Bangladesh under severe energy crisis. As per govt notice

• Shopping malls, markets & shops must be closed by 8PM.

• All cultural events, fairs etc. have to be stopped by 8PM.

• All illuminated billboards should be turned off by 7PM.

• All decorative lights must remain switched off.

• Citizens are currently facing hours of electricity cut.

This reminds me how well Indian government has managed this global energy crisis.

Indian electric grids are currently hitting record load & everything running smoothly. 🇮🇳 🚀

Minimum once a year you should get a full body check-up done for your entire family. 🩻

If not aware which exact tests to do, HealthyProducts.in already lists them.

(Check the "Tests" section)

Payment of ₹15,000 for 10th instalment of Kalyan Jewellers Scheme is completed.

✅ This scheme allocates gold as per the price when I pay the instalment each month. Kinda like a SIP in physical gold.

Running multiple such schemes for a long time now.

Very interesting changes in Nifty 500 in last 15 years.

• GDP growing means financial services have to increase = Nifty 500 allocation reflects the same

• India rapidly increasing its manufacturing capabilities = Capital goods allocation increasing in Nifty 500

• Oil, Gas, IT = Kinda losing relevance over time. The index is decreasing allocation.

• Consumer Services = India's consumer base moving more towards organised players. Nifty 500 continues to increase allocation.

Nifty 500 = India's story 🇮🇳

- @InvestRepeat

Whoever does not have two-thirds of his day for himself, is a slave, whatever he may be: a statesman, a businessman, an official, or a scholar.

- Friedrich Nietzsche

Time freedom comes mainly from financial freedom. And financial freedom comes from increasing income sources.

I have already listed 25 different income source ideas to help you get started: SaveInvestRepeat.com/Income

Work + Fitness = No social life

Work + Social Life = No Fitness

Fitness + Social Life = No money

🔺 Is this an impossible triangle?

✅ All the datasets I share on the WhatsApp channel too: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

So all data in 1 channel will help with ease of access for everyone for studying.

⚡️ Vetri Subramaniam, CEO of UTI Mutual Fund (then CIO) on its Nifty 50 Index Fund completing 25 years said:

We served around 12.5 lakh investors, of which 8.5 lakh remain invested in the fund today.

Out of that, only 2700 investors who started the journey 25 years ago are still invested.

- @InvestRepeat

✅No get-rich-quick scheme
✅No F&O trading discussion
✅13 different study materials
✅4 different group topics

Topics include sadhana, investments, generating more income & how to live healthy.

That's why SIR Community is the best online FIRE group in India: SaveInvestRepeat.com/community

Average deposit per customer
HDFC: ₹3.07 lakh
PNB: ₹0.93lakh
SBI: ₹1.14 lakh

Majority of Indians don't actually have that much savings.

- @InvestRepeat

For last 21 years of data, 5 year rolling return of Nifty 500 is nearly 17%.

- @InvestRepeat

Google plans to stop manufacturing Pixel smartphones, smartwatches and wireless earbuds in China from 2027, shifting production to Vietnam and India.

- @InvestRepeat

Talk of the town in Mutual Funds

2016: HDFC & ICICI
2017: Aditya Birla
2018-19: Axis, Mirae
2021: HDFC, ICICI
2022-23: quant
2024: Motilal
2025: New launched AMCs
Cycle continues.

Retail keeps trying to catch the "best fund" each year instead of buying more units of same fund they already own. And AMC shareholders keep getting rich.

- @InvestRepeat

Don't know if true or not, anyway what I have seen is IT folks are working from 9AM to 9PM these days.

Things might get worse - earlier your competition was with other developers. Now its with Claude's API as well. And the bad part - Claude doesn't need sleep or breaks.

Good part is, still you have time to start working on increasing income source. I have listed 25 different ones to get you started: SaveInvestRepeat.com/Income

India needs a Hybrid Index Fund

⚡️ 60% Nifty 500

⚡️ 40% Short term Debt

1 low cost, tax efficient mutual fund would cover many people's different investment goals.

- @InvestRepeat

Owning a Gold ETF is like saying you have a wife, but she lives in Nippon's apartment and Nippon sends you 1 picture of her every month end.

- @InvestRepeat

✅ Don't forget to join SIR's WhatsApp channel: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

All the best posts are collated there for easier access.

HDFC Bank is currently at the same price it was in 2020.
Basically more than 6 years of 0% return.

During the same time Nifty 500 is up nearly 160%

In short, if you can’t spend hours studying and timing these things - simply invest in mutual funds and focus rest of the time in increasing income.

SaveInvestRepeat.com/Income

“Return after time spent” is a better metric to track than just “return”.

Mr. A got 16% annual return after spending 800-1000 hours a year in charts, business reports etc.

Mr. B got 14% annual return by spending 10-12 hours a year in mutual funds.

B actually outperformed A.

B can leverage those 1000 hours to increase his income, which is more important than increasing return for someone trying to become financially independent.

Not talking about people who are really passionate about reading annual reports etc. This is for those who are ‘only’ into direct stock picking just because their only goal is generating 25% XIRR (wrong expectation totally)

SaveInvestRepeat.com/income

July 2026's dividend update. Received from

₹ ITC
₹ Redington
₹ Nippon India
₹ Sovereign Gold Bonds

Average monthly stock dividend is now in 4 digits. Next goal is to hit the 5-digit mark.

Shared my full REITs & stock dividend portfolio inside the group: SaveInvestRepeat.com/community

I keep coming back to this thought of Avinash Luthria, a SEBI Registered Investment Advisor.

- @InvestRepeat