Patients on integrated shield plans are encouraged to obtain an Letter of Guarantee (LOG) before an elective procedure. It means that with an LOG approved, the claim has been approved right before the procedure start.

After the procedure, the patients need no pau anything.

Hospitals will send the bill directly to their insurers for payment.

In a recent news, a wealthy family in China acquired a $100 million rmb (equivalent to SGD$18.6 million) insurance policy for their newborn son. This policy includes a one-time payout of $10 million rmb (SGD$1.86 million) and an annual coupon payout of $3 million rmb (SGD$560k).

While this scenario may be the stuff of dreams for many, if such an extravagant plan is not feasible, have you thought about beginning to strategize for your child's financial well-being in a different manner?

Hello everyone,

Are you considering a career change? If you are passionate about your work and seeking a better work-life balance, we invite you to join us this Friday. Our sharing session will feature games and food, providing a fun and informative environment. Come learn about the lifestyle of financial consultants and how it can benefit both you and your family in the long run.

Join us to discover more about the opportunities in the insurance industry and how it could be a rewarding path for you. Feel free to text or call me at 81610110 if you are keen or interested to find out more.

Thank you and we look forward to seeing you there!

AIA is pleased to announce a dividend distribution of S$0.01930 per unit for the AIA Global Adventurous Income Fund, resulting in an impressive Annualised Dividend Yield of 7.24%, meeting our target range of 7-8% p.a.

This distribution highlights the Fund's strong income generation and strategic execution. With your support, we have reached a milestone of approximately S$200 million in Assets Under Management (AUM) as of 18 June 2024.

Your health deserves the best, not the cheapest. Quality plans come with a price for a reason. Invest in your well-being wisely.

Opting for cheaper alternatives may not always guarantee the same level of quality and service.

Good don’t come cheap. Cheap don’t come good.

You probably would have read that health insurance premiums are increasing again, and would probably be wondering why are the premiums increasing yet again.

Healthcare costs have been on a rollercoaster ride over the past decade. Things are now levelling out a little bit and they will continue to do so over time for several reasons. The next time you hear that your health insurance premium has gone up, it is because of three simple reasons:

𝗶. 𝗔𝗴𝗲 𝗕𝗿𝗮𝗰𝗸𝗲𝘁
𝘛𝘩𝘦 𝘱𝘳𝘦𝘮𝘪𝘶𝘮 𝘪𝘴 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘢𝘨𝘦. 𝘞𝘩𝘦𝘯 𝘺𝘰𝘶 𝘮𝘰𝘷𝘦 𝘧𝘳𝘰𝘮 𝘰𝘯𝘦 𝘢𝘨𝘦 𝘣𝘢𝘯𝘥 𝘵𝘰 𝘢𝘯𝘰𝘵𝘩𝘦𝘳, 𝘺𝘰𝘶𝘳 𝘱𝘳𝘦𝘮𝘪𝘶𝘮 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦𝘴. 𝘛𝘩𝘦 𝘭𝘰𝘨𝘪𝘤 𝘩𝘦𝘳𝘦 𝘪𝘴 𝘴𝘵𝘳𝘢𝘪𝘨𝘩𝘵𝘧𝘰𝘳𝘸𝘢𝘳𝘥: 𝘖𝘭𝘥𝘦𝘳 𝘱𝘦𝘰𝘱𝘭𝘦 𝘢𝘳𝘦 𝘳𝘪𝘴𝘬𝘦𝘳 𝘵𝘰 𝘪𝘯𝘴𝘶𝘳𝘦 𝘤𝘰𝘮𝘱𝘢𝘳𝘦𝘥 𝘵𝘰 𝘺𝘰𝘶𝘯𝘨𝘦𝘳 𝘧𝘰𝘭𝘬𝘴.

𝗶𝗶. 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻
𝘔𝘦𝘥𝘪𝘤𝘢𝘭 𝘪𝘯𝘧𝘭𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘵𝘩𝘦 𝘮𝘢𝘪𝘯 𝘤𝘢𝘶𝘴𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘪𝘯 𝘩𝘦𝘢𝘭𝘵𝘩𝘤𝘢𝘳𝘦 𝘱𝘳𝘦𝘮𝘪𝘶𝘮𝘴. 𝘐𝘵 𝘳𝘦𝘧𝘦𝘳𝘴 𝘵𝘰 𝘮𝘦𝘥𝘪𝘤𝘢𝘭 𝘵𝘳𝘦𝘯𝘥𝘴 𝘢𝘯𝘥 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘮𝘦𝘯𝘵𝘴, 𝘢𝘯𝘥 𝘵𝘩𝘦 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘪𝘯 𝘤𝘰𝘴𝘵 𝘵𝘰 𝘴𝘶𝘱𝘱𝘰𝘳𝘵 𝘵𝘩𝘦𝘮.

𝗶𝗶𝗶. 𝗖𝗹𝗮𝗶𝗺𝘀 𝗘𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲
𝘊𝘰𝘮𝘱𝘢𝘯𝘪𝘦𝘴 𝘤𝘢𝘯 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘱𝘳𝘦𝘮𝘪𝘶𝘮𝘴 𝘧𝘰𝘳 𝘢 𝘤𝘦𝘳𝘵𝘢𝘪𝘯 𝘴𝘦𝘵 𝘰𝘧 𝘤𝘶𝘴𝘵𝘰𝘮𝘦𝘳𝘴 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘨𝘭𝘰𝘣𝘢𝘭 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴 𝘦.𝘨. 𝘵𝘩𝘦 𝘊𝘖𝘝𝘐𝘋-19 𝘱𝘢𝘯𝘥𝘦𝘮𝘪𝘤. 𝘠𝘰𝘶 𝘮𝘢𝘺 𝘩𝘢𝘷𝘦 𝘣𝘰𝘶𝘨𝘩𝘵 𝘵𝘩𝘦 𝘱𝘭𝘢𝘯 𝘢 𝘧𝘦𝘸 𝘺𝘦𝘢𝘳𝘴 𝘣𝘢𝘤𝘬 𝘸𝘩𝘦𝘯 𝘵𝘩𝘦 𝘱𝘳𝘦𝘮𝘪𝘶𝘮𝘴 𝘸𝘦𝘳𝘦 𝘷𝘦𝘳𝘺 𝘢𝘧𝘧𝘰𝘳𝘥𝘢𝘣𝘭𝘦. 𝘉𝘶𝘵 𝘢𝘧𝘵𝘦𝘳 𝘢 𝘧𝘦𝘸 𝘺𝘦𝘢𝘳𝘴, 𝘺𝘰𝘶 𝘮𝘢𝘺 𝘴𝘦𝘦 𝘵𝘩𝘦 𝘱𝘳𝘦𝘮𝘪𝘶𝘮𝘴 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘦𝘷𝘦𝘯 𝘺𝘰𝘶 𝘮𝘢𝘬𝘪𝘯𝘨 𝘢 𝘤𝘭𝘢𝘪𝘮.

Exciting news! The September 2024 dividend payout has been announced at an impressive 7.03%! Congratulations to all clients and friends who seized this opportunity.

For those seeking passive income, I present a solution. With just a 5-year premium term commitment, you can enjoy dividend payouts every three months from the inception of your policy, providing you with lifetime income.

Retirees have the option to use this strategy for legacy planning for their children and grandchildren. In case of any unforeseen events, the payments will continue to be disbursed to your descendants.

Every student in the class received a balloon from their teacher. They were instructed to inflate it, write their name on it, and throw it into the hallway. Once all the balloons were mixed up, the students were given 5 minutes to find their own balloon. Despite their best efforts, none of them were successful in locating their own balloon.

Realizing the challenge, the teacher changed the rules. The students were now instructed to simply pick up the first balloon they found and give it to the person whose name was written on it. Surprisingly, within just 5 minutes, everyone had their own balloon again.

The teacher took this opportunity to share a valuable lesson with the students. They compared the balloons to happiness, explaining that if everyone is solely focused on finding their own happiness, it becomes elusive. However, by taking the time to care about the happiness of others, they can find their own happiness as well.

Wishing you a day filled with happiness. ❤️

Five years ago, my cousin reached out to discuss life insurance, and I dedicated my time to preparing a proposal for him. Unfortunately, he chose not to respond.

Now, in 2023, I’ve received the devastating news that he's been diagnosed with late-stage pancreatic cancer. Just last night, he passed away. It pains me to think that had he accepted my proposal, AIA could have provided him and his family with $400k in support.

This situation reminds us all to carefully consider the choices we face and the opportunities we are offered. Often, we don’t grasp the full significance of our decisions until it’s too late. Let’s remember to approach such moments with open hearts and minds, for they may bring unexpected benefits to ourselves and those we love.