韓·美 특수부대 연합훈련 공개.. "위험 행보" 北·中 강력 반발
https://news.v.daum.net/v/20220703184137524
https://news.v.daum.net/v/20220703184137524
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韓·美 특수부대 연합훈련 공개.. "위험 행보" 北·中 강력 반발
한·미 선박 검문·검색 훈련 미군과 한국군 특수전부대원들이 지난달 29일(현지시간) 미국 하와이에서 환태평양훈련(RIMPAC·림팩)의 일환으로 실시된 선박 검문·검색(VBSS) 훈련과정에서 소총을 앞으로 겨눈 채 전진하고 있다. 미 인도태평양사령부 제공 미국이 주관하는 세계 최대규모 다국적 해상 연합훈련인 환태평양훈련(RIMPAC·림팩)에서 한·미
Forwarded from 가치투자클럽
한국주가지수의 속임수_리서치알음최성환.pdf
1.3 MB
리서치알음에서 좋은 레포트가 나왔네요. 왜 국내 증시는 시총만 커지고, 지수는 요 모양 요 꼴인지 알 수 있습니다.
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Lifers were busy managing RBC ratio as the biggest risk in H1. But thanks to financial authority, Lifers' RBC issue was solved( Financial authority eased criteria of capital management). In addition, there will be no more RBC if K-ICS launches next yr. Hence, Lifers' soundness is expected to largely be improved.
But There are another big risk to come for lifers in H2. 1) Project financing loan. This is construction project backed loan. When financial mkt and property mkt are o.k, there's no problem, but when mkt gets bad, these loans may get distressed. 2) Losses from alternative investment made by lifers. Its investment is less risky than equity investment and had better return than bond investment. But if mkt gets bad, lifers also may suffer from its investment.
Hence, lifers are exposed to those two risk 1) Project financing loan, 2) Lifers' alternative investment in H2.
Lifers were busy managing RBC ratio as the biggest risk in H1. But thanks to financial authority, Lifers' RBC issue was solved( Financial authority eased criteria of capital management). In addition, there will be no more RBC if K-ICS launches next yr. Hence, Lifers' soundness is expected to largely be improved.
But There are another big risk to come for lifers in H2. 1) Project financing loan. This is construction project backed loan. When financial mkt and property mkt are o.k, there's no problem, but when mkt gets bad, these loans may get distressed. 2) Losses from alternative investment made by lifers. Its investment is less risky than equity investment and had better return than bond investment. But if mkt gets bad, lifers also may suffer from its investment.
Hence, lifers are exposed to those two risk 1) Project financing loan, 2) Lifers' alternative investment in H2.