Optherium Channel
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The new generation digital banking platform. Powered by Optherium blockchain, AI and Dynamic Biometrics.

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Optherium informs that we have changed the main direction of our activity. If earlier we were focused on the cryptocurrency and creation of blockchain-based products for end users, now our focus is on the blockchain technology and creation of products for business based on blockchain technology. Now we provide solutions based on blockchain technology for banking and fintech companies. We offer Service-as-a-Services (SaaS) and Infrastructure-as-a-Services (IaaS) solutions for business. We develop web applications using blockchain technology and support these applications providing customers the access to the technology and resources of the platform via Internet. Our solutions allow to build blockchain based banking and fintech applications. Our products based on blockchain technology make banking services faster, safer and more cost effective.
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Optherium is the most powerful, secure and cost-effective ecosystem for digital banking.

Our products are innovative white label Fintech and Regtech Software-as-a-Services for digital banking. Our platform provides everything needed to effectively launch and run your own digital banking application. This includes white label mobile and web applications, pluggable interfaces, Optherium SDK and custom APIs.

Optherium ecosystem is powered by blockchain, smart-contracts, AI and Dynamic biometrics technologies, which unite to enhance security, reduce operating costs of operations and automate business processes.
Innovative white label Fintech and Regtech SaaS for digital banking by Optherium Labs is everything needed to effectively launch and run finance apps. Our platform includes:

DIGITAL BANKING SAAS
White label web and mobile digital banking applications, powered with Optherium blockchain, AI and Smart-contracts technology.
Features include:
- IBAN / ACH
- Prepaid Cards
- Payment gateway
- Mobile payments
- KYC / AML compliance

KYC / AML SAAS
Identity and document verification platforms, software development tools and APIs for ultimate regulatory compliance and automation. Features include:
- Mobile / Web KYC onboarding
- AML / CTF compliance
- Dynamic biometrics
- Transaction monitoring
- KYB onboarding

DATAVAULT STORAGE SAAS
DataVault Storage is an exceptionally secure environment for storage of sensitive data and digital assets. Features include:
- Cloud and local storage
- Software development kit and API
- KYC-based permissions
- GDPR Compliance
- Network management tools
KYC / AML SaaS by Optherium offers a full pack of solutions needed for businesses: pluggable software interfaces, software development tools and APIs for ultimate regulatory compliance and business automation for fintechs, banks, and enterprise level businesses.

KYC / AML SaaS helps onboard, verify, and authenticate users. It allows automation of procedures, increases security of data, increases accuracy, minimizes risks, and brings regulatory compliance.
Optherium Labs provides an identity and document verification platform for ultimate regulatory compliance and business automation. Our modules are:

Mobile and Web KYC Onboarding - allows businesses to onboard customers online in a simple and convenient way.

AML / CTF / PEP Screening - global watchlist screening tools help fintechs, banks and large enterprises achieve regulatory compliance.

Transaction Monitoring - outstanding tool for ongoing AML compliance, suspicious activity detection and fraud prevention.

Dynamic Biometric - operates with biometric data like face (video and photo), voice, eye iris and fingerprints for verification and authentication purposes, for PSD2 compliance and to enhance security of data.

RFID Chip Verification - mobile verification of biometric passports / RFID chips by phone’s NFC scanner feature brings an enhanced user experience and KYC / AML compliance to businesses.

Credit Risk Scoring - automated credit risk scoring tool for banks and fintechs, powered with machine learning and pluggable mobile and web interfaces, allows businesses to make decisions on granting loans to clients, remotely.

Optherium KYC SDK / API - software development tools and application programming interface for identity and document verification, ultimate regulatory compliance and business automation.
Mobile KYC onboarding by Optherium allows businesses to onboard customers online with the full regulatory compliance to AML/CTF and GDPR frameworks. It is fast, safe and cost-effective solution for businesses, which is also convenient for end user.

This is an automated solution, powered by Optherium blockchain, AI and Dynamic biometric technologies. It allows businesses to verify users documents, identity and address in less then 1 minute.
Web KYC/AML Onboarding module provides identity verification as a service, helping businesses to onboard customers in a fast and user-friendly manner, with full regulatory compliance.
Ready-made and fully customizable digital banking applications for Web, iOS and Android platforms allows clients to begin earning money under their brand as soon as tomorrow with minimum investment and near zero efforts, by utilizing Optherium partner network licenses, permissions, certifications and modular microservices

White label web, ios and android digital banking application support IBAN/ACH account issuing, international SEPA and SWIFT transfers, branded prepaid card issuing, mobile payments, KYC/AML compliance, military level of security and much more.

In the existing fintech landscape it is the fastest, most cost effective and most secure solution for banks, fintechs and large enterprises, who are looking for business automation, cost-savings and new powerful revenue streams.
Optherium provides a Digital Banking platform as a white label solution to large enterprises, fintechs and banks. The white label Digital Bank enables new revenue streams, enhanced security and significant cost-savings for corporates.

The white label solution includes:
- Customizable banking apps for Web, iOS and Android platforms
- Multicurrency IBAN / ACH accounts in EEA and the USA
- Branded physical and virtual prepaid cards in 210+ countries
- Mobile payments for iOS and Android platforms
- Payment gateway for 180+ payment methods
- Automated customer onboarding with instant KYC/AML compliance

Powered by Optherium blockchain, AI and Dynamic biometric technologies.
Optherium provides white label Digital Banking SaaS products to banks, fintechs, and large enterprises.

Our Digital Banking SaaS products are powered by a multi-decentralized blockchains network, AI, and Dynamic Biometric technology to set the highest security standards, cut operational costs, and enhance the user experience.
Optherium provides blockchain-based white-labeled digital banking solutions to Tier1 Banks, Central Banks, Fintechs, and Fortune 500 enterprises. Our solutions are powered by private blockchains technology, which makes banking faster, safer, cost-effective, and user-friendly.
Lower risk, reduced cost, faster operations
Blockchain technology allows to lower risks for financial operations, while increasing speed and reducing their cost at the same time. The use of smart contracts technology in banking removes a myriad of unnecessary steps and intermediaries. Effectively, safe and fast.

Automated solution driven by smart-contract
All operations in ecosystem are driven by smart contracts and are logged into immutable distributed ledger. Data records and smart contracts significantly helps to optimize and automate accounting, taxation, audit, clearing, regulatory compliance and reporting.

Transparency and immutability
Blockchain technology allows to make unchangeable records into decentralized ledgers on all operations. Blockchain records acts as a digital notary between counterparts and can be used as an evidence. Operations are digitally signed by counterparts with their personal unique private keys that validates counterpart participation to grand transparency.
Mobile and web-based Digital Banking SaaS by Optheirum allows businesses to issue their own branded virtual and plastic prepaid cards, bringing the opportunity to create loyalty among users, community vendors, partners, and employees and earn money on card transactions and subscriptions.

For the end user branded physical and virtual debit cards permit secure local and global payments and withdrawal of money from any ATM in the world. Anytime. Anywhere.

Digital banking SaaS by Optherium offers an enhanced user experience with real IBAN accounts and the best mobile payment technologies, allowing users to make recurring payments online and at POS locations. Every issued virtual or physical prepaid card is easily reloadable and incorporates favorite tools like Google Pay and Apple Pay.
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Meet the Optherium Team!

We are proud to be a part of a game-changing company in the Fintech, Regtech, and Data Security industries. Thanks to our talented and hard-working team, our partners, investors, and community, for such an exciting experience, and for everything you do to revolutionize the blockchain industry.

P.s. The video was created in our cozy Tallinn office and powered by our Estonian friends with Finnish roots. Thanks, Wunderland.ee, for interviewing our team and for helping us create an impactful video clip. It was a fun and interesting process.
The Optherium platform is an exceptionally secure environment for data storage and management. It was created as a private blockchain operating system (OS) for enterprises, banks, and governments to securely manage and store sensitive data and digital assets in a permission-based, trustless, inter-operable, and unhackable environment.

The platform is based on the patented technology of information Multi-decentralization, that brings a military level of security and eliminates data loss risks to organizations through the lack of a single point of failure.

The platform is compliant with GDPR and PSD2 requirements and is compatible with PCI DSS standards. It is powered by Hyperledger Fabric, and supported by The Linux Foundation and the Amazon Partner Network.
Happy Holidays, dear friends!