Where will the upcoming World Audio Visual and Entertainment Summit (WAVES) 2025 be held?
[आगामी विश्व ऑडियो विजुअल और मनोरंजन शिखर सम्मेलन (WAVES) 2025 का आयोजन कहाँ किया जाएगा?]
[आगामी विश्व ऑडियो विजुअल और मनोरंजन शिखर सम्मेलन (WAVES) 2025 का आयोजन कहाँ किया जाएगा?]
Anonymous Quiz
17%
Bengaluru
44%
Mumbai
33%
New Delhi
6%
Ahmedabad
💠Madhya Pradesh
🔷Capital – Bhopal
🔷Chief Minister – Dr Mohan Yadav (replace Shivraj Singh Chauhan)
🔷Deputy CM – Jagdish Devda & Rajendra Shukla
🔷Speaker of Madhya Pradesh Assembly – Narendra Singh Tomar
🔷Governor – Mangubhai C. Patel
✍ credit - Manpreet kaur
Ꭻᴏɪɴ- @Exam_posts | @Exam_Taks
🔷Capital – Bhopal
🔷Chief Minister – Dr Mohan Yadav (replace Shivraj Singh Chauhan)
🔷Deputy CM – Jagdish Devda & Rajendra Shukla
🔷Speaker of Madhya Pradesh Assembly – Narendra Singh Tomar
🔷Governor – Mangubhai C. Patel
✍ credit - Manpreet kaur
Ꭻᴏɪɴ- @Exam_posts | @Exam_Taks
💿Non Performing Assets (NPA)💿
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.
As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.
Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –
➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.
Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.
The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.
♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months
♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.
♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.
Example of NPA
We suppose that a party was disbursed a loan on January 1, 2010. Its due date is June 1, 2010. But the party does not make a payment. So
♦️ It will be an Standard Asset from January 1, 2010 till June 1, 2010 (Due Date)
♦️ It will be a Special Mention Account From June 2, 2010 till August 29, 2010 (90 days)
♦️ It will be Sub-standard from August 30, 2010 till August 29, 2011
♦️ It will be doubtful from August 30, 2011 till August 29, 2012
♦️ It may remain doubtful Asset for a period of 3 years, beginning from 12 months of being an NPA, but once the auditors identify it as a loss, it will be assigned a loss asset; however, the period may be anything above 3 years
NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:
AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.
As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.
Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –
➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.
Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.
The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.
♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months
♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.
♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.
Example of NPA
We suppose that a party was disbursed a loan on January 1, 2010. Its due date is June 1, 2010. But the party does not make a payment. So
♦️ It will be an Standard Asset from January 1, 2010 till June 1, 2010 (Due Date)
♦️ It will be a Special Mention Account From June 2, 2010 till August 29, 2010 (90 days)
♦️ It will be Sub-standard from August 30, 2010 till August 29, 2011
♦️ It will be doubtful from August 30, 2011 till August 29, 2012
♦️ It may remain doubtful Asset for a period of 3 years, beginning from 12 months of being an NPA, but once the auditors identify it as a loss, it will be assigned a loss asset; however, the period may be anything above 3 years
❇️ 01 MAY
🔴 International Labour Day
अंतर्राष्ट्रीय मजदूर दिवस
Theme25 : "Social justice and decent work"
🔷 It is also known as International Worker’s Day and May Day.
🔷 Labour Day is a day that unites workers together and the day aims to pay tribute to workers’ sacrifices in achieving economic and social rights all over the world.
🔷 India's first Labour day was celebrated in 1923 in Chennai.
🟢 RECENT IN NEWS
🔺Labour Minister Launches New Features On EShram Portal For Migrant Workers’ Welfare
🔺CAG GC Murmu Selected As External Auditor Of International Labour Organization
🔺2020-21: Female Labour Participation Increased To 25.1%
🔺Ministry Of Labour & Employment Launches E-Shram Portal
🔺India’s 1st Labour Movement Museum To Be Set Up In Kerala
🔷 May 1 is also Maharashtra Day & Gujarat Day
🏢 Ministry of Labour & Employment + MoEFCC
▪️ Shri Bhupendra Singh Yadav
▪️ Constituency : RSMP - Rajasthan
✍Credit : Arvιnd Kυмar ⛥
💎JOIN🔜 @Exam_Posts 💎
🔴 International Labour Day
अंतर्राष्ट्रीय मजदूर दिवस
Theme25 : "Social justice and decent work"
🔷 It is also known as International Worker’s Day and May Day.
🔷 Labour Day is a day that unites workers together and the day aims to pay tribute to workers’ sacrifices in achieving economic and social rights all over the world.
🔷 India's first Labour day was celebrated in 1923 in Chennai.
🟢 RECENT IN NEWS
🔺Labour Minister Launches New Features On EShram Portal For Migrant Workers’ Welfare
🔺CAG GC Murmu Selected As External Auditor Of International Labour Organization
🔺2020-21: Female Labour Participation Increased To 25.1%
🔺Ministry Of Labour & Employment Launches E-Shram Portal
🔺India’s 1st Labour Movement Museum To Be Set Up In Kerala
🔷 May 1 is also Maharashtra Day & Gujarat Day
🏢 Ministry of Labour & Employment + MoEFCC
▪️ Shri Bhupendra Singh Yadav
▪️ Constituency : RSMP - Rajasthan
✍Credit : Arvιnd Kυмar ⛥
💎JOIN🔜 @Exam_Posts 💎
❇️ 3rd MAY
♦️World Press Freedom Day
विश्व प्रेस स्वतंत्रता दिवस
Theme25 : - "Freedom of Expression"
🔷 To spread awareness about the importance of Freedom of the Press in functioning, information providing, its significance and to awaken the government of its duty to uphold and respect the right to freedom of expression.
🔷 Article 19 of Constitution of India and Right to Freedom
🔷 Media: Fourth Pillar of Democracy is coined by Thomas Caryle
🔷 R Goenka Excellence In Journalism Awards Announced
🔷 Awards related to Journalism
•Pulitzer Prize
•The Hillman Prize
•Chameli Devi Jain Award
♦️World Press Freedom Index 2023
🔷 TOP : Norway
🔷 INDIA : 161
❇️ Don't Confused ❇️
💥 16 Nov - National Press day
💥 29 Jan - National Newspaper Day
🏛 United Nations Educational Scientific And Cultural Organisation (UNESCO)
🔹Founded - 4 Nov 1946
🔹HQ - Paris France
🔹DG - Audrey Azouley
🔹MC -193
✍Credit : Arvιnd Kυмar ⛥
🔸Join Now 👉@Exam_Posts🔸
♦️World Press Freedom Day
विश्व प्रेस स्वतंत्रता दिवस
Theme25 : - "Freedom of Expression"
🔷 To spread awareness about the importance of Freedom of the Press in functioning, information providing, its significance and to awaken the government of its duty to uphold and respect the right to freedom of expression.
🔷 Article 19 of Constitution of India and Right to Freedom
🔷 Media: Fourth Pillar of Democracy is coined by Thomas Caryle
🔷 R Goenka Excellence In Journalism Awards Announced
🔷 Awards related to Journalism
•Pulitzer Prize
•The Hillman Prize
•Chameli Devi Jain Award
♦️World Press Freedom Index 2023
🔷 TOP : Norway
🔷 INDIA : 161
❇️ Don't Confused ❇️
💥 16 Nov - National Press day
💥 29 Jan - National Newspaper Day
🏛 United Nations Educational Scientific And Cultural Organisation (UNESCO)
🔹Founded - 4 Nov 1946
🔹HQ - Paris France
🔹DG - Audrey Azouley
🔹MC -193
✍Credit : Arvιnd Kυмar ⛥
🔸Join Now 👉@Exam_Posts🔸
This media is not supported in your browser
VIEW IN TELEGRAM
❣🥰Arvind sir
❣ "Congratulations on your wedding! Wishing you a lifetime of love, laughter, and happiness together. May this special day be filled with unforgettable moments and the start of a beautiful journey for you both."
❣ "Congratulations on your wedding! Wishing you a lifetime of love, laughter, and happiness together. May this special day be filled with unforgettable moments and the start of a beautiful journey for you both."
❇️ 4 May
⛏ Coal Miners Day
कोयला खदान दिवस
🍁The annual celebration of Coal Miners Day began in 1975
🍁In 1880s New coal cutting machines were introduced.
🍁 In 1912, Steam Shovels were used in surface coal mining.
🍁 In India, coal-rich regions areJharkhand, Orissa, Chhattisgarh, West Bengal and some central and southern parts of the country.
=•=•=•=•=•=•=•=•=•=•=•=•=•=
❇️ 4 May
🔥 International Firefighters’ Day
अंतर्राष्ट्रीय अग्निशमन दिवस
💧The symbol for International Firefighters Day is a red and blue ribbon. The color red signifies fire and the blue denotes water
🔥International Association of Fire Fighters:
♦ Founded: 1918
♦ Office location: Washington, D.C., United States
✍Credit : Arvιnd Kυмar ✪
🔸Join Now 👉@Exam_Posts🔸
⛏ Coal Miners Day
कोयला खदान दिवस
🍁The annual celebration of Coal Miners Day began in 1975
🍁In 1880s New coal cutting machines were introduced.
🍁 In 1912, Steam Shovels were used in surface coal mining.
🍁 In India, coal-rich regions areJharkhand, Orissa, Chhattisgarh, West Bengal and some central and southern parts of the country.
=•=•=•=•=•=•=•=•=•=•=•=•=•=
❇️ 4 May
🔥 International Firefighters’ Day
अंतर्राष्ट्रीय अग्निशमन दिवस
💧The symbol for International Firefighters Day is a red and blue ribbon. The color red signifies fire and the blue denotes water
🔥International Association of Fire Fighters:
♦ Founded: 1918
♦ Office location: Washington, D.C., United States
✍Credit : Arvιnd Kυмar ✪
🔸Join Now 👉@Exam_Posts🔸
❇️ 5th May
🤱🏻International Day of the Midwives
मध्याह्न का अंतर्राष्ट्रीय दिवस
Theme25 : “Midwives: Critical in Every Crisis”
🤱🏻 The aim of IDM is to inform people about the crucial role that midwives play in reducing maternal and neonatal mortality and morbidity, since their role in healthcare is often undermined and underappreciated.
👩🏻🍼It was first celebrated May 7th 1991, and has since been observed in over 50 nations around the world.
👩⚕2020 : International Year of the Nurse and the Midwife
▪️By : WHO
👩⚕ANM : Auxiliary Nurse Midwife
💠 12 May : International Nurses Day
Theme 2024 : “Nurses: A Voice to Lead – Invest in Nursing and Respect Rights to Secure Global Health"
🏢 International Confederation of Midwives
President: Franka Cadee
Headquarters: Hague, Netherlands.
✍Credit : Arvιnd Kυмar ✪
🔸Join Now 👉@Exam_Posts🔸
🤱🏻International Day of the Midwives
मध्याह्न का अंतर्राष्ट्रीय दिवस
Theme25 : “Midwives: Critical in Every Crisis”
🤱🏻 The aim of IDM is to inform people about the crucial role that midwives play in reducing maternal and neonatal mortality and morbidity, since their role in healthcare is often undermined and underappreciated.
👩🏻🍼It was first celebrated May 7th 1991, and has since been observed in over 50 nations around the world.
👩⚕2020 : International Year of the Nurse and the Midwife
▪️By : WHO
👩⚕ANM : Auxiliary Nurse Midwife
NOTE :💠 12 May : International Nurses Day
Theme 2024 : “Nurses: A Voice to Lead – Invest in Nursing and Respect Rights to Secure Global Health"
🏢 International Confederation of Midwives
President: Franka Cadee
Headquarters: Hague, Netherlands.
✍Credit : Arvιnd Kυмar ✪
🔸Join Now 👉@Exam_Posts🔸
Q..By which constitutional amendment did Delhi get the status of national capital?
किस संविधान संशोधन द्वारा दिल्ली को राष्ट्रीय राजधानी का दर्जा प्राप्त हुआ?
किस संविधान संशोधन द्वारा दिल्ली को राष्ट्रीय राजधानी का दर्जा प्राप्त हुआ?
Anonymous Quiz
17%
64th constitutional amendment
22%
65th constitutional amendment
22%
68th constitutional amendment
38%
69th constitutional amendment
🔶Telangana
🧰Telangana is a state in southern India. In the capital of Hyderabad, the Charminar is a 16th-century mosque with 4 arches supporting 4 towering minarets. The monument overlooks the city's long-running Laad Bazaar. Once the seat of the Qutb Shahi dynasty, the sprawling Golconda Fort is a former diamond-trading center. In the city of Warangal, the centuries-old Warangal Fort features carved stone towers and gateways.
🧰The word "Telinga" changed over time to "Telangana" and the name "Telangana" was designated to distinguish the predominantly Telugu-speaking region of the erstwhile Hyderabad State from its predominantly Marathi-speaking one, Marathwada.
🔷Established – 2 June 2014
🔷Capital – Hyderabad
🔷Chief Minister –Revanth Reddy
🔷Governor –C.P. Radhakrishnan (additional charge) since 20 March, 2024
🧰Recent schemes/apps/portals launched by Telangana government
🔷Arogya Mahila health programme
🔷Rythu Bandh Scheme
🔷Aasara’ pension Scheme
🔷Urban Forest Park’ Mobile App
🔷Mana Ooru Mana Badi programme
🔷Nethanna Bima scheme
🔷Nethanna Ku Bima Scheme
💃popular folk dances of Telangana
🔶 Perini Sivatandavam
🔶Lamadi
🔶Dhimsa Dance
🔶Gussadi dance,
🔶 Dappu dance.
💧there are 10 dams in telangana state
🔶 nizam sagar
🔶nagarjuna sagar
🔶singur dam
🔶sriram sagar
🔶rajolibanda dam
🔶sri komaram bheem
🔶 jurala dam
🔶srisilam dam
🔶 kaddam
🔶upper manair dam
🔶lastly the lower manair dam. this dam is constructed across the krshna river.
🔶The two main rivers of Telangana are Godavari and Krishna.
✍Credit : preet kaur
💠Join Now 👉 @Exam_Posts💠
🧰Telangana is a state in southern India. In the capital of Hyderabad, the Charminar is a 16th-century mosque with 4 arches supporting 4 towering minarets. The monument overlooks the city's long-running Laad Bazaar. Once the seat of the Qutb Shahi dynasty, the sprawling Golconda Fort is a former diamond-trading center. In the city of Warangal, the centuries-old Warangal Fort features carved stone towers and gateways.
🧰The word "Telinga" changed over time to "Telangana" and the name "Telangana" was designated to distinguish the predominantly Telugu-speaking region of the erstwhile Hyderabad State from its predominantly Marathi-speaking one, Marathwada.
🔷Established – 2 June 2014
🔷Capital – Hyderabad
🔷Chief Minister –Revanth Reddy
🔷Governor –C.P. Radhakrishnan (additional charge) since 20 March, 2024
🧰Recent schemes/apps/portals launched by Telangana government
🔷Arogya Mahila health programme
🔷Rythu Bandh Scheme
🔷Aasara’ pension Scheme
🔷Urban Forest Park’ Mobile App
🔷Mana Ooru Mana Badi programme
🔷Nethanna Bima scheme
🔷Nethanna Ku Bima Scheme
💃popular folk dances of Telangana
🔶 Perini Sivatandavam
🔶Lamadi
🔶Dhimsa Dance
🔶Gussadi dance,
🔶 Dappu dance.
💧there are 10 dams in telangana state
🔶 nizam sagar
🔶nagarjuna sagar
🔶singur dam
🔶sriram sagar
🔶rajolibanda dam
🔶sri komaram bheem
🔶 jurala dam
🔶srisilam dam
🔶 kaddam
🔶upper manair dam
🔶lastly the lower manair dam. this dam is constructed across the krshna river.
🔶The two main rivers of Telangana are Godavari and Krishna.
✍Credit : preet kaur
💠Join Now 👉 @Exam_Posts💠
❇️ 6th May
🍲 International No Diet Day
अंतराष्ट्रीय नो डाइट डे
🥗 The International No Diet Day, as the name suggests is the day on which one does not diet as all, and gets to eat to their hearts' will.
🥘The International No Diet Day celebration is done on a humongous scale across the globe on May 6 each year. It is a day on which every person accepts hid or her body type with utmost pride.
🔴 Important News
🍱 AAHAR 2022: Asia’s Biggest International Food And Hospitality Fair
🍱 Odisha And The United Nations World Food Programme To Bolster Food Security Of Small Farmers
🍱 NITI Aayog Tie-Up With UN WFP To Diversify Food Basket
🍱 Piyush Goyal Launched India’s 1st Digital Food Museum In Tamil Nadu
🍱 India Ranks 68th On 2022 Global Food Security Index
🍱 Eric Yirenkyi Danquah Awarded “AFRICA FOOD PRIZE 2022”
CLICK HERE FOR HINDI VERSION
✍Credit : Arvιnd Kυмar ✪
🔸Join Now 👉@Exam_Posts🔸
🍲 International No Diet Day
अंतराष्ट्रीय नो डाइट डे
🥗 The International No Diet Day, as the name suggests is the day on which one does not diet as all, and gets to eat to their hearts' will.
🥘The International No Diet Day celebration is done on a humongous scale across the globe on May 6 each year. It is a day on which every person accepts hid or her body type with utmost pride.
🔴 Important News
🍱 AAHAR 2022: Asia’s Biggest International Food And Hospitality Fair
🍱 Odisha And The United Nations World Food Programme To Bolster Food Security Of Small Farmers
🍱 NITI Aayog Tie-Up With UN WFP To Diversify Food Basket
🍱 Piyush Goyal Launched India’s 1st Digital Food Museum In Tamil Nadu
🍱 India Ranks 68th On 2022 Global Food Security Index
🍱 Eric Yirenkyi Danquah Awarded “AFRICA FOOD PRIZE 2022”
CLICK HERE FOR HINDI VERSION
✍Credit : Arvιnd Kυмar ✪
🔸Join Now 👉@Exam_Posts🔸