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All the best posts are collated there for easier access.
All the best posts are collated there for easier access.
If you're an Index Fund / ETF investor, you will never feel like No. 1
One year, Growth funds will win.
Then, Value funds will win.
Then, momentum funds will win.
Then, some others will win.
In 10+ year time frame, you'll see you're always in Top 5 without doing anything.
IndexFundInsights.com
One year, Growth funds will win.
Then, Value funds will win.
Then, momentum funds will win.
Then, some others will win.
In 10+ year time frame, you'll see you're always in Top 5 without doing anything.
IndexFundInsights.com
You have just received your salary.
Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest most of that savings as per your asset allocation in index funds, gold, bitcoin.
Be financially disciplined in 2026.
- @InvestRepeat
Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest most of that savings as per your asset allocation in index funds, gold, bitcoin.
Be financially disciplined in 2026.
- @InvestRepeat
Monthly SIP: ₹1,00,000
Annual Return: 12%
Years: 10
Amount invested: ₹1.2 Crore
Approx gains
Without inflation: ₹1 Crore
Inflation adjusted: ₹43.3 Lakh
Inflation cuts your gains by more than half.
- @InvestRepeat
Annual Return: 12%
Years: 10
Amount invested: ₹1.2 Crore
Approx gains
Without inflation: ₹1 Crore
Inflation adjusted: ₹43.3 Lakh
Inflation cuts your gains by more than half.
- @InvestRepeat
Paid online courses or books are much better than free ones.
It's not about the content in Paid Vs. Free, but how the brain reacts.
Once your brain knows that you paid ₹999 for an online guide, your brain will give its best to suck every piece of knowledge out of that guide.
- @InvestRepeat
It's not about the content in Paid Vs. Free, but how the brain reacts.
Once your brain knows that you paid ₹999 for an online guide, your brain will give its best to suck every piece of knowledge out of that guide.
- @InvestRepeat
3 magic words for everyone trying to achieve financial freedom while residing in India: SaveInvestRepeat.com/community
So many men in their 20s are wasting their entire lives trying to find a woman.
Then they end up marrying someone while they're still broke & get divorced eventually.
Apps like Tinder & Bumble have made this entire path to destruction, more fun & gamified.
Then they end up marrying someone while they're still broke & get divorced eventually.
Apps like Tinder & Bumble have made this entire path to destruction, more fun & gamified.
Seems like ₹1 Crore is now the average price of a decent home in Tier 1 cities.
Corrupt Indians are converting black money to white with ease while pushing home prices artificially high - choking honest tax-paying middle class with EMIs.
Without Govt action, in coming years Indians won't be able to afford homes at all.
- @InvestRepeat
Corrupt Indians are converting black money to white with ease while pushing home prices artificially high - choking honest tax-paying middle class with EMIs.
Without Govt action, in coming years Indians won't be able to afford homes at all.
- @InvestRepeat
Transparency time - Dec 2025:
💸 Savings rate
Last month 89.03%
All-time average 64.03%
💰 Net Worth increased by 1.7% MoM.
Above chart shows my total net worth when calculated in different assets or currency.
More discussion inside SaveInvestRepeat.com/community
💸 Savings rate
Last month 89.03%
All-time average 64.03%
💰 Net Worth increased by 1.7% MoM.
Above chart shows my total net worth when calculated in different assets or currency.
More discussion inside SaveInvestRepeat.com/community
"Do whatever you love" is the worst advice I hear from these young motivational speakers.
🔑 Do whatever it takes.
You really think that the copper billionaire somewhere in China loves copper. He dreams about Copper in his sleep?
He doesn't care. He does whatever it takes.
🔑 Do whatever it takes.
You really think that the copper billionaire somewhere in China loves copper. He dreams about Copper in his sleep?
He doesn't care. He does whatever it takes.
Transparency time - Investing in Dec 2025:
✅ New Position:
None
🔼 Increased Position:
Bitcoin
PPFAS DAAF
Flexi Cap Fund
🔽 Decreased Position:
None
❗️ Exited:
ELSS Fund
Specific fund level discussion in SaveInvestRepeat.com/community
✅ New Position:
None
🔼 Increased Position:
Bitcoin
PPFAS DAAF
Flexi Cap Fund
🔽 Decreased Position:
None
❗️ Exited:
ELSS Fund
Specific fund level discussion in SaveInvestRepeat.com/community
Big Tech and AI - What they have?
🔘 Apple = Users
🔘 Nvidia = Chips
🔘 Amazon = Servers + Some data
🔘 Meta = Servers + Lot of data + Some LLMs + Users
🔘 Microsoft = Servers + Lot of data + Widely used LLMs + Enterprise Users
🔘 xAI = Servers + Lot of data + Widely used LLMs + Users
🔘 Google = Chips + Servers + Lot of data + Widely used LLMs + Users
- @InvestRepeat
🔘 Apple = Users
🔘 Nvidia = Chips
🔘 Amazon = Servers + Some data
🔘 Meta = Servers + Lot of data + Some LLMs + Users
🔘 Microsoft = Servers + Lot of data + Widely used LLMs + Enterprise Users
🔘 xAI = Servers + Lot of data + Widely used LLMs + Users
🔘 Google = Chips + Servers + Lot of data + Widely used LLMs + Users
- @InvestRepeat
🚨 A1 Finance Research study finds ‘regular’ mutual fund plans leave investors up to 50% worse off than ‘direct’ plans over 10 years due to compounding distributor commissions.
The study shows mutual fund commissions eroded over 25% of investor wealth in 80% of schemes in 10 years.
One more interesting data point on management fee, attached in image above.
IndexFundInsights.com
The study shows mutual fund commissions eroded over 25% of investor wealth in 80% of schemes in 10 years.
One more interesting data point on management fee, attached in image above.
IndexFundInsights.com
Dec 2025's dividend update. Received from
₹ Power Grid
₹ Savings Bank Account
₹ Sovereign Gold Bonds
Average monthly stock dividend & crypto staking reward is now in 4 digits. Next goal is to hit the 5-digit mark.
Shared my full REITs & Stock dividend portfolio inside the group: SaveInvestRepeat.com/community
₹ Power Grid
₹ Savings Bank Account
₹ Sovereign Gold Bonds
Average monthly stock dividend & crypto staking reward is now in 4 digits. Next goal is to hit the 5-digit mark.
Shared my full REITs & Stock dividend portfolio inside the group: SaveInvestRepeat.com/community
⚡️ Retirement portfolio
50% Nifty 500
30% Debt Fund (Short term)
15% Gold
5% Bitcoin
In the next 20 years, 95% investors won't be able to beat the "risk-adjusted return" of the above portfolio.
- @InvestRepeat
50% Nifty 500
30% Debt Fund (Short term)
15% Gold
5% Bitcoin
In the next 20 years, 95% investors won't be able to beat the "risk-adjusted return" of the above portfolio.
- @InvestRepeat
India’s most used "business software" is actually WhatsApp.
Most OTPs, metro tickets, banker's work groups, school communications, local political messaging groups - everything happens on WhatsApp.
WhatsApp runs a major part of the Indian economy.
- @InvestRepeat
Most OTPs, metro tickets, banker's work groups, school communications, local political messaging groups - everything happens on WhatsApp.
WhatsApp runs a major part of the Indian economy.
- @InvestRepeat
🚨 Motilal Oswal SUSPENDS inflows in Nifty Microcap 250 Index Fund due to SEBI categorisation issue.
Both SIPs & Lumpsum will be discontinued. Effective immediately.
- @InvestRepeat
Both SIPs & Lumpsum will be discontinued. Effective immediately.
- @InvestRepeat
SEBI action on Nifty Microcap Index Fund is not bad.
To give you perspective on how big the fund is - It has same AUM as India's largest Smallcap index fund & on track to cross India's largest Nifty 500 fund by next month.
During bear markets or sudden crashes, microcap liquidity completely dries up. 1000s of crores of retail money is invested in this fund - How will Motilal respect withdrawals during such episodes when there is no liquidity to sell stocks & get cash?
This is why no other AMC runs a Microcap fund. It can be a ticking time bomb. Crazy part is SEBI approved this fund in the first place.
AMC running after AUM. Retail running after return. Sad.
To give you perspective on how big the fund is - It has same AUM as India's largest Smallcap index fund & on track to cross India's largest Nifty 500 fund by next month.
During bear markets or sudden crashes, microcap liquidity completely dries up. 1000s of crores of retail money is invested in this fund - How will Motilal respect withdrawals during such episodes when there is no liquidity to sell stocks & get cash?
This is why no other AMC runs a Microcap fund. It can be a ticking time bomb. Crazy part is SEBI approved this fund in the first place.
AMC running after AUM. Retail running after return. Sad.
Seems like quant Mutual Fund went bullish on InvITs in December.
They allocated 2.1% of quant Flexicap AUM to 2 InvITs.
They allocated 2.1% of quant Flexicap AUM to 2 InvITs.