Мне блять надо

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Забываем про финансовые проблемы — для Claude собрали 6️⃣ имбовейших промптов.

Забираем запросы ниже, адаптируем и отправляем нейронке:

1️⃣ Закрываем долги:

Act as a debt elimination specialist.

These are my debts: [list with balance, interest rate, and minimum payment]
Extra monthly payment available: [amount]

Compare three strategies:

Snowball: pay off the smallest debt first.
Avalanche: pay off the debt with the highest interest first.
Hybrid: balance between motivation and interest savings.

For each strategy, calculate:

payment order,
recommended monthly payment,
approximate interest,
estimated elimination date,
advantages,
disadvantages,
and which one you would choose for my case.

End with a clear monthly plan and a tracking table.

2️⃣ Убираем скрытые расходы:

Act as a personal expense auditor.

I want to find hidden leaks in my monthly budget.

Analyze these expenses: [paste expenses or categories]
Household size: [number of people]
Monthly income: [amount]

Look for leaks in:

forgotten subscriptions,
delivery food,
impulse purchases,
overpaid bills,
bank fees,
insurance,
energy,
transportation,
leisure,
and small recurring expenses.

Classify each leak by:

potential savings,
difficulty to eliminate it,
impact on quality of life,
and priority.

Give me a 30-day expense reduction plan without turning my life into a financial prison.

3️⃣ Составляем бюджет:

Act as a practical financial coach.

I want to create a budgeting system that I can stick to without feeling shame, guilt, or social pressure.

My monthly income is: [amount]
My fixed expenses are: [amount]
My biggest spending trigger is: [description]

Design a budget based on 50/30/20, but adapted to my reality.

Include:

recommended allocation,
limits per category,
weekly review system,
guilt-free leisure rules,
and phrases for turning down expensive plans without looking bad.

Give me 5 realistic scripts for social situations like dinners, trips, birthdays, group shopping, or impromptu plans.

4️⃣ Никаких импульсивных покупок:

Act as a financial behavior systems designer.

I want to stop making impulse purchases.

My main triggers are: [description]
I use my credit card with this frequency: [level]
Categories where I spend most impulsively: [list]

Design a 30-day system to increase friction before buying.

Include:

waiting rule for non-essential purchases,
flexible weekly spending limit,
wish list system,
subscription review,
rule for online purchases,
rule for emotional purchases,
and a template for deciding whether to buy or not.

The goal is not to forbid everything, but to help me shop with intention.

5️⃣ Копим деньги:

Act as a personal financial planner.

I want to create an automatic savings system that doesn't rely on my willpower.

My monthly net income is: [amount]
My fixed expenses are: [amount]
Current savings: [amount]
Main goal: [emergency fund / trip / investment / housing / debt]

Design a savings hierarchy with:

first emergency objective,
3 to 6 months of expenses objective,
recommended automatic percentage,
transfer frequency,
ideal account for each goal,
rules for not touching the money,
and progressive savings increase plan.

Include a simulation with small, medium, and aggressive contributions.

6️⃣ Управляем финансовой ясностью:

Act as a personal financial analyst.

I want to build a simple dashboard to understand my financial situation in a single view.

My accounts are: [accounts]
My debts are: [debts]
My financial goals are: [goals]

Design a dashboard with:

income,
expenses,
savings,
debt,
net worth,
investments,
subscriptions,
fees,
and progress toward goals.

Indicate which metrics to review each week, which each month, and which each quarter.

Also give me a 15-minute weekly checklist to stay in control without obsessing.

Сохраняем и используем.

🙂

Не баг, а фича

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