The gush of inflows has forced many small-cap funds to look at ways to reduce risk in their portfolios. A way of reducing risk in a small-cap scheme is cash holding.

Looking to apply for a home loan? You might think you’ve checked all the boxes—good credit score, stable income, and enough savings--but sometimes, loan applications are denied for reasons that aren’t as obvious.

The savings ratio is a simple metric provides valuable insights into your financial health. It measures the percentage of your income that you set aside for savings or investment. A high savings ratio can be a strong indicator of financial discipline, future…

It is important to understand the differences between cancellations made by the traveller (self-cancellation) and those caused by airlines, as well as what is covered and what is not.

A once-a-year portfolio clean-up is an essential process that helps realign investments with an investor's financial goals, says capital market experts.

There is no levy on wedding gifts but do bear in mind the nuances—if you have received these gifts well before or after the wedding, you need to be prepared with documents to handle queries, if any, from the income tax department.

'Step-up SIP’ helps you to invest more money incrementally, like say when you get an annual salary hike. It converts your SIP from a marathon to a sprint. Under most circumstances, the 'step-up SIP' generates higher returns than the ‘normal SIP’, data shows.

The Janani Suraksha Yojana (JSY) provides financial incentives to encourage deliveries at healthcare facilities, aiming to reduce maternal and infant mortality. The scheme prioritizes Below Poverty Line (BPL), Scheduled Caste (SC), and Scheduled Tribe (ST)…

Taking a joint home loan can be beneficial for couples, offering advantages like higher loan eligibility, shared financial responsibility, and attractive tax benefits. Open communication and financial planning are essential for managing the commitment and…

US equity markets have been a preferred destination for Indian fund managers looking to diversify their holdings across borders. Currently, there are 44 such schemes that have allocated up to 30 percent of their assets to overseas equities. They have invested…

Under PM Vidyalaxmi, students who secure admission in the top 860 quality higher educational institutions can avail of education loans on concessional terms, including interest subvention. The scheme will benefit over 22 lakh students every year, according…

Effective from November 15, ICICI bank has capped rewards on utility, insurance, and grocery transactions, revised fuel surcharge waiver and more.

When you’re ready to discuss your estate plan with your family, careful preparation is key. Be transparent about your intentions and ensure that your loved ones understand the rationale behind your decisions.

The RBI’s subsidiary, Deposit Insurance and Credit Guarantee Corporation, offers an insurance cover of up to Rs 5 lakh for retail depositors of failed banks.

During October 2024, net 24.19 lakh SIP accounts were added, showing a bullish stance of retail investors on Indian equity markets.

It’s imperative for Indian parents to shape their children's financial habits. Gradually, they need to introduce concepts of personal finance, financial independence and responsibility to their offsprings.

Taxation On Cryptocurrency: Given the complexity over certain aspects of crypto taxation, investors would be better off taking a chartered accountant or tax portal’s help in filing their taxes

As PM Jan Dhan Yojana (PMJDY) accounts reach their 10-year mark, a fresh KYC update is required to keep these accounts active and compliant. Staying up to date with KYC ensures account security and uninterrupted access to banking benefits.

Securing the financial future of a child with special needs involves careful planning to ensure they have ongoing financial support and access to necessary resources. These actions can provide long-term financial security and peace of mind.

Swiggy shares, which had seen good demand especially from mutual funds during the anchor allocation round, made a decent debut on Dalal Street today. Mutual funds invest a small portion in these companies to avoid missing out on potential business model success…