Save Invest Repeat
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Financial Freedom | Stock Market | Mutual Funds | Crypto | Creating Sovereign Individuals
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More than half of the world's top AI talent is being produced by China 🇨🇳.

Looks like China has massively started upskilling people on AI related education paths.

https://carnegieendowment.org/features/whos-ahead-in-the-global-ai-talent-race
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Fiat banker who publicly asked the central bank to print more fiat is not very happy with Indians owning gold.

And he is a top advisor to the Indian Govt.

This is the very reason why I keep telling people to apply the 6 steps & shield your savings 🛡: SaveInvestRepeat.com/ProtectSavings
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Compared to 2022, in 2025 more top Chinese AI talents are staying back in China to develop AI.

- @InvestRepeat
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China, US & Indian top AI talents are the 3 biggest contributors in developing AI in United States.

- @InvestRepeat
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5 year monthly SIP return of Smallcap Mutual Funds. (Data till 25th Sept)

Fund Score is calculated by assigning
1. 10 points for best XIRR, 9 points for 2nd best & so on.
2. 10 points for least Std Dev & so on.
3. Then both 1 & 2 points are summed up to get to Fund Score.

Fund Score's goal is to kinda map out funds on a comparative basis which has given the highest return with least volatility.

- @InvestRepeat
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Every day you do not use this study material SaveInvestRepeat.com/Income

is a day lost when you could have increased your income or income sources.

320+ Indians have already benefited but you didn't because you decided to procrastinate instead. 🤷‍♂️
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PPFAS DAAF Mutual Fund's Aug Portfolio.

➡️ Holding 9 stocks - Petronet LNG, Coal India, Power Grid, ITC, Swaraj Engines, Nesco, PFC, VST Industries, Indus Towers.

🏘 Increased REITs holding: Embassy, Brookfield, Knowledge Realty Trust (Newly added in Aug)

📊 Debt + Arbitrage exposure at 73.41%

Note: Parag Parikh team runs their DAAF kinda like a conservative hybrid fund.

- @InvestRepeat
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My feeling is 'burnout' in the IT or tech industry will be growing.

Top management folks wants much faster code delivery now as they're spending money on AI accounts for each developers.

Also cutting teams as "you can take help from AI & get it done".

So one person will have to look after more tech stacks & deliver faster as well.

- @InvestRepeat
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5 year monthly SIP return of Midcap Mutual Funds. (Data till 25th Sept)

Fund Score's goal is to kinda map out top 10 AUM funds on a comparative basis which has given the highest return with least volatility.

- @InvestRepeat
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✅ All the datasets I share on the WhatsApp channel too: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

So all data in 1 channel will help you with ease of access for studying. Do join 🙏
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In last 5 years, many of SBI Mutual Funds schemes have really performed poorly.

SBI Mutual Fund is one of the largest AMCs as per AUM.

Seems like their style isn't working out in current phase of the market.
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Sankaran Naren, CIO ICICI Mutual Fund on current markets.

- @InvestRepeat
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3 year monthly SIP return of Multi Asset Mutual Funds. (Data till 25th Sept)

Fund Score is calculated by assigning
1. 10 points for best XIRR, 9 points for 2nd best & so on.
2. 10 points for least Std Dev & so on.
3. Then both 1 & 2 points are summed up to get to Fund Score.

Fund Score's goal is to kinda map out funds on a comparative basis which has given the highest return with least volatility.

- @InvestRepeat
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Best part about SIR Community group is everyone is learning from each other.

❎ No get-rich-quick discussion, no F&O trading, no magic stock picking ideas.

Everyone is only there to build long-term 'slow' wealth for Financial Freedom.

If you're on the same path, then only join the group: SaveInvestRepeat.com/Community
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Claude feels much more intelligent than Gemini.

Asked Flash 3.8 & Sonnet 5 to write the same code and tell rashi, lagna with birth chart. In both Claude did much better. Gemini totally got my rashi, lagna wrong.

It's interesting because amount of employees, data, capital etc. Google has much more than Anthropic.

- @InvestRepeat
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Accumulated 5388 Mutual Fund units last month.

My first 'personal' goal is to hit 2,00,000 units of this particular portfolio. (And no, goal isn't to buy any random funds with lower NAV just to reach 2L units)

Small small steps 🏃 → Financial Freedom 💸

More FIRE discussion inside SaveInvestRepeat.com/community
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India had one of its worst monsoon season in 10+ years. 🌧

As per IMD, rainfall during the June to September 2026 monsoon season was 12.6% below the long-term average. Making this shortfall the worst since 2015.

This increases risk of food prices rising. 🇮🇳

- @InvestRepeat
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IT company Accenture Q4 revenue beats estimates.

Revenue up 6.3% YoY. Q4 bookings at $22.2 billion, up 4%. Full-year bookings at $84.5 billion.

EPS up 8%. Company executed 141 quarterly client bookings of $100 million or more, a record high.

Accenture expects revenue to increase 3% to 6%.

Shares up 19% pre-market.

- @InvestRepeat
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You have just received your salary.

Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest in a family health insurance. If sole earner, term insurance too.
⚡️ Invest rest of the savings as per your asset allocation in index funds, gold, bitcoin.

- @InvestRepeat
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Transparency time - Sept 2026:

💸 Savings rate
Last month 86.29%
Average 65.6%

💰 Net Worth increased by 4.13% MoM.

More FIRE discussion inside SaveInvestRepeat.com/community
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US electronics retail chain Best Buy is transitioning from its own GCC in India to handing it over completely to TCS.

One of the first such movement away from GCC to an Indian IT company.

TCS will now completely handle whatever Best Buy’s own GCC was delivering.

- @InvestRepeat
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