@Configuration
public class HttpConfig {

    @Bean
    public RestTemplate restTemplate() {
        return new RestTemplate();
    }
}

@Service
@RequiredArgsConstructor
public class PaymentGatewayClient {

    private final RestTemplate restTemplate;

    public GatewayResponse charge(ChargeRequest request) {
        return restTemplate.postForObject(
            "https://gateway.example.com/charge",
            request,
            GatewayResponse.class
        );
    }
}

@Component
@RequiredArgsConstructor
public class BillingScheduler {

    private final InvoiceService invoiceService;

    @Scheduled(cron = "0 0 9 * * *")
    public void sendDailyInvoices() {
        List<Invoice> due = invoiceService.findDueToday();
        due.forEach(invoiceService::sendAndMarkSent);
    }
}