Dahulu, gaji biasa golongan kelas pertengahan sudah cukup untuk memiliki sebuah rumah tapak (landed). Hari ini, rumah yang sama menelan kos melebihi RM800,000—memerlukan hutang selama berpuluh-puluh tahun.

Ini sudah tidak masuk akal lagi bagi pembeli rumah !!! 🛑 Fenomena baru telah tercipta, yang dipanggil Keluarga Sandwich. Didalam sebuah rumah sekarang ada Ayah, Anak dan Cucu di rumah kerana Anak tidak mampu lagi untuk membeli rumah.

Fikir-fikirkanlah...🧠 

Kenaikan sekadar RM500 dalam tempoh hampir empat dekad. Itulah hasil "pertumbuhan ekonomi" selama 38 tahun terhadap gaji permulaan graduan 📉

Kita galakkan generasi muda bersiap sedia demi masa depan, tetapi pintu itu tertutup rapat sebaik sahaja mereka tiba 😰

Kini terdapat 260 juta belia dan graduan menganggur di dunia kerana Sistem Monetari ini! Dan Kadar Penggangguran 3% yang nampak rendah itu hanya disebabkan rakyat terima saja gaji sangat rendah untuk pasti keluarga boleh makan!

Kita tahu simptomnya. Sekarang masanya untuk mencari puncanya 🔍🕵️‍♂️

Ini bukan terjadi secara kebetulan. Ia adalah hasil langsung daripada mekanisma-mekanisma yang tertentu. 🛑

https://telegra.ph/MMJ-Home-01-04

Hari demi hari, makin susah untuk terus bertahan 📉💔

Realitinya jelas, masalah ini bukan berpunca daripada kelemahan kita. Karenah ekonomi telah berubah sepenuhnya sejak generasi ibu bapa kita dahulu.

Walaupun statistik negara menunjukkan pertumbuhan, kuasa membeli harian kita sebenarnya tidak bergerak.

👉 Leret (Swipe) 10 muka surat ini untuk melihat:

* Pertumbuhan KDNK (GDP) +22% tetapi kuasa membeli kekal mendatar.

* Jurang kekayaan melebar 5 kali ganda sejak tahun 1970-an.

* Nilai RM50 semakin mengecil di kaunter bayaran.

* Lonjakan +437% untuk harga rumah.

* Kenaikan gaji graduan cuma RM500 dalam tempoh 38 tahun.

* 12% pengangguran belia menjejaskan 700 ribu anak muda.

Pertumbuhan ekonomi negara nampak hebat di atas kertas, tetapi realiti sebenar adalah sebaliknya.

Nantikan siri seterusnya. Kami akan membongkar dalang di sebalik punca kesempitan ini. Simpan (Save) hantaran ini dan ikuti kami untuk kupasan lanjut.🛡️

https://www.facebook.com/share/p/196NaZJVZt/

#EkonomiRakyat #DilemaEkonomi #KuasaMembeli #GajiVsHargaBarang #RealitiKini #KosSaraHidup #InflasiRealiti #HargaBarangNaik #GajiMendatar #JurangKekayaan #NasibBelia

https://telegra.ph/MMJ-Home-01-04

US sells 30-year bonds at highest borrowing costs since 2001 https://share.google/NFrHLIKdDQwKCC2c3

MMJ Comment

And we continue to read as if America has the willingness to pay the world USD40 trillion it owes.

If its Russia or China who owes the world USD40 trillion such analysts will run out of expletives bringing down these nations.

Sometimes we think the world deserves America for blindly accepting this Ponzi scheme.

Not unlike our Economics Professors at Universities refusing to acknowledge the havoc of bank money creation and its gross misallocation of funds as the cause of human suffering throughout the world.

Cos to do that is to acknowledge their PhDs is based on misknowledge!

But to Muslim Economics Professors the price is not small.

https://telegra.ph/MMJ-Home-01-04

US sells 30-year bonds at highest borrowing costs since 2001 https://share.google/NFrHLIKdDQwKCC2c3

MMJ Comment

And we continue to read as if America has the willingness to pay the world USD40 trillion it owes.

If its Russia or China who owes the world USD40 trillion such analysts will run out of expletives bringing down these nations.

Perhaps the world deserves America for blindly accepting this Ponzi scheme.

Not unlike our Economics Professors at Universities refusing to acknowledge the havoc of bank money creation and its gross misallocation of funds as the cause of human suffering throughout the world.

Cos to do that is to acknowledge their PhDs is based on misknowledge!

But to Muslim Economics Professors the price is not small.

https://telegra.ph/MMJ-Home-01-04

Sources

Modern banking system is designed to create inflation and economic distortions:

• Positive Money: Briefing: Bank Lending Continues to Neglect the Real Economy, they reveal that the banking system has a significant structural bias where less than £1 out of every £10 in bank loans goes to the real economy. How is bank lending shaping the UK economy? To see how this unregulated private bank money creation drives cost-of-living crises.

•
Prof Richard Werner on Credit Creation and Economic Cycles that if bank credit creation flows toward consumption (consumption credit) faster than the expansion of productive capacity, it must trigger consumer price inflation.
• He emphasizes that inflation in food and daily goods occurs continuously because central banks fail to prevent commercial banks from creating non-productive money.

🏛️ Central Bank Admission (Bank of England)
• Money Creation "Out of Nothing": For a long time, school textbooks stated that banks are merely intermediaries lending out other people's savings. However, Positive Money in the article The Proof That Banks Create Money cites the famous quarterly bulletin from the Bank of England (2014) which finally officially admitted to the world: that commercial banks create new money every time they approve a new loan, rather than lending out existing savings. This admission is the foundation of why the money supply constantly grows faster than physical goods on earth.

Saluran Gerakan Keadilan Monetari,  https://t.me/MovementForMonetaryJustice adalah dibuka kepada awam. Sesiapa pun boleh sertai saluran ini. Tiada had.

Anda juga boleh memberi komen atau bincang di grup yang dihubungi terus ke saluran ini. Untuk menyertai grup diskusi sila guna link ini:
https://t.me/+VWwxCN0nOO-iMrvJ

Permohonan ke grup tertakluk sepada kelulusan pentadbir grup untuk elak skamer.

Sila warwarkan.

Rising US Treasury yields put Asia back on edge - Asia Times https://share.google/I67l0kiZCto14EOTI

MMJ Comment

When you read an article like this you have two choices.

Continue to be absolutely and hopelessly dumb and stupid, and pretend this is savvy and intelligent talk.

Or you can take the bull by the horn and say this is absolute and first class rubbish, I am not going to be fooled anymore.

For what is it we are reading?

First it is clearly the ultimate nirwana for the leader of the ribafied world.



Even in the worst possible situation owing the world USD40 trillion, they are still safe because of the mechanics of the system.

They have to raise US Treasury interest in order to retain confidence in USD, but in doing so the victimised countries see Dollars in their country rushing to US to destroy their own countries' currencies and ability to buy things internationally.

See the playbook?

Wallop them by printing USD wantonly to buy their produce at will.

Issue USD Treasury bonds for the world to continue to accept USD as payment for the produce.

And when US has borrowed to the tune of a clearly unpayable USD40 trillion debt, raise interest rates of US Treasury bonds very high, so Dollars leave the victim countries and in one stroke weakened their currencies so they face a weakened Balance of Payments problem .

Beautiful aint it?

Heads I win, tails you lose.

However we will continue to be in this bully system because apart from being the lowest rank in the monetary system, we have also accepted to be the sychophantic, unthinking follower in the education system.

We lapped up their ribafied economics and monetary knowledge as if they are Hadith Sahih from Sahih al-Bukhary.

Our Quran and Sunnah demands we build up an equity based economic and monetary system but we surrendered on first day of school by saying you know everything, we are stupid, we will learn from you.

Whereas there is nothing the Creator demands which is impossible to do.

We are truly able to, with the grace of Allah, to implement a successful equity based system with zero unemployment, justified income for the umat, minimised and well taken care of poor, little or zero inflation, realistic housing prices for the umat, and an equitable monetary system for the world.

However the current education system brainwashes us to say its not possible, only the ribafied system works.

What would have happened to us if our beloved Prophet peace be upon him, did not practise Samiqna wa Athoqna, we hear and we obey, when instructed by the Creator.

https://telegra.ph/MMJ-Home-01-04

Perjuangan Reformis Monetari di UK. Tambah Cukai Durian Runtuh keatas Bank-Bank di UK. Diberi hak cipta wang - enggan melaku terbaik untuk negara. Lebih penting tenggorok sendiri dari kesejahteraan rakyat dan negara! Usaha mereka utk paksa bank beri lebih perhatian kpd ekonomi sebenar dari pinjaman peribadi utk cipta pekerjaan dan tingkat output ekonomi negara. Hasil tumpuan bank kpd pinjaman dan sektor peribadi legasikan inflasi tinggi dan kekal keatas rakyat, legasikan pengangguran graduan dan anak muda, menciputkan gaji semua orang. Mereka untung mudah rakyat derita.

The big banks and City lobbyists are gearing up ahead of new Chancellor John Healey's first Budget this autumn - which means we need to be even louder! 📣

Add your name to #TaxTheBanks 💰👉 https://bit.ly/TaxTheBanks
and share to help reach as many people as possible before October!

https://www.bbc.com/news/articles/cwy49k5x0w1o?fbclid=Iwb21leAT0SQBwZG9mAWV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHk92XMhr_XKsGZKf1Pl36y4JcqQgQOqTkggttyIuf13eFJG1dtY5A39mYnT5_aem_nSAXtdl-IWLzOuRVR_01vg

Comment by MMJ

Ma sya Allah. What a wonderful effort for an intelligent political party in the UK.

The modesty to assess the heartfelt appeals of the dedicated monetary reformers and to take it to the battlefront.

It was not the first time a political party woke up and took up the cause.

The Social Credit Party managed to rule Alberta and successfully implemented monetary reforms between 1935 and 1971.

Until they were defeated by funds of the Riba Masters.

The monopoly of knowledge is not with the politicians.

And the voters must now add banksters and banksterism to their fight against corruption.

We have said many many times before the least corrupt nation in the world will still have devastating economic ills if the system is unchanged.

Permanent theft of purchasing power, rich getting much much richer and poor much much poorer, kayangan house prices for ordinary people, youth and graduates unemployment and underemployment and bullied and stunted wages for them, and not much higher for their parents, while the banksters and their wealthy ilk are drowning in undeserved billions.

We wish this political party of the UK well and hope its a resounding clarion call wake up for many.

https://telegra.ph/MMJ-Home-01-04

Saluran Gerakan Keadilan Monetari,  https://t.me/MovementForMonetaryJustice adalah dibuka kepada awam. Sesiapa pun boleh sertai saluran ini. Tiada had.

Anda juga boleh memberi komen atau bincang di grup yang dihubungi terus ke saluran ini. Untuk menyertai grup diskusi sila guna link ini:
https://t.me/+VWwxCN0nOO-iMrvJ

Permohonan ke grup tertakluk sepada kelulusan pentadbir grup untuk elak skamer.

Sila warwarkan.

PERKONGSIAN 1 HARI 1 HADIS
 
Majlis Tanpa Zikir dan Selawat

عَنْ أَبِي هُرَيْرَةَ قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ: مَا جَلَسَ قَوْمٌ مَّجْلِسًا لَمْ يَذْكُرُوا فِيهِ اللَّهَ وَلَمْ يُصَلُّوا عَلَى نَبِيِّهِ إِلَّا كَانَ عَلَيْهِمْ تِرَّةٌ، فَإِن شَاءَ عَذَّبَهُمْ، وَإِن شَاءَ غَفَرَ لَهُمْ

Daripada Abu Hurairah RA, beliau berkata, Rasulullah SAW bersabda: Tidaklah suatu kaum duduk dalam satu majlis, lalu mereka tidak mengingati Allah di dalamnya dan tidak berselawat ke atas Nabi mereka, melainkan majlis itu menjadi penyesalan (kerugian) bagi mereka. Jika Allah menghendaki, Dia akan mengazab mereka, dan jika Dia menghendaki, Dia akan mengampunkan mereka. (HR Tirmizi No: 3380) Status: Hasan Sahih

Pengajaran:

1.    Zikir kepada Allah dan selawat keatas Nabi perlu menjadi budaya dalam kehidupan harian. Rugilah sesiapa yang berada di dalam sesuatu majlis atau program namun mengabaikan untuk berzikir dan berselawat.

2.    Menghidupkan sebarang majlis dengan zikir boleh dimulakan dengan basmalah disertai dengan doa dan selawat. 

3.    Menurut al-Qari, hadis ini menunjukkan bahawa berzikir kepada Allah dan berselawat ke atas Nabi SAW adalah adab utama dalam sesuatu majlis. Jika tidak dilakukan, ia bukan hanya menyebabkan kehilangan pahala dan keberkatan, tetapi boleh mengundang dosa.

4.    Allah boleh menghukum atau mengampuni atas kelalaian kita bergantung kepada sebab-sebab tertentu (seperti kejahilan atau taubat selepas itu).

5.    Sekadar berzikir dengan nama Allah atau berselawat ke atas Nabi Muhammad SAW dalam sesuatu majlis boleh menjadikannya diberkati, dan menyelamatkan kita daripada perkara dosa dan maksiat yang menjadi penyebab kerugian akhirat.
 
6.    Ibn Hajar menyatakan bahawa berselawat kepada Rasulullah SAW merupakan antara amalan yang paling mudah tetapi paling besar ganjarannya. Ia menjadi sebab turunnya rahmat Allah dan tanda kecintaan seorang mukmin kepada Rasulullah SAW.

7.    Al-Mubarakfuri menjelaskan bahawa majlis yang kosong daripada mengingati Allah akan menjadi sebab penyesalan pada Hari Kiamat kerana peluang memperoleh pahala telah disia-siakan.
 
8.    Hadis ini menunjukkan bahawa setiap majlis sama ada rasmi atau tidak, ilmiah atau santai, seharusnya disulami dengan menyebut nama Allah dan berselawat seperti dimulakan dengan membaca surah al-fatihah dan ditutup dengan membaca tasbih kafarah.
 
Selamat Menyambut Maulidur Rasul SAW 1448

Conversations in MMJ TelG Group and in an Alumni Group.

1. On whether the LTH UJSB Sukuk is fraudulent? And whether the partially restructured UJSB Sukuk is just kicking the can down the road?

MMJ Stand.

The fraud should be searched in the events leading to the issuance of the Sukuk.

Whilst the Sukuk itself is the current system's deficient answer.

Yes, that is why we at MMJ are fighting for a different system where debt is only Qardhul Hasan and Hibah, and never the pillar and structure that upholds the whole system.

Imagine the system in Malaysia and the system internationallly which is the pinnacle of a debt economy.

Compare that to our position as a Khalifatul Ardh instructed to prosper the world within the tenets of Quran and Sunnah.

If we extrapolate the Madinah economy, hinged purely on Mudarabah and Musyarakah to today, we will find zero debt except Qardhul Hasan to help the poor and Bai Istirar to help the trader pay the baker monthly.

So what are Muslims at end of time telling the Creator in Mahsyar?

The Madinah system cannot work now?!

The Creator has insisted a system that cannot work in the world He created?!!

Know that our money and economic system was based on one designed by the Yahudi a long, long time ago.

They then controlled the Education system so those who went through it only have praises for the system He and His Rasul has declared War on.

Where do we want to be in Mahsyar?

With these lost and defiant lot who says Madinah is impossible?

These people steeped in Yahudised Western Education, or those in government on either side, jumping up and down on irrelevant matters?!

This is our fight bros and sis', so that we are on the right side of the Creator and His Rasul in Mahsyar! 😢

2. Conversation in a Group Alumni.

Q : Though guaranteed by the govt, are our savings in TH safe? Should we withraw our savings?🤔

A: Dont withdraw.

The govt, or any govt in the world is the nation's source of money and can never go bankrupt.

Yahudi says give the right to create money to the banks if you want to be considered savvy in the world.

We turned round 360 degrees and gave a yessah! salute to the Yahudi.

We can actually take away money creation from the banks.

But the Yahudi said the magic word, Zimbabwe!

And the obedient brown sahibs that we are, cringed and froze in absolute petrified fear.

Because we have no brains whatsoever to solve Zimbabwe, you know.

Keep your money in LTH .

Intelligent govts would prioritise an RCI on Banks' Money Creation actually.

https://telegra.ph/MMJ-Home-01-04

Saluran Gerakan Keadilan Monetari,  https://t.me/MovementForMonetaryJustice adalah dibuka kepada awam. Sesiapa pun boleh sertai saluran ini. Tiada had.

Anda juga boleh memberi komen atau bincang di grup yang dihubungi terus ke saluran ini. Untuk menyertai grup diskusi sila guna link ini:
https://t.me/+VWwxCN0nOO-iMrvJ

Permohonan ke grup tertakluk sepada kelulusan pentadbir grup untuk elak skamer.

Sila warwarkan.

Perbualan dalam MMJ TelG Group dan satu Alumni Group.

1. Adakah Sukuk LTH UJSB merupakan satu penipuan? Dan adakah penstrukturan semula Sukuk UJSB hanyalah sekadar menunda-nunda ‘malapetaka’?

Pendirian MMJ.

Penipuan, harus diteliti bermula dari peristiwa- peristiwa yang membawa kepada penerbitan Sukuk.

Walaupun Sukuk itu sendiri, bukanlah jawapan yang tepat, yang keluar dari sistem sedia ada.

Ya, itulah sebabnya kami di MMJ memperjuangkan sistem yang berbeza di mana hutang hanyalah terhad kepada Qardhul Hasan dan Hibah, bukan hutang menjadi tonggak yang mendokong keseluruhan sistem.

Bayangkan sistem ekonomi di Malaysia dan antarabangsa, yang kini didasari oleh sistem berasaskan hutang.

Bandingkan dengan kedudukan kita sebagai Khalifatul Ardh yang diarahkan untuk memakmurkan dunia berpandu Al-Quran dan Sunnah.

Jika kita membuat ekstrapolasi terhadap ekonomi Madinah, yang bergantung sepenuhnya pada Mudarabah dan Musyarakah, sehingga ke hari ini, pasti kita akan menemui sifar hutang kecuali Qardhul Hasan yang membantu orang miskin dan Bai Istirar yang membantu pembeli membayar pembuat roti setiap bulan.

Jadi, apa yang akan dikatakan oleh umat Islam akhir zaman kepada Pencipta di Mahsyar kelak?

Sistem Madinah tidak boleh berfungsi sekarang?!

Bagaimana mungkin Pencipta mencipta sistem yang tidak boleh berfungsi di dunia yang diciptakan-Nya?!!

Ketahuilah bahawa sistem wang dan ekonomi kita adalah berdasarkan sistem yang direka oleh Yahudi sejak dahulu lagi.

Mereka kemudian mengawal sistem pendidikan, supaya setiap yang menempuh acuan pendidikan tersebut hanya menyanjung sistem yang telah diisytiharkan perang oleh Allah dan Rasul-Nya.

Di manakah kedudukan kita di Mahsyar kelak?

Adakah bersama golongan yang membangkang dan fasiq, yang mengatakan bahawa sistem Madinah adalah mustahil?

Golongan-golongan ini menyanjung Pendidikan Barat Yahudi, atau berada dalam kerajaan di kedua-dua belah pihak, bagai bergaduh dalam kapuk, membahaskan perkara-perkara yang tidak wajar?!

Ini perjuangan kita, wahai saudara dan saudari, supaya kita berada di pihak yang benar di sisi Pencipta dan Rasul-Nya di Mahsyar kelak! 😢

2. Perbualan dalam Group Alumni.

S: Walaupun dijamin oleh kerajaan, adakah simpanan kita di TH benar-benar selamat? Patutkah kita mengeluarkan simpanan kita?🤔

J: Jangan keluarkan.

Mana-mana kerajaan di dunia memiliki sumber kewangan dalam negara dan tidak akan pernah muflis biiznillah

Yahudi berteriak, berikan hak mencipta wang kepada bank, nescaya seluruh dunia akan menganggap anda bijak!

Dan kita berputar 360 darjah, memberi tabik hormat kepada Yahudi. Yessah!

Kita sebenarnya boleh mematikan penciptaan wang oleh bank.

Tetapi Yahudi mengatakan perkataan magisnya, “Zimbabwe!”

Dan seperti kerbau dicucuk hidung, kita selaku manusia-manusia yang taat, merasa ngeri, terdiam kaku dan menggigil ketakutan.

Kerana kita sudah tidak berotak, dan tidak akan pernah mampu untuk menyelesaikan “Zimbabwe” itu. Itulah anggapan mereka yang menghina intelektualiti kita.

Simpanlah wang anda di LTH.

Kerajaan yang sebenar-benarnya bijak akan mengutamakan RCI dalam Penciptaan Wang di Bank.

https://telegra.ph/MMJ-Home-01-04