The National Pension System (NPS) allows partial withdrawals after 3 years for specific purposes like education, marriage, or medical treatment, limited to 25% of contributions. These rules offer flexibility while ensuring retirement savings are primarily…

If you don't make the minimum annual contribution in an National Pension System (NPS) account, your account becomes frozen. This limits your ability to make future contributions or manage your investments. The account can be restored once the minimum contribution…

The gush of inflows has forced many small-cap funds to look at ways to reduce risk in their portfolios. A way of reducing risk in a small-cap scheme is cash holding.

Looking to apply for a home loan? You might think you’ve checked all the boxes—good credit score, stable income, and enough savings--but sometimes, loan applications are denied for reasons that aren’t as obvious.

The savings ratio is a simple metric provides valuable insights into your financial health. It measures the percentage of your income that you set aside for savings or investment. A high savings ratio can be a strong indicator of financial discipline, future…

It is important to understand the differences between cancellations made by the traveller (self-cancellation) and those caused by airlines, as well as what is covered and what is not.

A once-a-year portfolio clean-up is an essential process that helps realign investments with an investor's financial goals, says capital market experts.

There is no levy on wedding gifts but do bear in mind the nuances—if you have received these gifts well before or after the wedding, you need to be prepared with documents to handle queries, if any, from the income tax department.

'Step-up SIP’ helps you to invest more money incrementally, like say when you get an annual salary hike. It converts your SIP from a marathon to a sprint. Under most circumstances, the 'step-up SIP' generates higher returns than the ‘normal SIP’, data shows.

The Janani Suraksha Yojana (JSY) provides financial incentives to encourage deliveries at healthcare facilities, aiming to reduce maternal and infant mortality. The scheme prioritizes Below Poverty Line (BPL), Scheduled Caste (SC), and Scheduled Tribe (ST)…