Switching jobs will get more difficult due to AI.

Lots of cheating with AI tools on online interviews happening now. Companies surely will realise this sooner than later.

So the advantage of someone sitting in Indore & appearing for a Bangalore based company’s job interview will be drastically reduced.

- @InvestRepeat

Across Bharat, Bhairava is re-emerging with his full glory.

🔱 Rajarshi Nandi ji building 8 Bhairava temples across Bharat, educating masses on tantra.

🔱 Sadhguru building Bhairava temples. Sthapana already done for one.

🔱 Vittal Bhairav's temple in Srinagar which was destroyed years ago by anti-national elements, getting restored. (More about the temple - click here)

🔱 Indian Army actively operating a new commando unit named “Bhairav Battalion”

And so much more. Great time to take up genuine tantra sadhana.

Inside the group, I have already shared detailed steps for beginners to start with Bhairava sadhana: SaveInvestRepeat.com/community Jai Bhairav Baba 🙏

Monthly Reminder: Before buying any supplements, grocery etc. do check HealthyProducts.in ☀️ (Bookmark the site)

You don't need to use fake, adulterated products anymore.

Share this with your friends & family too. Bharat should consume clean products.

You have just received your salary.

Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest in a family health insurance. If sole earner, term insurance too.
⚡️ Invest rest of the savings as per your asset allocation in index funds, gold, bitcoin.

- @InvestRepeat

Last 4Y Monthly SIP return data of top AUM Index Funds.

Fund Score is calculated by assigning
1. 12 points for best XIRR, 11 points for 2nd best & so on.
2. 12 points for least Std Dev & so on.
3. Then both 1 & 2 points are summed up to get to Fund Score.

Data till 27th Oct, 2026.

- @InvestRepeat

Costs less than half of 1 Nifty Next 50 ETF once & you get access forever, including all future updates.

✅ No repeated fees, no paywalls ever: SaveInvestRepeat.com/Income

Finance internet right now:

⤷ Don't do SIP, you're just giving exit to FIIs.

⤷ Don't do FD, doesn't beat real inflation.

⤷ Don't invest in Indian equity, Indian story is over.

⤷ Don't invest in gold, it has already run up a lot.

⤷ Don't invest in bitcoin, AI will hack it soon.

- @InvestRepeat

Last 4Y SIP Return of different types of mutual funds.

Data till 27th Oct, 2026.

- @InvestRepeat

✅ All the datasets I share on the WhatsApp channel too: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

So all data in 1 channel will help you with ease of access for studying. Do join 🙏

We are actively timing the launch of index funds with the bottom of the market, as we believe that the worst is behind us.

- Quant Mutual Fund

quant Mutual Fund is know to be kinda against buy & hold and index investing strategies.

- @InvestRepeat

Transparency time - Oct 2026:

💸 Savings rate
Last month 63.2%
Average 65.57%

💰 Net Worth decreased by -2.56% MoM.

More FIRE discussion inside SaveInvestRepeat.com/community

Transparency time - Investing in Oct 2026:

🔼 Increased Position:
Bitcoin
Liquid Fund
PPFAS DAAF
Physical Gold
Nifty Midcap 150

🔽 Decreased Position:
None

Charts show my total net worth when calculated in different assets or currency.

More mutual fund discussion inside SaveInvestRepeat.com/community

Dhanteras is actually more about health than wealth. Somehow it got morphed into only buying gold, silver etc.

Rather this dhanteras spend money on some of these
• Pay your gym/yoga fee.
• Join gym or yoga class if haven’t yet.
• Buy air purifier.
• Buy clean & organic grocery. (Brands listed on HealthyProducts.in)
• Feed atleast 1 other person who isn’t fortunate enough.

Spend money to improve your & other’s health. Happy Dhanteras 🙏

> PPFAS Flexi Cap & Nifty 50 continues to attract inflows.

> HDFC Flexi Cap back in most bought list after few weeks.

> Small cap funds trend continues.

> quant Funds got heavily dumped again.

This is from mutual fund platform Kuvera's last week platform data: https://kuvera.in/blog/top-news-and-market-movers-this-week-06th-november-2026/

As software developers use more AI tools to write code, won't be surprised if soon AI token budget is adjusted with that employee's salary.

Your gross salary ₹100
You used ₹30 worth of AI tokens to deliver your work.

You will get ₹70 as salary then.

Companies spending money in employees salary; on top of that again investing more money for AI budget of that same employee, doesn't seem plausible for long term.

Deepavali involves lot of food items. But do keep these 3 points in mind:

1️⃣ Don't eat too much sweets, especially made in local sweet shops. Go for home made ones.

2️⃣ Don't eat outside. Not even from reputed places. Cook in-home & invite family.

3️⃣ In case there is no way to skip point 2 - only eat vegetarian food without paneer.

All the food safety raids & the discoveries from it tells one thing, eating outside = eating cancer. Have a safe & healthy Diwali.

Happy Diwali 🪔 Jai Maa Kali 🙏

This deepavali please consider donating atleast 1% of this month's income to any efficient orgs of your choice.

If you're fortunate enough that god gave you the ability to celebrate diwali with your family, a small token of that can spread that happiness & blessing with others. 🪔

If you don't know where to donate, you can choose any efficient orgs & donation category of your choice: HinduInitiatives.com

Predictions for 2027 by Capitalmind Mutual Fund CEO Deepak Shenoy:

1. Middle East war won't completely end.
2. Mid & Smallcaps will do 20%+ earnings growth.
3. Markets will rise meaningfully.
4. US AI trade will blow up.
5. High inflation hits us till mid 2027
6. Gold & silver prices will moderate little more.
7. GDP nominal growth about 12%

https://www.capitalmind.in/insights/happy-diwali-2026-revisiting-my-annual-predictions

Parag Parikh Flexi Cap Fund as of October portfolio

• Exited Meta
• Entered Netflix
• Cut Microsoft position in half

After a long time significant changes in US holdings of PPFAS.

- @InvestRepeat

Accumulated 4913 Mutual Fund units last month.

My first 'personal' goal is to hit 2,00,000 units of this particular portfolio. (And no, goal isn't to buy any random funds with lower NAV just to reach 2L units)

Small small steps 🏃 → Financial Freedom 💸

More FIRE discussion inside SaveInvestRepeat.com/community

WhiteOak Capital Dividend Yield Mutual Fund's Oct Portfolio.

🏘 Holding 7 REITs and 3 InvITs

📊 Equity + REITs + InvITs allocation at 70.32%

➡️ Arbitrage + Debt exposure at 29.68%

- @InvestRepeat