Goldfinch Finance
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Official announcement channel for Goldfinch Finance: https://www.goldfinch.finance
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It's great to see the Goldfinch Protocol funding the $5M Cauris Borrower Pool in just 15 minutes with 85 Backers. Check out the Borrower Pool here: https://app.goldfinch.finance/pools/0xc9BDd0D3B80CC6EfE79a82d850f44EC9B55387Ae
The Goldfinch protocol has provided data-driven financing platform, Divibank (divibank.co), with a $5M debt facility to give LatAm businesses access to non-dilutive growth capital. Read more here: https://medium.com/goldfinch-fi/goldfinch-provides-divibank-with-a-5m-debt-facility-to-give-latam-businesses-access-to-ee5425a2d7e8
We are excited to share that Cauris (https://www.caurisfinance.com/), a team bringing DeFi to fintechs, has raised $5.1M through the Goldfinch Protocol. This is the first step in raising a larger $100M fund focused on driving financial inclusion and providing access to capital to 100 million people across the world.

Read more here: https://medium.com/goldfinch-fi/goldfinch-provides-cauris-with-5-1m-as-part-of-a-100m-defi-fintech-debt-fund-8161fa185c27
The Almavest Borrower Pool is now open! You can now access the Borrower Pool here: https://app.goldfinch.finance/pools/0xe6C30756136e07eB5268c3232efBFBe645c1BA5A. Please note that this Borrower Pool is only open to Backers outside the US who have minted their Unique ID (https://app.goldfinch.finance/verify).

If you are experiencing any technical issues, please get in touch with the team in the #support channel on our Discord: https://discord.com/invite/HVeaca3fN8.
There have been several attempts at phishing lately in the Goldfinch community. Please only trust official sources for information about the Goldfinch Protocol. Do not accept any DMs from any persons asking for private information, or encouraging you to click on links.

Official sources include:
Website: https://goldfinch.finance/
Dapp: https://app.goldfinch.finance/
Docs:  https://docs.goldfinch.finance/goldfinch/
Telegram:  https://t.me/goldfinch_finance
Twitter: @goldfinch_fi
Today, Goldfinch is thrilled to announce an additional $25M in funding, led by @a16z: https://medium.com/goldfinch-fi/goldfinch-raises-25m-led-by-andreessen-horowitz-to-double-down-on-154x-growth-in-2021-6017760f887e

This comes on the heels of the community’s tremendous progress over the past year towards solving the crucial missing piece in DeFi of loans without collateral. 

Active loans on the protocol doubled every two months in 2021, up 154X from $250K a year ago to now $39M that is financing 200K+ borrowers across 18 countries. 

This new funding will help the Goldfinch protocol achieve its mission of expanding financial inclusion with an open credit protocol.
Here are a few charts illustrating the protocol's growth in 2021.
📣Today we are introducing the Goldfinch Protocol token, GFI 📣 https://medium.com/goldfinch-fi/introducing-the-goldfinch-protocol-token-gfi-e09579fd9740.

This is a major milestone for the community! The GFI token is a core component of the Goldfinch Protocol that serves many functions. The main function right now is participation in Community Governance. Other functions may soon include backer staking, auditor staking and voting, community grants, and participant incentives.

The introduction of GFI includes several significant updates:

1) The GFI token has been deployed to Ethereum at this address: https://etherscan.io/token/0xdab396ccf3d84cf2d07c4454e10c8a6f5b008d2b.

2) The protocol is now governed by the community via the Goldfinch Council and the community can actively participate in governance at https://gov.goldfinch.finance/. Snapshot voting is also live at https://snapshot.org/#/goldfinch.eth.

3) An exciting aspect of Goldfinch's governance is that it uses quadratic voting (https://en.wikipedia.org/wiki/Quadratic_voting). By using UID (an NFT for ID) to prevent sybil attacks, Goldfinch is able to be the first protocol to use quadratic voting with entirely on-chain data!

4) GFI tokens have been allocated to over 13K participants in the Goldfinch protocol, including retroactive distributions for Liquidity Providers in the Senior Pool, and Flight Academy participants. You can see and claim GFI distributions at https://app.goldfinch.finance/gfi.

5) Liquidity mining is live for the Senior Pool, effective immediately. To receive GFI distributions through Senior Pool liquidity mining, you will need to stake your FIDU. You now can do this at https://app.goldfinch.finance/pools/senior. Additionally, there will be retroactive distributions for existing Backers who have already supplied to Borrower pools. This is not yet live, but we expect the community to introduce and vote on a proposal for this in the coming months.

More details about GFI and its uses can be found in the documentation at: https://docs.goldfinch.finance/goldfinch/protocol-mechanics/gfi-token
1:00 PM PST today:

Join us for our chat with Notional Finance (https://notional.finance/) at https://twitter.com/i/spaces/1OyKADlyzgnxb?s=20&t=W3guAWnrKBpMoiljNCLZ6g.
The Goldfinch community is excited to share that ALMA (https://www.almavest.com/) is opening its next Borrower Pool for $10M. Alma has borrowed over $23M on the Goldfinch protocol to date, and have years of experience providing debt financing to fintechs, carbon credit projects, and other social impact enterprises across Asia, Africa, and Latin America.

The due diligence dataroom has been open as of Tuesday 1st February, 2022, and the pool will open for funding on Tuesday 8th February, 2022 at 8AM PST. You can read more about the Borrower Pool here: https://bit.ly/3qRIq50

Please note that this offer is only available to Backers outside of the US who have minted their Unique ID NFT. You can learn more about Unique ID (UID) here: https://medium.com/goldfinch-fi/introducing-unique-identity-uid-the-first-nft-for-identity-830a89207509 and follow this step-by-step guide ( https://docs.goldfinch.finance/goldfinch/unique-identity-uid/for-users) to mint your UID.
The Goldfinch community would now like to share that the next ALMA Borrower Pool due diligence dataroom is now open.

Click here to view and sign the ALMA Non-Disclosure Agreement, and gain instant access to the dataroom and the Telegram group where you can connect with the ALMA team: (https://bit.ly/3qTKt8y)

The Borrower Pool will open for funding on Tuesday 8th February, 2022 at 8AM PST

NOTE: This pool will only be open to Backers outside the US. And only Backers who have minted their Unique ID NFT will be able to participate. Read about the Unique ID here: (https://medium.com/goldfinch-fi/introducing-unique-identity-uid-the-first-nft-for-identity-830a89207509)

ALMA (https://www.almavest.com/) has been working hard to put this deal together, are looking forward to answering your questions.
This is a reminder that the ALMA Borrower Pool #6 will be opening tomorrow (Feb 8 at 8AM Pacific Time). You can read more about the Borrower Pool here: https://bit.ly/3qRIq50

After the pool opens, you can add USDC by going to (https://app.goldfinch.finance/earn) and clicking on the appropriate pool.

NOTE: This Borrower Pool will only be open to Backers outside the US. And only Backers who have minted their Unique ID NFT will be able to participate. Read about the Unique ID here: (https://medium.com/goldfinch-fi/introducing-unique-identity-uid-the-first-nft-for-identity-830a89207509)

Click here to view and sign the ALMA Non-Disclosure Agreement, and gain instant access to the dataroom and the Telegram group where you can connect with the ALMA team: (https://bit.ly/3qTKt8y)
The Goldfinch community is excited to share that Stratos (https://www.stratos.xyz/) is opening a Borrower Pool for $20M. Founded in 2016, Stratos has achieved 5 years of consistent, strong returns since inception through credit investments to fintech and other venture backed companies primarily focused in the United States.

The due diligence dataroom will open tomorrow - February 8 2022, and the pool will open for funding on February 11 2022 at 8AM PST. You can read more about the Borrower Pool here: https://stratoslp.notion.site/Stratos-Borrower-Pool-Preview-3d0a009ada2b496cbd0db78435b4bdbc

Please note that this offer is only available to Backers outside of the US who have minted their Unique ID NFT. You can learn more about Unique ID (UID) here (https://medium.com/goldfinch-fi/introducing-unique-identity-uid-the-first-nft-for-identity-830a89207509) and follow this step-by-step guide (https://docs.goldfinch.finance/goldfinch/unique-identity-uid/for-users) to mint your UID.

There will be another announcement tomorrow once the due diligence dataroom opens.
The Stratos Borrower Pool due diligence dataroom is now open!

Click here to view and sign the Stratos Non-Disclosure Agreement, and gain instant access to the dataroom and the Telegram group where you can connect with the Stratos team: https://bit.ly/stratosNDA

The Stratos Credit Team has also prepared a Borrower Profile which can be found here: https://bit.ly/stratos-borrower

Key highlights of the Stratos Borrower Profile include:
• Rennick Palley, the Founding Partner of Stratos, is also a Founding Team Member of Warbler Labs and helped design and set strategy for the Goldfinch protocol;
• Stratos has never had a late payment, missed payment, or default in 5 years (60 months) of operation;
• Since inception in 2016, the Stratos Evergreen Structured Credit Fund ("SCF"), our longest running credit focused strategy, has generated gross annualized total returns of 18.95%;
• Of the 21 companies that Stratos has lent to since inception, each has grown considerably, with multiple unicorns created in partnership with Stratos credit facilities;
• Stratos has not had a business fail during or after financing since inception in 2016.
• Stratos is targeting to fund at least $100 million in opportunities on the Goldfinch protocol over the next 2 years, across 4 or more deals per year.

The Borrower Pool will open for funding on February 11, 2022 at 8AM PST. Additional information about the Borrower Pool can be found here: https://stratoslp.notion.site/Stratos-Borrower-Profile-2988f06ad366444780c3b1a8fc704cd2

NOTE: This pool will only be open to Backers outside the US. And only Backers who have minted their Unique ID NFT will be able to participate. Read about the Unique ID here: (https://bit.ly/UID-goldfinch)
The ALMA Borrower Pool is open! You can now access the Borrower Pool here: (https://bit.ly/ALMA-pool)

Please note that this Borrower Pool is only open to Backers based outside of the US who have minted their Unique ID (https://app.goldfinch.finance/verify).

If you are experiencing any technical issues, please get in touch using Discord: https://discord.gg/jBVb2cfW
The Goldfinch Community is excited to share that Cauris (https://www.caurisfinance.com/) will be opening its next Borrower Pool for $10M on Wednesday February 16, 2022.

Cauris has borrowed over $5M on the Goldfinch protocol to date to provide debt financing to fintechs across Asia, Africa, and Latin America. This pool will focus primarily on leading African fintechs across many sectors such as mobility, supply chain and SME financing.

The due diligence data room will open tomorrow - Thursday February 10, 2022, and the pool will open for funding on Wednesday February 16, 2022 at 8AM PST. You can read more about the Borrower Pool here: https://www.notion.so/Cauris-Borrower-Pool-2-Live-Information-c3c930579445406285ebae6aca9cbbc1