As per data pulled by Whiteoak Mutual Fund - There is no point in trying to time the market.

Simply max out your SIP and focus on increasing your income.

- @InvestRepeat

Now that SEBI has classified REITs as "equity", it will be interesting to see if AMCs come up with a REIT-only mutual fund.

Will be much more tax-efficient than directly buying REITs.

Maybe NSE comes up with a REITs Index too.

- @InvestRepeat

Is the world "reverting to the mean" - 💻 → 🌱?

If AI take up the majority of IT software work, then maybe a decent chunk of youth will go back to farming?

Some will do farming startups, solving soil issues, growing organic pesticide free food etc. If that happens, maybe cost of food will come down too.

Maybe.

If you have "money issues", first thing you should do is install an Expense Tracker & track every single penny you're spending on daily basis.

You would see lots of "money leakages" can be fixed with that data.

If you don't track it, you can't fix it.

Personally I use the privacy preserving ExpensesManager.in (Not getting paid to say this, SIR cannot be bought)

Transparency time - Investing in Nov 2025:

✅ New Position:
None

🔼 Increased Position:
Bitcoin
Liquid Fund
PPFAS DAAF
Flexi Cap Fund

🔽 Decreased Position:
None

❗️ Exited:
None

Specific fund level discussion in SaveInvestRepeat.com/community

"Best mutual funds for 2026" - The topic itself is wrong.

There is nothing called "best" mutual fund.

Personal finance is very 'personal'. If Fund A is 'best' for me, it doesn't mean it has to be best for your risk profile, your goals, at your age.

IndexFundInsights.com

⚡️ Today's Mutual Funds BUY & SELL Data:

SBI Mutual Fund BOUGHT 6,02,886 shares of Anand Rathi Wealth at an average price of ₹2800

Selling came from Amit Rathi (MD of the company)

- @InvestRepeat

PPFAS DAAF Mutual Fund's Nov Portfolio is out.

• Added 1 new stock - Indus Towers
• Other 9 stocks remains same - Power Grid, Petronet LNG, ITC, Coal India, Swaraj Engines, Nesco, REC, Nirlon, VST Industries
• Debt + Arbitrage exposure at 86.72%

Note: Parag Parikh team runs their DAAF kinda like a debt fund.

- @InvestRepeat

quant Small Cap Mutual Fund's Nov Portfolio is out.

NAV is down -4.05% YoY and MoM AUM is down by ₹334 Cr+

• Top 3 holding: Reliance, Jio Fin & RBL Bank.
• Additional 3.3% futures LONG position in Samvardhana Motherson (0.24%) and MIDCAPNIFTY 30/12/2025 (3.05%)
• Cash holding: 5.79% (Sept) to 8.62% (Oct) to 4.34% (Nov)

Didn't list stocks with no changes compared to Oct holding.

Capitalmind Flexi Cap Fund's Nov Portfolio is out.

• Top 5 holdings: Bajaj Finance, Airtel, Indigo, Indian Bank, City Union Bank
• 1.61% Infosys is hedged.
• Cash holding (including arbitrage): 16.14% (Sept) to 13.85% (Oct) to 12.81% (Nov)

Didn't list stocks with no changes compared to Oct holding.

HDFC Flexi Cap Mutual Fund's Nov Portfolio is out.

• Top 5 holding: ICICI Bank, HDFC, Axis, SBI, SBI Life

• Cash holding: 9.2% (Sept) to 10.28% (Oct) to 11.33% (Nov)

Didn't list stocks with no changes compared to Oct holding.

- @InvestRepeat

Helios Flexicap Fund's Nov Portfolio is out.

• Top 5 holdings: HDFC, ICICI Bank, Reliance, Adani Ports, Zomato
• Cash holding: 1.14% (Sept) to 0.69% (Oct) to 2.58% (Nov)

Didn't list stocks with no changes compared to Oct holding.

- @InvestRepeat

SIR Community has reached 1000 members. 🎉

Probably the best online group for people trying to achieve FIRE in India.

Will increase the difficulty level to join now, final call in case you wanna join in: SaveInvestRepeat.com/community

quant Flexi Cap Mutual Fund's Nov Portfolio is out.

NAV is up 2.99% YoY and MoM AUM is down by ₹23 Cr+

• Top 3 equity holding: Reliance, Adani Power & Samvardhana Motherson

• Additional 11.32% futures LONG position: ICICI, Kotak, Aurobindo Pharma, TCS

• Cash Holding: 2.93% (Sept) to 2.07% (Oct) to 0.6% (Nov)

- @InvestRepeat

As of Nov 28th, JioBlackRock Flexi Cap holds 137 stocks in its portfolio and has 52% overlap with Nifty 100

- @InvestRepeat

Kenneth Andrade Sir's Old Bridge Focused Fund's Nov Portfolio is out.

• Top 5 holdings: Shriram Finance, HCL Tech, Maruti, Aurobindo Pharma, Redington
• Cash holding: 10.63% (Sept) to 7.47% (Oct) to 7.3% (Nov)

- @InvestRepeat

Motilal Oswal Midcap Fund's Nov Portfolio is out.

• Currently holding 19 stocks in portfolio. AUM stands at ₹38,000 Cr.
• Cash holding (including arbitrage): 8.99% (Sept) to 12.77% (Oct) to 8.32% (Nov)

- @InvestRepeat

Updated the open source study material. Whey Protein should now cost you 18% less. Updated the brand which is equally good, passing all independent lab tests & is cheaper: SaveInvestRepeat.com/health

This will keep getting updated as more data comes in.

Real fees of Gold & Silver ETF (Data as of Dec 10th)

- @InvestRepeat

SEBI can easily link F&O with demat holdings to control the retail F&O trading craze.

✅ Max amount (including margin) that can be used to trade in F&O - 25% of current demat holding amount of the individual.

Whole idea of F&O is actually to hedge equity positions. It's not to do naked long or shorts from a mobile app while travelling to office.

I have 14-page study material with 22 different practical income source ideas that anyone can start – salaried, retired, young, old; literally anyone.

If you want to start, go through this study material: SaveInvestRepeat.com/income