DollarsAndSense.sg
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Welcome to the DollarsAndSense Telegram channel~

Here, you'll find personal finance content, interactive polls, and contests handpicked just for you 😎

We hope our content is useful in your journey towards financial freedom and financial knowledge!
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Is $1 Million Enough to Retire in Singapore? What Really Matters Beyond the Number

$1 million sounds like enough to retire. But in Singapore, the harder question is whether it can last.

Read more here ➡️ https://tinyurl.com/bdeesvrp

🎥 Watch the full episode: Why $1M Might NOT Be Enough for Retirement in Singapore

👉 YouTube: https://tinyurl.com/2jsrujhv
👉 Facebook: https://tinyurl.com/5heee4ty
👉 Spotify: https://tinyurl.com/3epb8whb
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🏋️ Ready to train your money? 

Join InsureXpo by CIMB 2026, now in its 3rd year, and experience Singapore’s first Money Gym, happening 23 May at Suntec Convention Centre.

A one-day, purely educational event where you can learn how to better protect, plan and grow your wealth, with no hard sell. 
 
Here’s what you can expect: 
 
💡 Talks and insights from financial experts 
🏋️ Money Gym games and interactive booths with prizes 
🎁 Door gifts for attendees 
🎉 Lucky draw prizes worth over S$10,000, including a gold bar 
 
🥳 Claim your complimentary InsureXpo ticket with promo code DS100 – see you there! 
 
Register here: https://dollarsandsensesg.link/cimbinsurexpo-social 
 *T&Cs apply.

Read the article: https://tinyurl.com/ywrzrvs3
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Complete Guide To Cash Management Accounts In Singapore [2026 Edition]

Grow your money that you intend to use in the next few years, while taking minimal risks.

👉 Open an account with our promo links and put your idle cash to work:

1. Endowus
2. POEMS
3. StashAway
4. Syfe
5. Tiger Brokers
6. moomoo

Read more here ➡️ https://tinyurl.com/52bh99h8
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Enhanced Retirement Sum Vs 4% Withdrawal Rule. Why The ERS Makes More Sense For The Majority Of Singaporeans

CPF LIFE or the 4% rule? Which do you prefer as a retiree in Singapore

Read more here ➡️ https://tinyurl.com/3yj5cf5a
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We all think we have time… until we don’t.
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“They asked for $100. I started calculating my hourly pay.😵

At some point, money stops being just a number and starts becoming time, effort, and trade-offs.

In this clip, what seems like a simple request to chip in for a luxury bag becomes a realisation, not every lifestyle is yours to keep up with.

When you start working, every dollar has context.
$100 isn’t just spending, it’s hours of your life.

That’s why financial decisions aren’t just about can you afford it, but also is it worth it for you.

🙅🏻✋🏻 For many young adults, this is also when boundaries start to form, learning to say no, managing expectations, and choosing what matters.

Watch the full conversation in 🎧 DollarsAndSense Growing Up Ep1

👉 YouTube: https://tinyurl.com/5cy4545w
👉 Facebook: https://tinyurl.com/wdkt3cuf
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Here’s Why It Doesn’t Make Financial Sense To Repay Your HDB Flat Home Loan Early

You’re potentially converting cash savings into CPF savings.

Read more here ➡️ https://tinyurl.com/yfrbc8y9
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