BRS, FRS, ERS: Why There Are 3 CPF Retirement Sums & Why They Increase Every Year

The ERS is set to be raised to 4 x BRS from 1 January 2025.

Read more here ➡️ http://tinyurl.com/4s9acvnh

Here’s The Salary You Need To Earn To Afford These Homes In Singapore [2024 Edition]

You need to earn at least between $2,439 and $4,882 per spouse to afford the different HDB flat types.

Read more here ➡️ http://tinyurl.com/5ezpj8rh

CPF Shielding Hacks (Special Account & Ordinary Account): Do They Really Make Sense?

Budget 2024 will cancel the CPF Shielding Hack for Special Account.

Read more here ➡️ http://tinyurl.com/3enr6w5z

Strategise Your BTO Application: Is It More Advantageous To Apply For Your HDB BTO Flat Later In The BTO Application Period?

Ballot strategically for your BTO

Read more here ➡️ http://tinyurl.com/vd4hwcmy

Balloting for the upcoming February BTO? Here are some tips and guides for you! 🏡😉

Step-By-Step Guide To Buying A HDB BTO Flat
🏘The median waiting time for current projects is about 4 to 5 years.

[BTO Guide] Eligibility Criteria For Buying A HDB In Singapore
✍🏻Wondering if you qualify to apply for an HDB BTO flat?

How To Successfully Bid For A BTO Flat Within Three Tries
😎Aside from bidding for non-mature estates, there are a few more things you can do to improve your chances

Complete Guide To Priority Schemes For HDB BTO Flats
📈Maximise your BTO chances.

Step-by-Step Guide To Applying For Sales Of Balance Of Flats (SBF)
📝Subsidised prices with shorter waiting times

Forward and follow @DollarsAndSense for more insights on personal finance!

8 Things To Know About The CPF Enhanced Retirement Sum (ERS)

The ERS will increase from 3 times the BRS to 4 times in 2025.

Read more here ➡️ http://tinyurl.com/35vzkkwr

Pros & Cons Of Applying For A BTO Flat In Advance (Before You Are Ready To Settle Down)

To apply (early) or not to apply? A perennial question for many young Singaporean couples.

Read more here ➡️ http://tinyurl.com/ywmbwrmt

How Gold And Silver Prices Move In A Higher Interest Rate Environment

Inflation and geopolitical tensions also impact gold and silver prices.

Read more here ➡️ http://tinyurl.com/mps9yekz

Looking to invest in Gold? Check out this handy reading list before you start your Gold investment journey! ✍🏻😎

Does It Make Sense To Buy Gold During Crises And Inflation?
🎧What if you can enjoy (and wear) your gold, while also seeing its value hold steady or increase.

Investing In Precious Metal: Pros & Cons Of Buying Physical Gold Vs Paper Gold
🤔Investing in physical gold provides a different set of advantages (and disadvantages) as compared to paper gold. But which is better for you as an investor?

Want To Buy Gold? 5 Ways Investors In Singapore Can Invest In And Gain Exposure To Gold As An Asset Class
✨For those who fancy adding some bling to their investment portfolio.

Forward and follow @DollarsAndSense for more insights on personal finance!

6 CPF Changes Announced In Budget 2024

Aside from SA closing and ERS being increased, enhancements to other schemes will benefit Singaporeans who may be struggling to meet the Basic Retirement Sum.

Read more here ➡️ http://tinyurl.com/3kaj8534

Why Is The Singapore Dollar (SGD) Constantly Appreciating Against The Malaysian Ringgit (MYR)?

It hit S$1 = RM3.5711 last night.

Read more here ➡️ http://tinyurl.com/3359r77e

February 2024 BTO Sales launch Guide: Bedok, Choa Chu Kang, Hougang, Punggol, Queenstown, And Woodlands

The February 2024 BTO Launch is now open for applications until 28 February 2024, Wednesday, 11:59 PM. Good Luck!

Read more here ➡️ http://tinyurl.com/49cpbc3k

For those who are looking to apply for the February BTO. Here’s a handy reading list of neighbourhood estate guides for you!🫵🏻🏠

Neighbourhood Estate Guide: Is Choa Chu Kang The Most Underloved Neighbourhood In Singapore?
👀One of the few estates without a million-dollar HDB transaction.

Neighbourhood Estate Guide: Is Bedok The Best Value Estate In Terms Of Affordability And Amenities?
😌OCR town that has the convenience and accessibility of a RCR town.

Neighbourhood Estate Guide: Is Queenstown The Crown Jewel Of Housing Estates In Singapore?
👸🏻Named after the coronation of Queen Elizabeth II, Queenstown has hosted many foreign dignitaries

Neighbourhood Estate Guide: Why Woodlands Can Be The Star Destination Of The North
⭐️Woodlands: Star destination of the North

Neighbourhood Estate Guide: Why Hougang Is No Longer The Backwater Of Singapore
📍More than just the opposition ward

Forward and follow @DollarsAndSense for more insights on personal finance!

3 Easy Ways To Make Your Bonus Last

Your bonus can have a lasting impact on your future

Read more here ➡️ http://tinyurl.com/2bhnrby3

What Happens To Your CPF Contributions After You Hit Full Retirement Sum (FRS)?

From 2025, for those age 55 and older, our CPF mandatory contributions in excess of the FRS would flow to our Ordinary Account.

Read more here ➡️ http://tinyurl.com/52wk7p9m

Step-by-Step Guide To Applying For Sales Of Balance Of Flats (SBF)

Subsidised prices with shorter waiting times

Read more here ➡️ http://tinyurl.com/4b9ez336

5 HDB BTO Application Tips For Young Singaporean Couples To Get Their Homes

Your BTO is meant to be a home first, and hopefully an appreciating asset as well.

Read more here ➡️ http://tinyurl.com/mw98hfvh

Complete Guide To CPF Retirement Account

It starts at 55

Read more here ➡️ http://tinyurl.com/35c9tvfw