RRB सूचना:
22 अप्रैल 2025 को दूसरी शिफ्ट में हुई RRB JE CBT-II परीक्षा तकनीकी गलती (प्रश्न दोहराव) के कारण रद्द कर दी गई है।
नई परीक्षा तिथि जल्द घोषित की जाएगी।
- रेलवे भर्ती बोर्ड (RRB)

Advisory to all Media channels to refrain from showing live coverage of defence operations and movement of security forces reg.

❣💐 UPSSSC VPO फुल क्वेश्चन पेपर
Exam date - 27 अप्रैल 2025
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❇️ 28th April

👷‍♂World Day for Safety and Health at Work
विश्व कार्यस्थल स्वास्थ्य व सुरक्षा दिवस

Theme25 : “Revolutionizing health and safety: the role of AI and digitalization at work”

✍ It has been observed by the International Labour Organization (ILO) since 2003

🟢 NEWS
🔶NAMASTE Scheme: Ensuring Safety And Dignity Of Sanitation Workers

🔷Gujarat Police’s GP-DRASTI Drone Program: Enhancing Public Safety

🔶54th National Safety Week 2025: 4 March to 10 March

🔷UNICEF Unveils National Roadmap For Child Road Safety

🔶Punjab Launches ‘Project Hifazat’ To Strengthen Women And Child Safety

🔷Ayodhya Ram Temple Wins Global Safety Excellence Award

🔶 Hyderabad To Host STREE Summit 2025 On Women’s Safety And Empowerment

🔷 UP Police Investigation Portal Wins SKOCH Award For Excellence In Police & Safety

🏢 International Labour Organisation
♦ Formation: 11 April, 1919
♦ HQ: Geneva, Switzerland
♦ DG: Gilbert Houngbo

✍Credit : Arvιnd Kυмar ⛥

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📝 The board of Reliance Industries Ltd (RIL) has approved the appointment of Anant Ambani as the Wholetime Director of the company for a term of five years, effective from May 1, 2025. 

🔥 India’s first Quantum Computing Village

⭐ Recently, the Government of Andhra Pradesh made strides towards establishing India’s first Quantum Computing Village in Amaravati.

🎯 This initiative aims to create a pioneering ecosystem for quantum computing research and collaboration. The project is backed by the Real-Time Governance Society (RTGS) and is set to occupy 50 acres of land. The facility will serve as a hub for institutions and companies to access advanced quantum computing resources.

Haryana CET Group C 2025 Notification Out

Qualification : 10 / 10+2

Apply Online : 2 May - 20 May

Age Limit : 18 - 42 Years

Application Fee : 500

❇️ 29th April 2025 (43rd Edition )

💃 INTERNATIONAL DANCE DAY
अंतरराष्ट्रीय नृत्य दिवस

💃 Celebrated first time in the year 1982.

🕺 The day celebrates the value and importance of the dance & encourages participation & education in this art form through events and festivals. The day 29 April has been chosen as it marks the birth anniversary of Jean-Georges Noverre (1727–1810), who is known as the creator of modern ballet.

🔶 Classical Dance Form of India
Bharatnatyam - TN
Kuchipudi - AP
Kathak - UP
Bihu - Assam
Odissi - Odisa
Manipuri - Manipur
Mohiniyattam & Kathakali - Kerala

🟢NEWS
🔶Ram Sahay Pandey Folk Dancer Passed Away

🔷37th Kathak Mahotsav 2025 at New Delhi

🔶51st Khajuraho Dance Festival 2025 at Madhya Pradesh.

🔷Legendary Odissi Dancer Mayadhar Raut Passes Away At 92

🔶Sikkim’s Kagyed Dance Festival

💠 FOLK DANCE
💠 PUPPET DANCE

📌International Theatre Institute (ITI)
▪️Founded -1948
▪️Hq - Paris, France

✍Credit : Arvιnd Kυмar ⛥

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👗 FAMOUS SAREES AND THEIR STATES

🌹 Taant -West Bengal
🌹 Kasavu - Kerala
🌹Kanjeevaram - Tamil nadu
🌹Bomkai :- Odisha
🌹Sambalpuri :- odisha
🌹 Paithani - Maharashtra
🌹Bandhani :- Gujarat
🌹 Muga :- Assam
🌹 Banarasi :- Varanasi
🌹 Pochampally - Telangana
🌹 Chanderi :- Madhya Pradesh
🌹Konard :- Tamil nadu
🌹Leheriya - Rajasthan
🌹Phulkari :- Punjab
🌹Chikankari :- lucknow

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🟢 SOURCES OF INDIAN CONSTITUTIONAL PROVISION

- Government of India Act, 1935:
- Service Commission
- Federal structure
- Judiciary Power Division
- Office of Governor

- United States of America:
- Fundamental Rights
- Supreme Court
- Impeachment process of Supreme Court and High Court Judges
- Independence of Judiciary and judicial review
- Preamble
- Impeachment of President
- Office of Vice-president
- Written Constitution

- Canada:
- Appointment of State Governors by Center
- Distribution of powers between centre and the states. Residuary Powers with the centre.

- Russia:
- Preamble and Fundamental Duties
- Five Year Plan

- Ireland:
- Directive Principles of State Policy
- Method of Election process of the President and Nomination of members in Rajya Sabha by the President

- Britain:
- Writs and Bicameralism
- Office of the CAG
- Cabinet system of Ministers
- Bicameral Parliamentary System
- Single Citizenship
- Rule of Law
- Legislation
- Speaker in Lok Sabha

- Japan:
- Procedures established by law (functioning of Supreme Court)

- Germany:
- Emergency provisions and suspensions of Fundamental Rights during Emergency

- Australia:
- Provision regarding Trade and Commerce
- Concurrent List
- Joint sitting of Parliament

- South Africa:
- Amendment Procedure of the Constitution
- Indirect election of members of the Rajya Sabha


✍ Credit- Manpreet kaur

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❇️ 30 APRIL

♦️Ayushman Bharat Diwas
आयुष्मान भारत दिवस

♦️Narendra Modi has launched the scheme on April 14, 2018 at Bijapur, Chhattisgarh

♦️Scheme has the benefit cover of Rs. 5 lakh per family per year 

🔷 Sponsored : Ayushman Bharat -National Health Protection Mission

🔶 First time, the day was observed on 30th April 2018

🔶 AYUSHMAN BHARAT CEO : Dr. Indu Bhushan

🟢 NEWS
🔶Uttar Pradesh Leads In Issuing 5 Crore Ayushman Cards Under Ayushman Bharat PMJAY

🔷Government To Include ASHA And Anganwadi Workers/Helpers In Ayushman Bharat Scheme

🔶Rajasthan Seeks Integration Of Chiranjeevi Scheme With Ayushman Bharat

🔷Center Renames Ayushman Bharat Health And Wellness Centers To Ayushman Arogya Mandir

🔶President Droupadi Murmu Virtually Launches Ayushman Bhav Campaign For Universal Health Coverage

🔷Govt To Combine CGHS With Ayushman Bharat

🔶J&K Awarded 1st Prize In Category For Ayushman Bharat Health Account ID Generation

✍Credit : Arvιnd Kυмar ⛥

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💠Madhya Pradesh
🔷Capital – Bhopal
🔷Chief Minister – Dr Mohan Yadav (replace Shivraj Singh Chauhan)
🔷Deputy CM – Jagdish Devda & Rajendra Shukla
🔷Speaker of Madhya Pradesh Assembly – Narendra Singh Tomar
🔷Governor – Mangubhai C. Patel
 

✍ credit - Manpreet kaur

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💿Non Performing Assets (NPA)💿

NPAs refer to loans which are in risk of default. Reserve Bank of India (RBI) defines NPAs as below:

AN ASSET, INCLUDING A LEASED ASSET, BECOMES NON­-PERFORMING WHEN IT CEASES TO GENERATE INCOME FOR THE BANK.

As per guidelines issued by the RBI, banks classify an account as NPA only if the interest due and charged on that account during any quarter is not serviced fully within 90 days from the end of the quarter.

Conditions to become NPA
An asset becomes NPA when it ceases to generate income for the bank –

➖Term Loan – Interest and/or installment of principal amount remain overdue for more than 90 days
➖Overdraft / Cash Credit – The account remains ‘out of order’ for 90 days
➖Bill – The bill remains overdue for more than 90 days in the case of bills purchased and discounted
➖Short duration crops – The installment of principal or interest remains overdue for 2 crop seasons
➖Long duration crops – The installment of principal or interest remains overdue for 1 crop season
➖Securitisation transaction – The amount of liquidity facility outstanding for more than 90 days
➖Derivative transaction – The overdue receivables representing positive mark-to-market value of a derivative contract, if these remain unpaid for 90 days from the specified due date for payment.

Basis of Classification of Non Performing Asset (NPA)
Banks are required to classify NPAs into the following 3 categories based on how long do they remain non-performing.

The three categories are – Substandard Assets, Doubtful Assets and Loss Assets.

♦️ Substandard Assets – If an account remains as NPA for a period less than or equal to 12 months

♦️ Doubtful Assets – An asset would be classified as doubtful if it has remained in the substandard category for 12 months.

♦️ Loss Asset – A loss Asset is one where loss has been identified by the bank’s internal or external auditors or upon an RBI inspection.

Example of NPA
We suppose that a party was disbursed a loan on January 1, 2010. Its due date is June 1, 2010. But the party does not make a payment. So
♦️ It will be an Standard Asset from January 1, 2010 till June 1, 2010 (Due Date)
♦️ It will be a Special Mention Account From June 2, 2010 till August 29, 2010 (90 days)
♦️ It will be Sub-standard from August 30, 2010 till August 29, 2011
♦️ It will be doubtful from August 30, 2011 till August 29, 2012
♦️ It may remain doubtful Asset for a period of 3 years, beginning from 12 months of being an NPA, but once the auditors identify it as a loss, it will be assigned a loss asset; however, the period may be anything above 3 years