Banking Sector Ratios now available on website-
https://www.analystinterview.com/knowledge-area/ratio-analysis/sector-ratios/banking-sector-ratios
Ratios Covered-
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https://www.analystinterview.com/knowledge-area/ratio-analysis/sector-ratios/banking-sector-ratios
Ratios Covered-
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Tier 1 Leverage Ratio in the Banking Sector
👉 Total Capital Ratio in the Banking Sector
👉 Common equity Tier 1 (CET1) capital ratio
👉 Overhead Ratio in Banking
👉 Time Deposits to Total Deposits Ratio in the Banking Sector
👉 Reserve Ratio in the Banking Sector
👉 Funding Gap Ratio in the Banking Sector
👉 Spread to Prime Rate in the Banking Sector
👉 Gross Interest Yield in the Banking Sector
👉 Non-Interest Expense to Average Assets Ratio
👉 Capital to Risk-Weighted Assets Ratio
👉 Interest Rate Sensitivity Gap Ratio
👉 Return on Risk-Weighted Assets (RoRWA)
👉 Risk-Weighted Assets to Total Assets Ratio
👉 Cost of Funds in the Banking Sector
👉 Net Interest Income (NII) to Total Income Ratio
👉 Net Fee Income Ratio in the Banking Sector
👉 Interest Expense to Total Deposits Ratio
👉 Operating Efficiency Ratio in the Banking Sector
👉 Investment to Total Assets Ratio
👉 Yield on Loans
👉 Gross NPA and Net NPA Ratio in the Banking Sector
👉 Fee Income to Total Income Ratio
👉 Deposits to Total Liabilities Ratio
👉 Gross Loans to Total Assets Ratio
👉 Interest Rate Risk (IRR) in the Banking Sector
👉 Net Charge-Off Ratio
👉 Non-Interest Income to Total Income
👉 Leverage Ratio in the Banking Sector
👉 Tier 1 Capital Ratio
👉 Credit-to-GDP Ratio and Its Relevance in the Banking Sector
👉 Net Interest Spread
👉 Provision Coverage Ratio (PCR) in the Banking Sector
👉 Loan Loss Coverage Ratio
👉 Liquidity Coverage Ratio
👉 Net Stable Funding Ratio (NSFR)
👉 Non-Performing Loans (NPL) Ratio
👉 Capital Adequacy Ratio (CAR)
👉 Loan to Deposit Ratio (LDR)
👉 Cost to Income Ratio
👉 Net Interest Margin (NIM)Analyst Interview
Banking Sector Ratios | Analyst Interview
Unpack the key banking ratios that reflect a bank's financial stability. Learn how these ratios impact a bank's risk, liquidity, and profitability.
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Analyzing the Top Financial Trends: Equities, Commodities, and Forex Insights from January 5-10, 2025
India
📈 TCS soars 6% to ₹4,265.65 on positive outlook and demand revival!
🌟 HCL Technologies hits ₹1,995.60 but lags behind TCS in gains.
📉 Sensex & Nifty dip 1% on Jan 3 amid profit booking in IT & banking.
🚀 MakeMyTrip shines with 139% gains, now in the buy zone!
🎨 Asian Paints slides 1.31% to ₹2,319.70, far from its 52-week high.
💹 ITI Ltd. reaches ₹457.25, marking a stunning 20% all-time high.
🟢 Sensex opens 60 points higher on Jan 10, tracking strong Asian trends.
📉 Sensex drops 720 points on Jan 3; IT & banking sectors hit hardest.
🔔 Closing Bell: Sensex ends at 77,378.91 with TCS leading gainers!
💰 Microsoft pledges $3B for India AI & cloud, to train 10M by 2030!
🌾 SEBI extends agri commodity trading ban till Jan 2025 to curb speculation.
🛒 Wheat prices hit ₹33,000/ton, raising inflation worries.
📉 MCX stock falls 3.11%, reflecting weak market trends.
💹 Rupee NDF trading hits record $161B in Dec 2024, driven by arbitrage.
📈 BSE expects IPO momentum in 2025 with ₹1T from 90+ filings!
🌐 Edible oil industry feels pinch from extended trading suspension.
💸 Rupee drops to ₹85.93/USD as RBI steps in to curb losses.
📉 Rupee opens weak, falling 11 paise to ₹85.75/USD on Jan 2.
💱 Forex reserves dip to $634.59B, marking a 10-month low.
💧 Banking system faces ₹1.5T liquidity deficit due to forex interventions.
🌍 FPIs withdraw ₹3,500 crore over currency concerns.
💵 RBI infuses ₹50,000 crore via repo auction to ease liquidity crunch.
🏦 Investors await RBI policy on Jan 15 for interest rate updates.
📊 India's GDP growth forecast at 6.4% for FY25, lowest since 2020-21.
🍽 Inflation eases to 5.3% in Dec 2024, thanks to cooling food prices.
📉 Rupee weakens to ₹85.97/USD, marking 10th week of decline.
💎 Gold demand slows in India as prices peak during Khar Mass.
📉 Fiscal deficit targets under pressure amid slowing GDP growth.
🏭 Manufacturing growth slows to 5.3%, signaling reduced industrial activity.
🛍 Consumer spending rises, with PFCE growth projected at 7.3%.
🌾 Agriculture growth expected to climb to 3.8%, boosting rural demand.
📅 Upcoming RBI & Budget decisions aim to address economic challenges.
🚀 Accel launches $650M fund for startups in India & Southeast Asia!
💼 Blackstone plans $2B annual investment in Indian real estate & tech.
Read More in Detail
Asia/Pacific Market-
🇨🇳 Chinese Markets Fall: CSI 300 index drops 0.2%, facing its worst start in 2025 due to weak economic data.
💸 Renminbi Hits Low: Yuan slides to 15-month low at 7.33/USD amid economic fears.
📉 Asian Markets Slip: Equities fall ahead of U.S. job data, with MSCI index in correction.
💱 Yen Steady: Japanese yen remains at 158/USD as intervention rumors swirl.
📊 Hang Seng Dips: Hong Kong’s index edges 0.2% lower amid cautious trading.
🇰🇷 Kospi Slight Gain: South Korea's Kospi rises marginally, signaling cautious optimism.
📉 Taiwan’s Taiex Drops: Falls 1.4% on tech demand concerns.
🇹🇭 Thailand’s SET Down: Drops 1.8% as domestic policy worries rise.
🇦🇺 Australia Slight Dip: ASX 200 falls 0.2%, reflecting global caution.
🛢 Oil Prices Up: U.S. crude rises 0.8% on inventory drops despite Asian concerns.
🥇 Gold Demand Shifts: High prices slow demand in India; Lunar New Year boosts buying in Asia.
🏦 China Bonds Fall: Yields near 1%, signaling economic and deflation concerns.
📉 Asian Equities Waver: Rising bond yields impact markets across Asia.
⛽️ Oil Imports Down: Asia’s crude imports fall 1.4%, led by China’s EV shift.
🛍 Global Market Review: Mixed results as oil rises and gold dips.
🛠 Copper Holds Firm: Prices steady at $4.15/lb amid China policy hopes.
📈 Treasury Yields Up: Bear steepening widens spreads amid inflationary pressures.
🚢 US Imports Surge: Up 3.4% on expedited shipments and higher goods demand.
💹 Yen Under Pressure: Inflation worries weigh on Japan's currency.
🌍 IMF Growth Forecast: Global growth steady with regional disparities.
India
📈 TCS soars 6% to ₹4,265.65 on positive outlook and demand revival!
🌟 HCL Technologies hits ₹1,995.60 but lags behind TCS in gains.
📉 Sensex & Nifty dip 1% on Jan 3 amid profit booking in IT & banking.
🚀 MakeMyTrip shines with 139% gains, now in the buy zone!
🎨 Asian Paints slides 1.31% to ₹2,319.70, far from its 52-week high.
💹 ITI Ltd. reaches ₹457.25, marking a stunning 20% all-time high.
🟢 Sensex opens 60 points higher on Jan 10, tracking strong Asian trends.
📉 Sensex drops 720 points on Jan 3; IT & banking sectors hit hardest.
🔔 Closing Bell: Sensex ends at 77,378.91 with TCS leading gainers!
💰 Microsoft pledges $3B for India AI & cloud, to train 10M by 2030!
🌾 SEBI extends agri commodity trading ban till Jan 2025 to curb speculation.
🛒 Wheat prices hit ₹33,000/ton, raising inflation worries.
📉 MCX stock falls 3.11%, reflecting weak market trends.
💹 Rupee NDF trading hits record $161B in Dec 2024, driven by arbitrage.
📈 BSE expects IPO momentum in 2025 with ₹1T from 90+ filings!
🌐 Edible oil industry feels pinch from extended trading suspension.
💸 Rupee drops to ₹85.93/USD as RBI steps in to curb losses.
📉 Rupee opens weak, falling 11 paise to ₹85.75/USD on Jan 2.
💱 Forex reserves dip to $634.59B, marking a 10-month low.
💧 Banking system faces ₹1.5T liquidity deficit due to forex interventions.
🌍 FPIs withdraw ₹3,500 crore over currency concerns.
💵 RBI infuses ₹50,000 crore via repo auction to ease liquidity crunch.
🏦 Investors await RBI policy on Jan 15 for interest rate updates.
📊 India's GDP growth forecast at 6.4% for FY25, lowest since 2020-21.
🍽 Inflation eases to 5.3% in Dec 2024, thanks to cooling food prices.
📉 Rupee weakens to ₹85.97/USD, marking 10th week of decline.
💎 Gold demand slows in India as prices peak during Khar Mass.
📉 Fiscal deficit targets under pressure amid slowing GDP growth.
🏭 Manufacturing growth slows to 5.3%, signaling reduced industrial activity.
🛍 Consumer spending rises, with PFCE growth projected at 7.3%.
🌾 Agriculture growth expected to climb to 3.8%, boosting rural demand.
📅 Upcoming RBI & Budget decisions aim to address economic challenges.
🚀 Accel launches $650M fund for startups in India & Southeast Asia!
💼 Blackstone plans $2B annual investment in Indian real estate & tech.
Read More in Detail
Asia/Pacific Market-
🇨🇳 Chinese Markets Fall: CSI 300 index drops 0.2%, facing its worst start in 2025 due to weak economic data.
💸 Renminbi Hits Low: Yuan slides to 15-month low at 7.33/USD amid economic fears.
📉 Asian Markets Slip: Equities fall ahead of U.S. job data, with MSCI index in correction.
💱 Yen Steady: Japanese yen remains at 158/USD as intervention rumors swirl.
📊 Hang Seng Dips: Hong Kong’s index edges 0.2% lower amid cautious trading.
🇰🇷 Kospi Slight Gain: South Korea's Kospi rises marginally, signaling cautious optimism.
📉 Taiwan’s Taiex Drops: Falls 1.4% on tech demand concerns.
🇹🇭 Thailand’s SET Down: Drops 1.8% as domestic policy worries rise.
🇦🇺 Australia Slight Dip: ASX 200 falls 0.2%, reflecting global caution.
🛢 Oil Prices Up: U.S. crude rises 0.8% on inventory drops despite Asian concerns.
🥇 Gold Demand Shifts: High prices slow demand in India; Lunar New Year boosts buying in Asia.
🏦 China Bonds Fall: Yields near 1%, signaling economic and deflation concerns.
📉 Asian Equities Waver: Rising bond yields impact markets across Asia.
⛽️ Oil Imports Down: Asia’s crude imports fall 1.4%, led by China’s EV shift.
🛍 Global Market Review: Mixed results as oil rises and gold dips.
🛠 Copper Holds Firm: Prices steady at $4.15/lb amid China policy hopes.
📈 Treasury Yields Up: Bear steepening widens spreads amid inflationary pressures.
🚢 US Imports Surge: Up 3.4% on expedited shipments and higher goods demand.
💹 Yen Under Pressure: Inflation worries weigh on Japan's currency.
🌍 IMF Growth Forecast: Global growth steady with regional disparities.
🇻🇳 Vietnam Monetary Flex: Targets 16% lending growth amid inflation monitoring.
💱 Asian FX Weakens: Currencies hit 20-year low against USD on trade tensions.
💰 Yuan Slides Further: Weakens to 7.33/USD as PBOC signals rate cuts.
📉 South Korean Won Volatile: Gov’t assures stability amid global uncertainties.
🇦🇺 Aussie Dollar Rises: Modest gain driven by domestic resilience.
🇳🇿 NZ Dollar Stable: Holds firm with slight appreciation against USD.
Read More in Detail
European Market-
📉 European Stocks Slip: STOXX 600 down 0.1% as bond yields rise, led by German bunds at a six-month high.
🇬🇧 UK Market Falls: FTSE 100 dips 0.2%, driven by banking and insurance sector losses ahead of U.S. jobs data.
🛢 Energy Sector Boost: Energy stocks rally, pushing STOXX 600 up 0.6%, with oil and gas surging 2.3%.
📡 Telecom Outperforms: Deutsche Telekom and peers strengthen, offsetting food and beverage sector declines.
🏥 Healthcare Gains: Danish medical device maker Ambu A/S reports strong results, lifting shares significantly.
⚡️ Utilities Struggle: Sector down 0.9%, sensitive to rising bond yields impacting investor sentiment.
🛢 Oil Prices Firm: Brent crude steady at $76 per barrel, driven by Asian demand and geopolitical factors.
🍬 Sugar Futures Fall: ICE Sugar No. 5 contracts decline, with March futures dropping 1.4% amid global oversupply.
❄️ Natural Gas Surges: Prices rise 1.8% due to colder weather and increased heating demand.
🥇 Gold Declines: Down 1.6% due to a stronger USD, but rebounding slightly as U.S. bond yields fall.
🏦 Record Bond Sales: European bond market sees €30.4B raised in a single day, a decade-high issuance.
📈 Euro Zone Yields Rise: German 10-year bund yield hits 2.32%, reflecting central bank rate expectations.
🌍 UK-China Economic Relations: Chancellor Rachel Reeves pushes for trade with China, amid adjusted rate cut expectations for 2025.
📉 Bond Vigilantes Watch: Focus shifts to high debt in the US, UK, and France, sparking market sell-offs.
📊 Euro Zone Inflation: Holds at 2.2%, with services inflation at 3.9%; ECB remains cautious on rates.
🏦 ECB Tough Stance: Rates cut to 3%, but President Lagarde emphasizes the continued inflation battle.
🇸🇪🇳🇴 Nordic Data Mixed: Sweden shows slowing growth, while Norway displays resilience in select sectors.
🇨🇭 Swiss Jobless Rate Rises: Swiss unemployment rate increases, adding to broader economic concerns.
Read More in Detail
Africa and Middle East
📉 Saudi Stock Market Drops: Profit-taking leads to a 0.3% decline after five days of gains.
📈 Egypt's Stock Market Up: Blue-chip index rises 0.6%, driven by El Sewedy Electric Co's 8.4% surge.
📊 Gulf Markets Up: Most Gulf markets rise ahead of U.S. economic data, with Saudi and Dubai showing gains.
📉 Qatar Stock Market Falls: Qatari index drops 0.9% amid banking sector losses.
💥 Almoosa Health Co's Debut: Shares soar 15% on the first day of trading, reflecting strong investor interest.
🚀 Jefferies Promotes Five: Five investment bankers promoted to managing director roles in the Middle East and Europe.
💥 Iran Faces Economic Struggles: Iran braces for challenges with stricter U.S. sanctions and economic crisis.
🌍 M&A Resilience in MEA: Middle East and Africa show resilience in M&A activity despite global decline.
📈 Oil Prices Rise: Brent crude up 0.5% amid tightening supply from Russia and OPEC.
🏛 Saudi Arabia Approves New Law: Cabinet approves a new Petroleum and Petrochemical Law to ensure supply security.
📊 Dubai Islamic Bank Lifts Abu Dhabi Index: Bank’s strong performance drives Abu Dhabi index up by 0.3%.
📉 Egypt Blue-Chip Index Falls: Egypt’s blue-chip index drops 0.5% amid ongoing economic uncertainties.
📉 Saudi Benchmark Declines: Saudi benchmark index drops 0.2%, despite Nice One Beauty's 30% debut surge.
⚖️ Qatar Index Flat: Qatar’s index remains flat amid market volatility and cautious sentiment.
💹 Abu Dhabi Financial Boost: Abu Dhabi index rises 0.3% led by strong performance in financial sector.
📉 Dubai Index Correction: Dubai's main share index declines 0.1% after recent gains.
💱 Asian FX Weakens: Currencies hit 20-year low against USD on trade tensions.
💰 Yuan Slides Further: Weakens to 7.33/USD as PBOC signals rate cuts.
📉 South Korean Won Volatile: Gov’t assures stability amid global uncertainties.
🇦🇺 Aussie Dollar Rises: Modest gain driven by domestic resilience.
🇳🇿 NZ Dollar Stable: Holds firm with slight appreciation against USD.
Read More in Detail
European Market-
📉 European Stocks Slip: STOXX 600 down 0.1% as bond yields rise, led by German bunds at a six-month high.
🇬🇧 UK Market Falls: FTSE 100 dips 0.2%, driven by banking and insurance sector losses ahead of U.S. jobs data.
🛢 Energy Sector Boost: Energy stocks rally, pushing STOXX 600 up 0.6%, with oil and gas surging 2.3%.
📡 Telecom Outperforms: Deutsche Telekom and peers strengthen, offsetting food and beverage sector declines.
🏥 Healthcare Gains: Danish medical device maker Ambu A/S reports strong results, lifting shares significantly.
⚡️ Utilities Struggle: Sector down 0.9%, sensitive to rising bond yields impacting investor sentiment.
🛢 Oil Prices Firm: Brent crude steady at $76 per barrel, driven by Asian demand and geopolitical factors.
🍬 Sugar Futures Fall: ICE Sugar No. 5 contracts decline, with March futures dropping 1.4% amid global oversupply.
❄️ Natural Gas Surges: Prices rise 1.8% due to colder weather and increased heating demand.
🥇 Gold Declines: Down 1.6% due to a stronger USD, but rebounding slightly as U.S. bond yields fall.
🏦 Record Bond Sales: European bond market sees €30.4B raised in a single day, a decade-high issuance.
📈 Euro Zone Yields Rise: German 10-year bund yield hits 2.32%, reflecting central bank rate expectations.
🌍 UK-China Economic Relations: Chancellor Rachel Reeves pushes for trade with China, amid adjusted rate cut expectations for 2025.
📉 Bond Vigilantes Watch: Focus shifts to high debt in the US, UK, and France, sparking market sell-offs.
📊 Euro Zone Inflation: Holds at 2.2%, with services inflation at 3.9%; ECB remains cautious on rates.
🏦 ECB Tough Stance: Rates cut to 3%, but President Lagarde emphasizes the continued inflation battle.
🇸🇪🇳🇴 Nordic Data Mixed: Sweden shows slowing growth, while Norway displays resilience in select sectors.
🇨🇭 Swiss Jobless Rate Rises: Swiss unemployment rate increases, adding to broader economic concerns.
Read More in Detail
Africa and Middle East
📉 Saudi Stock Market Drops: Profit-taking leads to a 0.3% decline after five days of gains.
📈 Egypt's Stock Market Up: Blue-chip index rises 0.6%, driven by El Sewedy Electric Co's 8.4% surge.
📊 Gulf Markets Up: Most Gulf markets rise ahead of U.S. economic data, with Saudi and Dubai showing gains.
📉 Qatar Stock Market Falls: Qatari index drops 0.9% amid banking sector losses.
💥 Almoosa Health Co's Debut: Shares soar 15% on the first day of trading, reflecting strong investor interest.
🚀 Jefferies Promotes Five: Five investment bankers promoted to managing director roles in the Middle East and Europe.
💥 Iran Faces Economic Struggles: Iran braces for challenges with stricter U.S. sanctions and economic crisis.
🌍 M&A Resilience in MEA: Middle East and Africa show resilience in M&A activity despite global decline.
📈 Oil Prices Rise: Brent crude up 0.5% amid tightening supply from Russia and OPEC.
🏛 Saudi Arabia Approves New Law: Cabinet approves a new Petroleum and Petrochemical Law to ensure supply security.
📊 Dubai Islamic Bank Lifts Abu Dhabi Index: Bank’s strong performance drives Abu Dhabi index up by 0.3%.
📉 Egypt Blue-Chip Index Falls: Egypt’s blue-chip index drops 0.5% amid ongoing economic uncertainties.
📉 Saudi Benchmark Declines: Saudi benchmark index drops 0.2%, despite Nice One Beauty's 30% debut surge.
⚖️ Qatar Index Flat: Qatar’s index remains flat amid market volatility and cautious sentiment.
💹 Abu Dhabi Financial Boost: Abu Dhabi index rises 0.3% led by strong performance in financial sector.
📉 Dubai Index Correction: Dubai's main share index declines 0.1% after recent gains.
💥 Nice One Beauty Debut: Shares surge 30% on debut, closing at 45.5 riyals per share.
Read More in Detail
Americas
💼 Strong Jobs Report Raises Inflation Concerns: U.S. adds 256,000 jobs in December, spurring fears of persistent inflation.
📈 S&P 500 & Nasdaq Gain: Both indices post back-to-back gains, fueled by tech sector strength.
💻 Tech Stocks Lead Recovery: Nvidia and Micron see major stock surges, driving market rebound.
📉 Market Volatility: Speculation on Fed rate policies causes market fluctuations.
💡 BlackRock’s 2025 Strategy: Pro-risk stance, favoring quality U.S. stocks and ETFs for high-quality equities.
📊 Earnings Reports to Influence Sentiment: Upcoming reports from JPMorgan, Goldman Sachs, and others may shift market mood.
🏛 Trump’s Tariff Plan Moves Markets: Investor sentiment shifts as Trump’s tariff plans narrow, boosting Ford & GM stocks.
📉 Stock Market Declines After Jobs Report: Major U.S. indexes drop as strong jobs data raises interest rate concerns.
🌽 Corn Futures Dip: USDA data release causes slight decline in corn futures after a recent surge.
📈 Canadian Stock Futures Rise: Canadian futures up 0.4% ahead of economic data and PM Trudeau’s potential resignation.
🛢 Polar Vortex Drives Energy Prices Up: Natural gas and heating oil prices spike as U.S. faces extreme cold weather.
💰 Gold Prices Strong Amid Uncertainty: Gold reaches two-week high as investors seek safe-haven assets.
⚡️ Green Hydrogen Cost Up: Green hydrogen costs rise, delaying its affordability for decades.
💼 U.S. Job Growth Exceeds Expectations: December’s job growth hits 256,000, dropping unemployment to 4.1%.
📈 Treasury Yields Surge: Yields rise post-jobs report as markets adjust to higher interest rate expectations.
💳 Record Corporate Bond Issuance: U.S. companies raise $62.7B in bonds, locking in favorable borrowing costs.
🏦 Fed Rate Cut Expectations Shift: Strong jobs data delays expected rate cuts to September 2025.
📈 Bond Market Braces for 5% Yield: U.S. 10-year Treasury yields could hit 5% amid fiscal policy concerns.
📉 Stocks React to Jobs Data: U.S. indexes drop as job growth raises concerns over sustained inflation and rates.
💵 Inflation Influences Fed's Rate Decisions: Fed cautious about rate cuts as inflation concerns persist.
💼 Corporate Bond Issuance Reflects Market Trends: Companies rush to issue bonds amid rising yields and policy uncertainties.
📊 Market Volatility Tied to Policy Uncertainty: Rising Treasury yields and corporate bond issuance driven by policy concerns.
Read More in Detail
Read More in Detail
Americas
💼 Strong Jobs Report Raises Inflation Concerns: U.S. adds 256,000 jobs in December, spurring fears of persistent inflation.
📈 S&P 500 & Nasdaq Gain: Both indices post back-to-back gains, fueled by tech sector strength.
💻 Tech Stocks Lead Recovery: Nvidia and Micron see major stock surges, driving market rebound.
📉 Market Volatility: Speculation on Fed rate policies causes market fluctuations.
💡 BlackRock’s 2025 Strategy: Pro-risk stance, favoring quality U.S. stocks and ETFs for high-quality equities.
📊 Earnings Reports to Influence Sentiment: Upcoming reports from JPMorgan, Goldman Sachs, and others may shift market mood.
🏛 Trump’s Tariff Plan Moves Markets: Investor sentiment shifts as Trump’s tariff plans narrow, boosting Ford & GM stocks.
📉 Stock Market Declines After Jobs Report: Major U.S. indexes drop as strong jobs data raises interest rate concerns.
🌽 Corn Futures Dip: USDA data release causes slight decline in corn futures after a recent surge.
📈 Canadian Stock Futures Rise: Canadian futures up 0.4% ahead of economic data and PM Trudeau’s potential resignation.
🛢 Polar Vortex Drives Energy Prices Up: Natural gas and heating oil prices spike as U.S. faces extreme cold weather.
💰 Gold Prices Strong Amid Uncertainty: Gold reaches two-week high as investors seek safe-haven assets.
⚡️ Green Hydrogen Cost Up: Green hydrogen costs rise, delaying its affordability for decades.
💼 U.S. Job Growth Exceeds Expectations: December’s job growth hits 256,000, dropping unemployment to 4.1%.
📈 Treasury Yields Surge: Yields rise post-jobs report as markets adjust to higher interest rate expectations.
💳 Record Corporate Bond Issuance: U.S. companies raise $62.7B in bonds, locking in favorable borrowing costs.
🏦 Fed Rate Cut Expectations Shift: Strong jobs data delays expected rate cuts to September 2025.
📈 Bond Market Braces for 5% Yield: U.S. 10-year Treasury yields could hit 5% amid fiscal policy concerns.
📉 Stocks React to Jobs Data: U.S. indexes drop as job growth raises concerns over sustained inflation and rates.
💵 Inflation Influences Fed's Rate Decisions: Fed cautious about rate cuts as inflation concerns persist.
💼 Corporate Bond Issuance Reflects Market Trends: Companies rush to issue bonds amid rising yields and policy uncertainties.
📊 Market Volatility Tied to Policy Uncertainty: Rising Treasury yields and corporate bond issuance driven by policy concerns.
Read More in Detail
Analyst Interview
Analyzing the Top Financial Trends: Equities, Commodities, and Forex Insights from January 5-10, 2025
Stay ahead with the latest global financial insights for January 5-10, 2025. Explore key market movements in Asia, Europe, Africa & the Midd
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Should we add Audio explanation of our Interview Questions and Answers section
Anonymous Poll
84%
Yes
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Equity Research Interview Questions With Answer In Detail With Video Explanation
https://www.youtube.com/watch?v=euWUhIa91ww
Questions and Answer Source-
https://www.analystinterview.com/article/equity-research-interview-questions-with-answer-in-detail
https://www.youtube.com/watch?v=euWUhIa91ww
Questions and Answer Source-
https://www.analystinterview.com/article/equity-research-interview-questions-with-answer-in-detail
YouTube
Equity Research Interview Questions With Answer In Detail Explanation | Analyst Interview |
Ace Your Equity Research Interview! 🚀 This video breaks down common equity research interview questions with detailed answers and in-depth audio explanations. Learn how to impress recruiters and land your dream job in finance! #equityresearch #interviewtips…
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10 Hardest Brain Teaser Questions And Answer Which Asked In Investment Banking | Analyst Interview|
https://www.youtube.com/watch?v=amHLcQJ88c8
https://www.youtube.com/watch?v=amHLcQJ88c8
❤2
GAAP vs. Non-GAAP Financial Statements: A Deeper Dive- Video Explanation
Video- https://youtu.be/t547OaNwDWc
Video- https://youtu.be/t547OaNwDWc
YouTube
GAAP vs. Non-GAAP Financial Statements: A Deeper Dive | Analyst Interview|
Confused about GAAP and Non-GAAP financial reporting? You're not alone! In this in-depth analyst interview, we break down the key differences between these accounting standards, explaining what they mean for investors and how to interpret them. Learn why…
❤2
Why is Financial Modelling so Complex And Tricky | Analyst Interview| #financialmodeling
https://www.youtube.com/watch?v=aHCDtmKKpB4
https://www.youtube.com/watch?v=aHCDtmKKpB4
YouTube
Why is Financial Modelling so Complex And Tricky | Analyst Interview| #financialmodeling
Ever wondered why financial modeling feels so complex? You're not alone! We're diving into why building a financial model to predict a company's future is so tricky.
Read Now- https://www.analystinterview.com/forum/analyst-valuation/why-is-financial-modelling…
Read Now- https://www.analystinterview.com/forum/analyst-valuation/why-is-financial-modelling…
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Higher Growth Always Leads to Higher Value Truth or Myth? | Analyst Interview|
https://www.youtube.com/watch?v=Xa-YnZQvjFo
https://www.youtube.com/watch?v=Xa-YnZQvjFo
YouTube
Higher Growth Always Leads to Higher Value Truth or Myth? | Analyst Interview|
Does higher growth always equal higher value? It's a common belief, especially in investing, but it's not as simple as it seems. We dig deep into the relationship between growth and value to separate fact from fiction.
In this video, we'll explore:
1. …
In this video, we'll explore:
1. …
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Watch Detailed Explanation of - Valuation is an Exact Science: Myth or Reality? | Analyst Interview|
https://www.youtube.com/watch?v=kgAmy7lBQYg
https://www.youtube.com/watch?v=kgAmy7lBQYg
YouTube
Valuation is an Exact Science: Myth or Reality? | Analyst Interview|
Is valuation a precise formula or an art shrouded in mystery? In this video, we dive deep into the world of financial analysis to debunk the myths and uncover the reality behind valuation. From DCF models to market multiples, we explore whether numbers truly…
Tell Me Something About Yourself– 20 Winning Investment Banking Interview Answers
https://www.analystinterview.com/article/tell-me-something-about-yourself-20-winning-investment-banking-interview-answers
https://www.analystinterview.com/article/tell-me-something-about-yourself-20-winning-investment-banking-interview-answers
Analyst Interview
Tell Me Something About Yourself– 20 Winning Investment Banking Interview Answers
Struggling with Tell me something about yourself in investment banking interviews? This guide includes 10 sample answers inspired by GS,JP..
Decision-Making & Problem-Solving Interview Questions and Answers
https://www.analystinterview.com/article/decision-making-problem-solving-interview-questions-and-answers
Top 28 Teamwork & Leadership Questions for Investment Banking Interviews with Expert Answers
https://www.analystinterview.com/article/top-28-teamwork-leadership-questions-for-investment-banking-interviews-with-expert-answers
Mastering Work Ethic & Stress: 28 Must-Know Investment Banking Interview Questions
https://www.analystinterview.com/article/mastering-work-ethic-stress-28-must-know-investment-banking-interview-questions
30 Must-Know Fit & HR Questions to Ace Your Investment Banking Interview
https://www.analystinterview.com/article/30-must-know-fit-hr-questions-to-ace-your-investment-banking-interview
Tell Me Something About Yourself– 20 Winning Investment Banking Interview Answers
https://www.analystinterview.com/article/tell-me-something-about-yourself-20-winning-investment-banking-interview-answers
https://www.analystinterview.com/article/decision-making-problem-solving-interview-questions-and-answers
Top 28 Teamwork & Leadership Questions for Investment Banking Interviews with Expert Answers
https://www.analystinterview.com/article/top-28-teamwork-leadership-questions-for-investment-banking-interviews-with-expert-answers
Mastering Work Ethic & Stress: 28 Must-Know Investment Banking Interview Questions
https://www.analystinterview.com/article/mastering-work-ethic-stress-28-must-know-investment-banking-interview-questions
30 Must-Know Fit & HR Questions to Ace Your Investment Banking Interview
https://www.analystinterview.com/article/30-must-know-fit-hr-questions-to-ace-your-investment-banking-interview
Tell Me Something About Yourself– 20 Winning Investment Banking Interview Answers
https://www.analystinterview.com/article/tell-me-something-about-yourself-20-winning-investment-banking-interview-answers
Analyst Interview
Decision-Making & Problem-Solving Interview Questions and Answers
Explore key decision-making and problem-solving interview questions and answers for investment banking roles. Master these skills to excel in interviews. Enhance your chances with decision-making and problem-solving insights tailored for the competitive finance…
💡 Important Update 💡
Forum Page Transition Update
Dear Candidates,
As part of changes to our hosting policies and website backend, we will be closing the Forum page. In the coming days, all exclusive posts will be relocated to the Analyst Insight section.
We encourage you to check the Insight page daily for regular updates.
Thank you for your understanding.
Best regards,
Analyst Interview
Forum Page Transition Update
Dear Candidates,
As part of changes to our hosting policies and website backend, we will be closing the Forum page. In the coming days, all exclusive posts will be relocated to the Analyst Insight section.
We encourage you to check the Insight page daily for regular updates.
Thank you for your understanding.
Best regards,
Analyst Interview
👍1
also please note all content will be remain same with slightly updated
EV/EBITDA: A Key Metric for Smart Valuation 📊💡
Understanding a company's true value goes beyond just stock prices. The EV/EBITDA ratio helps investors compare companies on an apples-to-apples basis, stripping out the effects of debt and taxes. A lower multiple may signal undervaluation, while a higher one could indicate growth potential or overvaluation.
Want to make smarter investment decisions? Mastering this metric is a great place to start! 🚀
Understanding a company's true value goes beyond just stock prices. The EV/EBITDA ratio helps investors compare companies on an apples-to-apples basis, stripping out the effects of debt and taxes. A lower multiple may signal undervaluation, while a higher one could indicate growth potential or overvaluation.
Want to make smarter investment decisions? Mastering this metric is a great place to start! 🚀
📊 What is EBITDA & Why It Matters?
EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization
✅ Shows core business profitability
✅ Used for company comparisons & valuations (EV/EBITDA)
✅ Helps assess ability to pay interest
⚠️ BUT it ignores:
– Cash flow
– Asset costs (depreciation)
– Debt impact
– It’s a non-GAAP metric
📌 Useful, but not flawless. Always look deeper.
#FinanceSimplified #EBITDA #BusinessPerformance #InvestSmart
EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization
✅ Shows core business profitability
✅ Used for company comparisons & valuations (EV/EBITDA)
✅ Helps assess ability to pay interest
⚠️ BUT it ignores:
– Cash flow
– Asset costs (depreciation)
– Debt impact
– It’s a non-GAAP metric
📌 Useful, but not flawless. Always look deeper.
#FinanceSimplified #EBITDA #BusinessPerformance #InvestSmart
❤1