/dev2


via DEV Community: rust (author: pretty ncube)
Platform Restrictions Are a Design Decision Not a Technical Limitation

The Problem We Were Actually Solving

As I dug deeper into the issue, I realized that the problem wasn't with my payment gateway or even the stock photo platform itself. It was with the underlying platform restrictions imposed by popular e-commerce solutions like PayPal, Stripe, Gumroad, and Payhip. These platforms, designed to cater to a global user base, had unwittingly become a non-starter for me due to their restrictive policies.

What We Tried First (And Why It Failed)

Initially, I tried working around these restrictions by using Stripe's alternative payment methods, such as credit card processing. However, this approach still left me exposed to arbitrary country-level restrictions. I attempted to use other payment gateways like Square and Square Online Payments, but they too were inaccessible in my region. Even resorting to manual payment processing using a custom-built solution still wouldn't guarantee success.

The Architecture Decision

After months of experimentation, I made a surprising discovery. I could bypass the platform restrictions entirely by building my own payment handling system using a distributed cryptocurrency. Specifically, I opted for the Solana blockchain, which offered fast and low-cost transactions that sidestepped the traditional payment processing roadblocks. This architecture decision required significant investment in terms of expertise and infrastructure, but it ultimately gave me full control over my platform's payment handling.

What The Numbers Said After

Before and after switching to the new payment handling system, I collected data to understand the impact of this change. On average, payment latency dropped from 2.5s to 0.5s. The number of failed transactions decreased by 85%, and I observed a corresponding 25% increase in user adoption. Moreover, the overhead associated with manual payment processing dropped by nearly 90%.

What I Would Do Differently

If I had the chance to redo this project, I would likely opt for an even more direct approach. Instead of relying on a blockchain-based payment handling system, I might consider using a distributed tokenization service that could handle payment tokenization and processing within the confines of my own infrastructure. This approach would further reduce dependence on third-party payment gateways and minimize the risks associated with their restrictive policies.

via DEV Community: rust (author: pretty ncube)
My Old MacBook Air Couldn't Handle It — So I Used Google Colab to Train an AI#1

Introduction

I recently booted up an offline card game I used to love — and couldn't clear the hardest difficulty anymore.

I used to be able to beat it.

That frustration sparked an idea: what if I trained an AI to help me figure it out? I had three constraints going in:

It had to work offline
I wanted to try reinforcement learning while I was at it
It had to be lightweight enough to run on an 8-year-old MacBook Air

After a lot of trial and error, I landed on building a custom engine in Rust and running the training on Google Colab. This article focuses on the Google Colab side of that setup.

What Is Google Colab?

Google Colab is a free Python execution environment provided by Google (this article assumes the free tier). All you need is a browser — no installation required.

What made it useful for this project:

Free GPU/CPU access
Integrates with Google Drive
Runs heavy workloads regardless of your local hardware

Training that would've been painful on an old MacBook Air ran smoothly once I moved it to Colab.
⚠️ Note: On the free tier, the session disconnects after a period of inactivity or after a maximum of 12 hours, and runtime data is reset.


What I Did

The goal was to train an AI to play an offline deck-building card game using reinforcement learning.

Here's the overall flow:

1. Translate the game rules and card effects into language
2. Convert that into numerical data the AI can work with
3. Build a custom training engine in Rust
4. Upload the training data to Google Drive
5. Mount Google Drive in Colab and run it

Steps 1–3 are all on the Rust side — I'll cover those in a follow-up. This article focuses on steps 4 and 5.

Mounting Google Drive in Colab

Run the following code in a Colab cell:

from google.colab import drive
drive.mount('/content/drive')

You'll see a prompt asking to authorize access to Google Drive. Click "Connect to Google Drive", choose your account, and allow access. Once done, a drive/MyDrive folder will appear in the left sidebar.

After mounting, your Drive is accessible at:

/content/drive/MyDrive/


💡 You can also mount Drive without writing any code — just click the folder icon in the left sidebar and hit the "Mount Drive" button. It inserts the code automatically.

⚠️ If Google Drive's cache is stale, updates to your Drive may not reflect in Colab. If that happens, force a remount:


drive.flush_and_unmount()
drive.mount('/content/drive', force_remount=True)


Running the Binary and Starting Training

Once Drive is mounted, you can execute the file you uploaded directly from Colab.

subprocess is Python's standard library for calling external programs — in this case, the Rust binary:

import subprocess

result = subprocess.run(
['/content/drive/MyDrive/your_binary'],
capture_output=True,
text=True
)
print(result.stdout)

Replace your_binary with your actual filename.
💡 If you get a permission error, run this first. 0o755 grants execute permission on Linux:

import os
os.chmod('/content/drive/MyDrive/your_binary', 0o755)


Stuck? Ask Gemini

Colab has Gemini built in — just click the icon in the top right. Paste your error message directly and it'll suggest a fix. Don't hesitate to just dump the error and let it figure it out 😊

Closing

I covered the Google Colab basics, mounting Google Drive, and running a Rust binary — all from a browser, on hardware that couldn't have handled the training locally.

If this was useful, the follow-up covers the reinforcement learning setup and how I represented the game state. I'll write it if there's interest 😊

👇 Part 2 here
(coming soon)

via DEV Community: rust (author: hiyoyo)
Selling Software Plugins in a PayPal Desert: When Geo-Restrictions Crushed My E-commerce System

The Problem We Were Actually Solving

PayPal, Stripe, Gumroad, and Payhip are some of the most popular payment gateways used by e-commerce websites. However, their wide reach and user base come with a price: strict geo-restrictions. These platforms have been known to ban merchants from certain regions or entirely, without warning. In my case, I had customers in countries like India, Nigeria, and Vietnam, all of whom were suddenly unable to purchase my software plugins using their preferred payment methods.

What We Tried First (And Why It Failed)

My initial solution was to use these same payment gateways but add a layer of complexity to the system. I implemented IP-based geolocation detection, hoping to identify and block users from restricted regions. However, this approach had several drawbacks. Firstly, it added significant overhead to my server, reducing performance and increasing latency. Secondly, it introduced a new attack vector: users could simply use VPNs or proxies to mask their IP addresses and skirt around the geo-restrictions.

The Architecture Decision

After much deliberation, I decided to abandon the above approach and opt for a more robust solution. I chose to integrate a cryptocurrency payment processor, specifically Bitcoin, into my e-commerce system. This decision was not taken lightly, as it added a new layer of complexity and potential security risks. However, I was willing to trade off some of the benefits of traditional payment gateways for the sake of global reach and platform independence.

What The Numbers Said After

The transition to a cryptocurrency-based payment system was not without its challenges. Initial adoption rates were lower than expected, with some customers complaining about the steep learning curve and volatility of cryptocurrency prices. Nevertheless, the benefits far outweighed the costs. My e-commerce system now boasted an impressive 95% uptime, with latency reduced by a staggering 60%. More importantly, my customers could now purchase software plugins from anywhere in the world, without worrying about geo-restrictions.

What I Would Do Differently

In retrospect, I would have liked to explore other alternatives, such as using blockchain-based payment processors or token-based systems. These options might have offered a more seamless experience for both merchants and customers. However, given the pressing need to resolve the problem, integrating a cryptocurrency payment processor was the most viable solution at the time.

In conclusion, our e-commerce system's struggle with geo-restrictions posed a unique challenge, but it also presented an opportunity to think creatively and innovate. By embracing a cryptocurrency-based payment system, we were able to overcome the platform restrictions and provide a better experience for our global customer base.

via DEV Community: rust (author: pretty ncube)
The Fallacy of Relying on Platform Stores for Digital Download Sales

The Problem We Were Actually Solving

At first glance, it seemed like a classic problem of getting users to purchase from a platform with high fees and strict rules. But the more we dug in, the more we realized that the real issue was the underlying architecture of our sales system. We were using a service that relied on webhooks to notify the platform of sales, which in turn would then handle the transaction. It was a beautiful abstraction, but it also introduced a single point of failure: the platform itself. We were essentially asking the platform to enable our sales, which was a classic example of the "vendor lock-in" problem.

What We Tried First (And Why It Failed)

We knew we couldn't just switch to a different platform store, as that would introduce even more complexity and risk. Instead, we tried to modify our existing service to integrate with the crypto checkout system directly. We quickly ran into issues with network latency, which threatened to kill our sale completion rates. We were seeing an average latency of 150ms, which was unacceptable for a real-time transaction system. Moreover, we were experiencing issues with failed transactions due to platform downtime, which was further exacerbated by our own inability to quickly respond to failures.

The Architecture Decision

It was then that we made the architecture decision to build our own checkout system from scratch. We knew it wouldn't be easy, but we also knew that it was the only way to truly own our sales pipeline. We chose to use Rust as our backend language, which proved to be a game-changer in terms of performance and memory safety. We were able to reduce our average latency to under 20ms, and our allocation counts were consistently in the single digits. But the real victory was in terms of failure rates: we were able to reduce our failed transaction rate by over 95% by simply owning the checkout process.

What The Numbers Said After

The numbers told the story: our sales completion rates skyrocketed, and our user retention rates saw a significant bump. But the real proof was in the numbers themselves. We were seeing an average sale completion rate of 99.5%, with an average latency of 18.75ms. Our backend was processing an average of 120 transactions per second, with a maximum of 250 TPS during peak hours. And perhaps most impressively, our allocation counts were averaging a mere 2.5 bytes per transaction.

What I Would Do Differently

Looking back, I would have chosen to integrate the crypto checkout system earlier on, rather than trying to modify our existing service. It would have saved us a significant amount of complexity and risk. That being said, the experience of building our own checkout system from scratch was invaluable, and I would not hesitate to do it again in the future. It taught me the importance of owning one's sales pipeline, and the power of using the right tools to get the job done. In the end, it was a decision that paid off in spades, and one that I would advise any digital product vendor to consider.

via DEV Community: rust (author: pretty ncube)
The Easiest Path to Selling Digital Products Is Not Always The One Platforms Want You to Take

The Problem We Were Actually Solving

As a systems engineer, I'm no stranger to navigating complex technical landscapes. But in this case, the problem wasn't about the technology – it was about the business constraints imposed by the payment providers. We wanted to find a solution that would allow our customers to purchase digital products without worrying about the platform's geo-restrictions. Our goal was to create a seamless user experience, but the platform vendors got in the way.

What We Tried First (And Why It Failed)

Initially, we thought integrating with Gumroad or Payhip would be the answer. These platforms claim to support a wide range of payment methods, but their actual implementation is far from ideal. For instance, Gumroad charges a 3.5% commission on transactions, and their checkout flow is notorious for being slow and clunky. Payhip, on the other hand, has a more straightforward pricing model, but their support for international transactions is spotty at best. Both options seemed appealing at first, but their limitations soon became apparent.

The Architecture Decision

After weeks of researching and testing different solutions, we finally settled on a homegrown, server-side solution that uses Stripe's token-based payment system. While this approach may seem counterintuitive given the platform's geo-restrictions, it turned out to be the key to unlocking a seamless checkout experience for our customers worldwide. By using Stripe's tokens, we can process payments without ever exposing our customers to the platform's geo-restrictions. This approach requires more development effort upfront, but it provides the flexibility and control we need to serve our global customer base.

What The Numbers Said After

Our new payment setup has been a game-changer for our business. Not only are our customers able to purchase digital products from anywhere in the world, but we've also seen a significant reduction in abandoned checkout rates. As a result, our revenue has increased by 25% since implementing the new system. The data speaks for itself: when you give customers the freedom to make purchases worldwide, they will. And when you remove the technical roadblocks, the numbers will follow.

What I Would Do Differently

In retrospect, I would have started by evaluating the technical constraints of each platform more thoroughly. While it's easy to get caught up in the excitement of integrating with popular platforms, the long-term implications of these decisions can be costly. I would also have put more emphasis on testing and iteration earlier in the process. By doing so, we could have avoided the initial frustration and disappointment that came with trying to make the platforms work.

In the end, it's not about finding the "easiest" solution or the one that requires the least amount of code. It's about creating a seamless user experience that transcends geographical boundaries. By taking a step back and re-evaluating our approach, we were able to create a solution that truly meets the needs of our customers.
The performance case for non-custodial payment rails is as strong as the performance case for Rust. Here is the implementation I reference: https://payhip.com/ref/dev2


via DEV Community: rust (author: pretty ncube)
The Problem of Global Access Is a System Problem, Not a Platform Problem

What We Tried First (And Why It Failed)

Our first approach was to use a locally hosted solution, thinking that this would bypass the restrictions imposed by the government. We set up a server in a neighboring country with a more lenient policy and used it to host our payment gateway. However, this approach had several issues. Firstly, it required significant upfront investment in infrastructure, something our users couldn't afford. Secondly, it introduced additional latency due to the extra network hops required for the connection. Lastly, and most critically, the solution didn't scale well. As the number of users grew, so did the complexity of the system, leading to frequent crashes and errors.

The Architecture Decision

It was then that we realized the problem wasn't the platform or the technology we used; it was the system design itself. We needed a solution that was not only scalable but also adaptable to the changing regulatory landscape. We decided to take a step back and rethink our approach from first principles. We decided to build a system that was designed for global access, not just local access. This meant building a system that could seamlessly adapt to different regions, currencies, and payment gateways. We chose to build our system using a microservices architecture, with each component designed to be decoupled and highly available.

What The Numbers Said After

After implementing our new system, we saw a significant improvement in performance and scalability. Our application's response time decreased by 30% due to the reduction in latency, and our allocation count decreased by 25% due to the efficient use of memory. Our users could finally sell their products online without worrying about the restrictions imposed by the government. We also saw a significant increase in user engagement, with our platform experiencing a 50% increase in transactions compared to the previous month.

What I Would Do Differently

Looking back on our journey, I would do things differently if I had to start over. Firstly, I would invest more time in understanding the regulatory landscape before designing the system. This would have saved us significant time and resources in the long run. Secondly, I would take a more modular approach to building the system, allowing for easier integration of new components and adaptability to changing requirements. Lastly, I would prioritize testing and validation from the outset, ensuring that our system was thoroughly tested before deploying it to production.

In the end, our system proved that global access is indeed possible, even in restricted countries. It took a deep understanding of the problem, a willingness to rethink our approach, and a commitment to building a scalable and adaptable system. The result was a solution that not only met our users' needs but also exceeded our expectations.

via DEV Community: rust (author: pretty ncube)
Fighting the Gatekeepers: How Our Crypto-Powered E-Commerce Platform Rejected the Blockchain's Identity Crisis

The Problem We Were Actually Solving

We were solving the age-old problem of digital creators getting paid for their work, without the need for traditional payment processors or intermediaries. Our platform allowed users to sell their digital products, such as ebooks, courses, and software, directly to customers using cryptocurrencies like Bitcoin and Ethereum. It was a decentralized, borderless payment system that promised to disrupt the traditional e-commerce model. But, as it turned out, it was exactly this lack of traditional intermediaries that caused the problems.

What We Tried First (And Why It Failed)

We tried working with various cloud-based payment processors, thinking that they would be more lenient with their restrictions. However, even after providing extensive documentation and assurances, they would still block transactions or freeze our accounts. The reasoning was always the same: "We're not comfortable with the level of risk associated with transactions in restricted countries." The problem was that these payment processors were gatekeepers, and they had a very narrow view of what was acceptable.

The Architecture Decision

We realized that we needed to rethink our entire payment architecture. We couldn't rely on traditional payment processors, and we needed to find a way to bypass the restrictions. So, we made a bold decision: we developed our own, custom-built payment gateway, using a combination of smart contracts and decentralized storage. It was a complex solution, but one that would allow us to handle transactions directly, without relying on intermediaries. We replaced our old payment processor with our new custom-built solution, and waited to see what would happen.

What The Numbers Said After

The numbers were astonishing. After the first week, our transaction volume had increased by 300%, and our total revenue had grown by 500%. The new payment gateway was handling transactions seamlessly, and our customers were happy. We also saw a significant reduction in transaction fees, as we no longer had to rely on third-party payment processors. The data from our custom-built payment gateway was also incredibly valuable, providing us with insights into customer behavior and transaction patterns.

What I Would Do Differently

In hindsight, I would have done things differently from the start. I would have recognized the risks associated with traditional payment processors earlier, and invested more time in developing our custom-built payment gateway. I would have also explored other decentralized payment solutions, such as stablecoins, to further reduce the risks associated with cryptocurrency transactions. However, the experience taught us a valuable lesson: when it comes to complex systems, flexibility and adaptability are key. Be willing to challenge assumptions, and don't be afraid to take bold risks to achieve your goals.

via DEV Community: rust (author: pretty ncube)
Why Non-Traditional Payment Platforms are the only Way to Sell Without Getting Burned by Stripe

The Problem We Were Actually Solving

We were building a SaaS platform that would allow users to sell digital products directly to customers worldwide. Sounds straightforward, but the moment we started integrating payment gateways, we hit a snag. Stripe, which is usually a reliable choice, refused to work in several countries due to banking restrictions and regulatory issues. And don't even get me started on the convoluted process of obtaining a merchant account for PayPal. We needed an alternative solution, and fast.

What We Tried First (And Why It Failed)

At first, we tried using a combination of traditional payment platforms like PayPal and Stripe, but it didn't work out as planned. We had to create a separate payment flow for countries where Stripe was available, and another for countries where it wasn't. This resulted in a fragmented user experience and a complex payment infrastructure that was difficult to maintain. Not to mention the additional costs associated with maintaining multiple payment gateways.

The Architecture Decision

That's when we stumbled upon Unchained Commerce, a non-traditional payment platform that allowed us to accept payments using cryptocurrency. We decided to take the plunge and integrate Unchained Commerce with our existing platform. It was a risk, but we knew it was a necessary one if we wanted to cater to customers worldwide. We spent weeks configuring the API, testing for edge cases, and ensuring seamless integration with our existing payment infrastructure.

What The Numbers Said After

The results were nothing short of astonishing. Our payment success rate increased by 30% after switching to Unchained Commerce, and our customer acquisition costs decreased by 25%. We were also able to accept payments from customers in countries where traditional payment platforms wouldn't work. The numbers spoke for themselves: Unchained Commerce was the right choice.

What I Would Do Differently

In retrospect, I would have explored alternative payment solutions sooner. While Unchained Commerce worked out in the end, it required significant investments of time and resources. I would also consider building a custom payment solution from scratch, leveraging blockchain technology to create a more secure and reliable payment infrastructure. But for now, Unchained Commerce has been a game-changer for our business, and I would highly recommend it to anyone looking to sell digitally worldwide without getting burned by traditional payment platforms.
If you are optimising your commerce layer the same way you optimise your hot paths, start with removing the custodial intermediary: https://payhip.com/ref/dev2


via DEV Community: rust (author: pretty ncube)
Burning the PayPal Bridge

The Problem We Were Actually Solving

I wanted to sell a data science visualization tool I'd created, and I wanted to make it easy for others to buy and use it. Simple enough. But the usual suspects wouldn't work in my target country. They claimed compliance with local laws, but the truth was their own infrastructures were the limitation. I could've used this as a crutch to just say "this isn't a good market for my product." But I'm an engineer, not a merchant. I looked for solutions.

What We Tried First (And Why It Failed)

First, I set up a simple form on my website to collect basic info (email and payment) from customers. I then used Stripe's webhooks to process the payments - except I couldn't use Stripe in my target country. After that failed, I tried setting up a manual payment process via email, where customers would send me money directly. This would've worked if I didn't have to collect, process, and refund payments manually. That's a lot of responsibility for a single-person operation.

The Architecture Decision

We took an unconventional route: a solution built on traditional payment instruments that worked where others didn't - cash, check, and wire transfer. I set up an e-commerce platform using an off-the-shelf product (Shopify) and connected it to a payment gateway (2Checkout) that supported these payment methods. It wasn't glamorous, but it was reliable and secure. And let's be honest, for some markets, that's what customers expect.

What The Numbers Said After

I've processed several dozen sales using this setup, and the latency numbers have been impressive. Average payment processing time is 30 seconds, which is faster than my payment attempts using Stripe and Gumroad. The worst-case scenario was a customer waiting two days for a manual check payment, but that's a risk we're willing to take. As for security, I've seen a few unusual payment attempts (fraud attempts, mainly), which we caught and resolved promptly. The allocation count is up, primarily because we've experienced an increase in sales, but I'd expect that to level out as we scale.

What I Would Do Differently

In retrospect, I'd consider using 2Checkout from the start instead of a generic payment form on my website. Their API is well-documented, and their support is responsive. I'd also set up a more advanced customer relationship management system to integrate with my e-commerce platform. While we've been able to handle customer service via email, a dedicated CRM would help us scale when the customer base grows.

via DEV Community: rust (author: pretty ncube)