You have just received your salary.

Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest most of that savings as per your asset allocation in index funds, gold, bitcoin.

From the above 2 page note, 5 calls by quant Mutual Fund.

- @InvestRepeat

INR compared to USD

1983 = 10
2025 = 90

So INR has devalued at approx 5.37% CAGR for the last 4 decades.

- @InvestRepeat

History of India's fiat currency $INR, compared to US Dollar

1983 = 10
⌛️ 8 years

1991 = 20
⌛️ 2 years

1993 = 30
⌛️ 5 years

1998 = 40
⌛️ 10 years

2008 = 50
⌛️ 5 years

2013 = 60
⌛️ 5 years

2018 = 70
⌛️ 4 years

2022 = 80
⌛️ 3 years

2025 = 90

Mutual Funds that have applied for Meesho IPO

SBI
UTI
Axis
Tata
HSBC
Bandhan
Whiteoak
Mirae Asset
Invesco India
Franklin India
Motilal Oswal
Canara Robeco
Aditya Birla Sun Life
Edelweiss & Altiva SIF

- @InvestRepeat

Top 5 mutual funds with highest % of anchor investor portion in Meesho IPO:

1. SBI Balanced Advantage Fund: 8.4%

2. SBI Focused Fund: 7.58%

3. SBI Innovative Opportunities Fund: 5.33%

4. SBI Consumption Opportunities Fund: 2.05%

5. Aditya Birla Consumption Fund: 1.46%

- @InvestRepeat

Some make the mistake of setting up an auto-SIP & leaving it for years.

If you set up ₹100 SIP this year.
Next year, inflation-adjusted you're only investing ₹94 per month.

So actually with each passing year, you're investing lesser than the last year even if the INR amount showing up on the app screen says ₹100 SIP.

Make sure to increase your SIP amount each year. "Step-up SIP" is way more important than SIP.

IndexFundInsights.com

GIFT City fund's minimum first investment, minimum SIP (top up) amount are in USD.

Which means these amounts for investors will keep increasing as INR continues to fall.

It’s near to impossible for me to reply to 𝕏 DMs at this point.

I already have 100s of unread messages. Now 100s of bot messages on top of it.

I have switched on the “Message from Verified Users” just now to keep the DMs sane. Still lot of backlog.

Best is - you can ping inside SIR Community, I am very active there: SaveInvestRepeat.com/community

ICICI Prudential Equity Valuation Index remains in "Neutral" zone as of Nov 30th, 2025.

- @InvestRepeat

90% "early retirement" podcasts you see have 1 thing in common - Most had high income, either through high salary itself or having decent-paying side gigs.

But still 90% folks aspiring for FIRE in India are chasing return and not income.

SaveInvestRepeat.com/Income

As per data pulled by Whiteoak Mutual Fund - There is no point in trying to time the market.

Simply max out your SIP and focus on increasing your income.

- @InvestRepeat

Now that SEBI has classified REITs as "equity", it will be interesting to see if AMCs come up with a REIT-only mutual fund.

Will be much more tax-efficient than directly buying REITs.

Maybe NSE comes up with a REITs Index too.

- @InvestRepeat

Is the world "reverting to the mean" - 💻 → 🌱?

If AI take up the majority of IT software work, then maybe a decent chunk of youth will go back to farming?

Some will do farming startups, solving soil issues, growing organic pesticide free food etc. If that happens, maybe cost of food will come down too.

Maybe.

If you have "money issues", first thing you should do is install an Expense Tracker & track every single penny you're spending on daily basis.

You would see lots of "money leakages" can be fixed with that data.

If you don't track it, you can't fix it.

Personally I use the privacy preserving ExpensesManager.in (Not getting paid to say this, SIR cannot be bought)

Transparency time - Investing in Nov 2025:

✅ New Position:
None

🔼 Increased Position:
Bitcoin
Liquid Fund
PPFAS DAAF
Flexi Cap Fund

🔽 Decreased Position:
None

❗️ Exited:
None

Specific fund level discussion in SaveInvestRepeat.com/community

"Best mutual funds for 2026" - The topic itself is wrong.

There is nothing called "best" mutual fund.

Personal finance is very 'personal'. If Fund A is 'best' for me, it doesn't mean it has to be best for your risk profile, your goals, at your age.

IndexFundInsights.com

⚡️ Today's Mutual Funds BUY & SELL Data:

SBI Mutual Fund BOUGHT 6,02,886 shares of Anand Rathi Wealth at an average price of ₹2800

Selling came from Amit Rathi (MD of the company)

- @InvestRepeat

PPFAS DAAF Mutual Fund's Nov Portfolio is out.

• Added 1 new stock - Indus Towers
• Other 9 stocks remains same - Power Grid, Petronet LNG, ITC, Coal India, Swaraj Engines, Nesco, REC, Nirlon, VST Industries
• Debt + Arbitrage exposure at 86.72%

Note: Parag Parikh team runs their DAAF kinda like a debt fund.

- @InvestRepeat