The gush of inflows has forced many small-cap funds to look at ways to reduce risk in their portfolios. A way of reducing risk in a small-cap scheme is cash holding.

Looking to apply for a home loan? You might think you’ve checked all the boxes—good credit score, stable income, and enough savings--but sometimes, loan applications are denied for reasons that aren’t as obvious.

The savings ratio is a simple metric provides valuable insights into your financial health. It measures the percentage of your income that you set aside for savings or investment. A high savings ratio can be a strong indicator of financial discipline, future…

It is important to understand the differences between cancellations made by the traveller (self-cancellation) and those caused by airlines, as well as what is covered and what is not.

A once-a-year portfolio clean-up is an essential process that helps realign investments with an investor's financial goals, says capital market experts.

There is no levy on wedding gifts but do bear in mind the nuances—if you have received these gifts well before or after the wedding, you need to be prepared with documents to handle queries, if any, from the income tax department.

'Step-up SIP’ helps you to invest more money incrementally, like say when you get an annual salary hike. It converts your SIP from a marathon to a sprint. Under most circumstances, the 'step-up SIP' generates higher returns than the ‘normal SIP’, data shows.

The Janani Suraksha Yojana (JSY) provides financial incentives to encourage deliveries at healthcare facilities, aiming to reduce maternal and infant mortality. The scheme prioritizes Below Poverty Line (BPL), Scheduled Caste (SC), and Scheduled Tribe (ST)…

Taking a joint home loan can be beneficial for couples, offering advantages like higher loan eligibility, shared financial responsibility, and attractive tax benefits. Open communication and financial planning are essential for managing the commitment and…

US equity markets have been a preferred destination for Indian fund managers looking to diversify their holdings across borders. Currently, there are 44 such schemes that have allocated up to 30 percent of their assets to overseas equities. They have invested…