🚇 REMINDER:
Circle Line commuters, expect to see "plus or minus" 30-minute extensions to your journeys when a 3-month disruption starts on Saturday (Jan 17).
If you're travelling these stations ☝, you can take shuttle buses per this map. If you're going between others, Acting Transport Minister Jeffrey Siow advises taking other lines: https://cna.asia/3Z7wDzJ
Circle Line commuters, expect to see "plus or minus" 30-minute extensions to your journeys when a 3-month disruption starts on Saturday (Jan 17).
If you're travelling these stations ☝, you can take shuttle buses per this map. If you're going between others, Acting Transport Minister Jeffrey Siow advises taking other lines: https://cna.asia/3Z7wDzJ
CNA
Commuters urged to plan alternative routes ahead of scheduled 3-month Circle Line disruption
The scheduled disruption is expected to last from Jan 17 to Apr 19 and will affect about 480,000 commuters daily.
CPF being bedrock of our retirement raises their retirement sum every year.
🗣️ Most people I talked to told me that the monthly payouts at 65 are attractive and it will be “enough”.
🤯 In 2026, the FRS amount to be set aside is $220,400. This gives$1780 every month from age 65.
While this looks attractive, this will be$1324 in today’s value assuming 3% inflation. 😯
Look at our current spending habits, is this amount enough?
CPF being the bedrock gives stable, basic retirement. If you truly wish to retire with grace, more has to be to done.
Let’s chat 💬
🗣️ Most people I talked to told me that the monthly payouts at 65 are attractive and it will be “enough”.
🤯 In 2026, the FRS amount to be set aside is $220,400. This gives
While this looks attractive, this will be
Look at our current spending habits, is this amount enough?
CPF being the bedrock gives stable, basic retirement. If you truly wish to retire with grace, more has to be to done.
Let’s chat 💬
Today, I’m grateful to finally share something very close to my heart.
I’m the author of Zera's Sparkling Savings: The Quest for a Shiny Red Bike.
This book didn’t happen overnight.
Since 2023, I worked closely with pre-school teachers, parents, educators and finance professionals to shape a story that goes beyond money (I spent over $4000+ to create this book just to get it right). This book is about values, morals, patience, responsbility and financial literacy. These message are planted gently for children to understand and carry with them for life.
It took much longer than expected because I wanted to get it right. The standard was high. So high that, at one point, this book almost didn’t launch at all.
📘 Special Promotion
On 1st Feb 2026, the Kindle Version will be free! (retail USD$4.99) from 9am to 5pm.
If you’d like to give your children something meaningful. I have also launched the Paperback Version (Retail USD$14.99). The link is in here: https://linktr.ee/chengkokoh
I’m the author of Zera's Sparkling Savings: The Quest for a Shiny Red Bike.
This book didn’t happen overnight.
Since 2023, I worked closely with pre-school teachers, parents, educators and finance professionals to shape a story that goes beyond money (I spent over $4000+ to create this book just to get it right). This book is about values, morals, patience, responsbility and financial literacy. These message are planted gently for children to understand and carry with them for life.
It took much longer than expected because I wanted to get it right. The standard was high. So high that, at one point, this book almost didn’t launch at all.
📘 Special Promotion
On 1st Feb 2026, the Kindle Version will be free! (retail USD$4.99) from 9am to 5pm.
If you’d like to give your children something meaningful. I have also launched the Paperback Version (Retail USD$14.99). The link is in here: https://linktr.ee/chengkokoh
👏7
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2 Days to go for the official launch!🚀
[Free Gift-away]
👋 CK here.
The free ebook (worth USD$6.99 is now available to download until 2359 tonight).
It was supposed to be launched yesterday but there was an issue with the publisher. Apologies.
If you are a parent who have
- kids aged 3 to 7
- want to teach values, morals, patience, financial literacy
- also expose your children to both English and Chinese.
The ebook is free for you now. Clink on the first link below.
https://linktr.ee/chengkokoh
👋 CK here.
The free ebook (worth USD$6.99 is now available to download until 2359 tonight).
It was supposed to be launched yesterday but there was an issue with the publisher. Apologies.
If you are a parent who have
- kids aged 3 to 7
- want to teach values, morals, patience, financial literacy
- also expose your children to both English and Chinese.
The ebook is free for you now. Clink on the first link below.
https://linktr.ee/chengkokoh
Jitters in the market is normal.
Looking at the heatmap and people posting on IG, I suspect that many of them are highly concentrated in a few industry leading to their portfolio drop.
As you can see, many sectors seemed to be holding out well.
Blood is not out on the streets yet. Opportunities coming =)
Looking at the heatmap and people posting on IG, I suspect that many of them are highly concentrated in a few industry leading to their portfolio drop.
As you can see, many sectors seemed to be holding out well.
Blood is not out on the streets yet. Opportunities coming =)
There’s been an announcement about a new hospitalisation plan rider, with the official release scheduled for 1 April.
Before you rush to make any changes, here are a few important things to note:
✔️ The update mainly applies to new hospital plan policy owners.
✔️ While premiums may appear lower, there are additional out-of-pocket costs and changes in coverage.
✔️ Any decision to downgrade or switch riders should not be based on premium alone.
Your hospitalisation coverage plays a critical role in your overall financial protection plan. Changes to your rider can impact how well you are protected when it matters most.
📌 My advice:
Before making any changes, take the time to do a holistic review of your coverage and financial plan. What looks cheaper today may lead to larger out-of-pocket costs in the future.
Before you rush to make any changes, here are a few important things to note:
✔️ The update mainly applies to new hospital plan policy owners.
✔️ While premiums may appear lower, there are additional out-of-pocket costs and changes in coverage.
✔️ Any decision to downgrade or switch riders should not be based on premium alone.
Your hospitalisation coverage plays a critical role in your overall financial protection plan. Changes to your rider can impact how well you are protected when it matters most.
📌 My advice:
Before making any changes, take the time to do a holistic review of your coverage and financial plan. What looks cheaper today may lead to larger out-of-pocket costs in the future.
17Days Ago United States and Israel attacked Iran after weeks of military buildup and threats from President Trump.
❌ War headlines.
❌ Policy changes.
❌ Markets reacting.
❌ Political Leaders Dead
I began to receive messages.
🙀“Should we do something?”
🙀“Is it time to pull out?”
So we paused.
Not to ignore the situation.
But to understand it.
Because markets have always reacted to uncertainty.
⚡️Prices move fast.
🏔But fundamentals don’t change overnight.
We have put together a 7pages PDF of the latest market turmoil and our thoughts to it. If you wish to have a copy, please PM me. I will send a copy to you.
❌ War headlines.
❌ Policy changes.
❌ Markets reacting.
❌ Political Leaders Dead
I began to receive messages.
🙀“Should we do something?”
🙀“Is it time to pull out?”
So we paused.
Not to ignore the situation.
But to understand it.
Because markets have always reacted to uncertainty.
⚡️Prices move fast.
🏔But fundamentals don’t change overnight.
We have put together a 7pages PDF of the latest market turmoil and our thoughts to it. If you wish to have a copy, please PM me. I will send a copy to you.