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US Banking Rule Reset Puts XRP, HBAR & XLM In The Spotlight
Over the past 14 months, U.S. banking policy around digital assets has been quietly but fundamentally rewired in favor of DLT assets.

https://dailycoin.com/us-banking-rule-reset-puts-xrp-hbar-xlm-in-the-spotlight/
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The Philippines has millions of unbanked adults, and its consumer lending market is starting to catch up. Salmon, a Manila-based consumer finance app, just raised $60 million in equity and $40 million in debt to bring digital banking to Filipinos. https://techcrunch.com/2026/04/23/salmon-raises-100m-in-equity-and-debt-to-bring-digital-credit-to-underbanked-filipinos/
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Coinbase, Ripple, Kraken and more than 100 crypto companies and industry groups are urging the Senate Banking Committee to move forward with a markup of the CLARITY Act, according to a joint industry letter published earlier today. https://cryptobriefing.com/clarity-act-senate-crypto-firms/
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SWIFT Struggles with the “Last Mile” as Ripple Pushes Instant XRP Ledger Settlements
While SWIFT continues to struggle with the “last mile” of cross-border payments, Ripple is already enabling near-instant settlement through the XRP Ledger, streamlining transactions from end to end. https://coinpaper.com/16526/swift-struggles-with-the-last-mile-as-ripple-pushes-instant-xrp-ledger-settlements
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