Passive Income | Dividend Investing🎯
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πŸ“Š Insights, analysis, and guidance to help you boost returns and grow your wealth

πŸ’Έ Focus on dividend investing, passive income, and long-term portfolio growth

Contact - @kestutisdigital
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Top Nasdaq-100 high income ETFs πŸ’ΈπŸ“ˆ
(With NO price decay!)

$TDAQ β†’ 17% yield
$KQQQ β†’ 17% yield
$QQQI β†’ 14% yield
$GPIQ β†’ 10% yield
$JEPQ β†’ 10% yield
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$TSM Q4 2025 visualized πŸ‘‡
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If I had to build a Weekly ETF portfolio πŸ“Š

It'd look something like this:
$MAGY
$WEEK
$BLOX
$CHPY
$GIAX

Blended yield ~ 28% πŸ’ΈπŸ’°
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MAG7 estimated 3-year revenue CAGR:

β€’ $NVDA: +45%
β€’ $AVGO: +30%
β€’ $META: +18%
β€’ $MSFT: +16%
β€’ $GOOGL: +14%
β€’ $AMZN: +12%
β€’ $AAPL: +7%
How they make money: $NVDA vs $AMD 🫰
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$NFLX is reporting Q4 2025 earnings today:

β€’ Est. revenue: $12B (+16.8%)
β€’ Est. EPS: $0.55 (+29.2%)
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$NVDA vs $AMD: you can only hold one for the next 10 years. Which do you pick?
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$200K in $O stock pays about $833/month in dividends

$200K in $IYRI (REIT ETF) pays about $1,675/month
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If you’re new to investing, I’ve got you covered πŸ’ͺπŸ“ˆ
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US Key Events This Week β€” Save This! πŸ“Œ

What are you watching most closely? πŸ‘‡

$SPY $QQQ $VIX
ASML Financials (Q3 2025):

πŸ“ˆ Revenue growth: steady 10-35%/year
πŸ’° FCF growth: +210% LTM πŸš€

AI chip demand is real. ASML is THE monopoly in EUV machines.

When TSMC, Intel & Samsung expand β€” $ASML prints money.
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Duolingo's growth is INSANE πŸ¦‰πŸ“ˆ
Q3 2025 Financials:
πŸ’š Revenue: $271M (5x since 2021!)
βšͺ️ Free Cash Flow: $79M
This app turned language learning into a game β€” and it's printing money.
Here's the bull case:
β†’ 100M+ daily active users
β†’ Subscription model = recurring revenue
β†’ AI-powered personalization
β†’ Expanding beyond languages (math, music)
Here's the bear case:
β†’ "My grandma could vibe code a competitor on a lazy Sunday using AI and have 100M users by Monday" πŸ˜‚
Real talk: the moat is the BRAND + gamification + network effects.
Duolingo made learning addictive. That's hard to replicate.
Dividend Aristocrats with the HIGHEST yields πŸ‘‘
Save this for later πŸ“Œ
Here's the top 10:
1️⃣ $AMCR β€” 6.35%
2️⃣ $O β€” 5.28%
3️⃣ $BEN β€” 5.08%
4️⃣ $KMB β€” 5.07%
5️⃣ $HRL β€” 4.83%
6️⃣ $KVUE β€” 4.83%
7️⃣ $TROW β€” 4.77%
8️⃣ $CLX β€” 4.51%
9️⃣ $FRT β€” 4.36%
πŸ”Ÿ $SJM β€” 4.31%
What makes them "Aristocrats"?
β†’ 25+ consecutive years of dividend INCREASES
β†’ Proven through recessions, crashes & pandemics
β†’ Quality companies with staying power
These aren't the highest yields in the market β€” but they're the most RELIABLE.
Yield + consistency = compounding wealth πŸ’°
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$RBRK is down today on $CVLT's soft guidance

But check the peer comparison:

Growth rates:
- Commvault: 25%
- Rubrik: 51% πŸ”₯
- Crowdstrike: 21%

Rubrik grows TWICE as fast.

Valuations:
- CVLT: 6x revenue
- RBRK: 12x revenue
- CRWD: 23x revenue

Rubrik trades at double Commvault but half of Crowdstrike.

The market is punishing the whole sector... but not all companies are the same.

RBRK just had a strong Q3 print with solid guidance.

This selloff might be an opportunity πŸ‘€

Save for later πŸ”–
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$SOFI just posted another strong quarter

Revenue over the past 5 years:

2021: ~$700M
2022: ~$1B
2023: ~$1.6B
2024: ~$2.7B
2025 LTM: $3.6B

That's ~5x growth πŸ“ˆ

From meme stock to profitable fintech bank.

The execution has been real.
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Software stocks drawdowns from 52-week highs:

$VEEV -32%
$ADBE -36%
$CRM -39%
$ZS -40%
$RBRK -42%
$NOW -50%
$TEAM -63%
$DUOL -74%
$TTD -74%
$FIG -78%

Sector-wide pain. Multiple compression is real.