SIR Community is now reaching 1000 members. 🎉
Probably the best online group for people trying to achieve FIRE in India.
Will increase the difficulty level to join, once the community hits 1k members: SaveInvestRepeat.com/community
Probably the best online group for people trying to achieve FIRE in India.
Will increase the difficulty level to join, once the community hits 1k members: SaveInvestRepeat.com/community
Index Funds' last 4 years SIP data. So far most strategy indices have performed poorly as per risk adjusted return. Let's see what future holds.
IndexFundInsights.com
IndexFundInsights.com
Best performing asset for last 10 years (in USD terms):
2015: Bitcoin
2016: Bitcoin
2017: Bitcoin
2018: T-Bills
2019: Bitcoin
2020: Bitcoin
2021: Bitcoin
2022: Commodities
2023: Bitcoin
2024: Bitcoin
2025: Gold
- @InvestRepeat
2015: Bitcoin
2016: Bitcoin
2017: Bitcoin
2018: T-Bills
2019: Bitcoin
2020: Bitcoin
2021: Bitcoin
2022: Commodities
2023: Bitcoin
2024: Bitcoin
2025: Gold
- @InvestRepeat
Our oldest scheme has a 28 years track record. Over the years, its NAV has gone up 120X.
During that time frame, total 6 lakh investors have been associated with the fund (buying & selling).
Only 23 investors stayed with the fund for 28 years.
- Kalpen Parekh, CEO, DSP Mutual Fund
During that time frame, total 6 lakh investors have been associated with the fund (buying & selling).
Only 23 investors stayed with the fund for 28 years.
- Kalpen Parekh, CEO, DSP Mutual Fund
⚡️ Google One
200 GB = ₹2,100
2TB = ₹6,500
⚡️ Zoho Zillum
500 GB = ₹2,520
2TB = ₹5,040
Zillum.com stores data inside India on servers (hardware) owned by Zoho themselves. And as per them, they don't train AI models with user data.
For family cloud storage, Zillum appears to be much more cost-effective than Google Photos (One).
200 GB = ₹2,100
2TB = ₹6,500
⚡️ Zoho Zillum
500 GB = ₹2,520
2TB = ₹5,040
Zillum.com stores data inside India on servers (hardware) owned by Zoho themselves. And as per them, they don't train AI models with user data.
For family cloud storage, Zillum appears to be much more cost-effective than Google Photos (One).
Created this open source study material for people interested in improving health: SaveInvestRepeat.com/health
This will keep getting updated as more data comes in.
This will keep getting updated as more data comes in.
Today's Mutual Funds BUY & SELL Data:
⚡️ Following mutual funds BOUGHT Whirlpool at an average price of ₹1041
HDFC
Kotak Mahindra
Franklin Templeton
⚡️ Following mutual funds BOUGHT MTAR Technologies at an average price of ₹2444
Bajaj Finserv
Motilal Oswal
Selling came from promoters for both stocks.
⚡️ Following mutual funds BOUGHT Whirlpool at an average price of ₹1041
HDFC
Kotak Mahindra
Franklin Templeton
⚡️ Following mutual funds BOUGHT MTAR Technologies at an average price of ₹2444
Bajaj Finserv
Motilal Oswal
Selling came from promoters for both stocks.
It would be interesting if we had a GIFT City World Index Fund of Fund tracking something like VT or ACWI ETF.
Earlier job market was about competition among people. Now job market is about competition among people + AI APIs.
So things like this will anyway increase. Manager himself is under pressure from senior manager to close deals.
Please start working on increasing 'income' and 'income sources', else slavery is guaranteed.
In case you have no idea where to start, here is a study material: SaveInvestRepeat.com/income
So things like this will anyway increase. Manager himself is under pressure from senior manager to close deals.
Please start working on increasing 'income' and 'income sources', else slavery is guaranteed.
In case you have no idea where to start, here is a study material: SaveInvestRepeat.com/income
Tanishq's Rivaah Golden Advantage scheme has matured.
Invested: ₹1,00,000
Got: ₹1,43,000 worth of gold (& some discount in making charge)
Return: 43% (Too high due to gold's sharp rise)
In this plan they allocate gold grams per instalment, not sure if any other jeweller is providing such scheme. Most just lock-in the money.
- @InvestRepeat
Invested: ₹1,00,000
Got: ₹1,43,000 worth of gold (& some discount in making charge)
Return: 43% (Too high due to gold's sharp rise)
In this plan they allocate gold grams per instalment, not sure if any other jeweller is providing such scheme. Most just lock-in the money.
- @InvestRepeat
Mutual Funds platform Kuvera released last week's platform data.
As usual, PPFAS, HDFC Flexi Cap & Nifty 50 index fund continue to receive new inflows.
quant's schemes continue to get heavily dumped. Motilal's Flexi Cap joins the 'most sold' list too.
https://kuvera.in/blog/top-news-and-market-movers-this-week-28th-nov-2025/
As usual, PPFAS, HDFC Flexi Cap & Nifty 50 index fund continue to receive new inflows.
quant's schemes continue to get heavily dumped. Motilal's Flexi Cap joins the 'most sold' list too.
https://kuvera.in/blog/top-news-and-market-movers-this-week-28th-nov-2025/
As per a study done by Whiteoak Mutual Fund - The longer you stick to a equity SIP, the higher the chance of decent return (XIRR).
- @InvestRepeat
- @InvestRepeat
Transparency time - Nov 2025:
💸 Savings rate
Last month 82.13%
All-time average 63.7%
💰 Net Worth increased by 0.38% MoM.
Above chart shows my total net worth when calculated in different assets or currency.
More discussion inside SaveInvestRepeat.com/community
💸 Savings rate
Last month 82.13%
All-time average 63.7%
💰 Net Worth increased by 0.38% MoM.
Above chart shows my total net worth when calculated in different assets or currency.
More discussion inside SaveInvestRepeat.com/community
You have just received your salary.
Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest most of that savings as per your asset allocation in index funds, gold, bitcoin.
Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest most of that savings as per your asset allocation in index funds, gold, bitcoin.
quant Mutual Fund has shared its monthly note to unit holders.
⤷ Indian Rupee (USDINR) will soon reverse course.
⤷ Sell flow from FPIs is getting exhausted.
⤷ Sept quarter marks bottoming out of the earnings cycle.
⤷ Despite a degree of frustration among the investor base, we remain positive (on Indian market)
https://quantmutual.com/Admin/Factsheet/quant_Factsheet_December_2025.pdf
⤷ Indian Rupee (USDINR) will soon reverse course.
⤷ Sell flow from FPIs is getting exhausted.
⤷ Sept quarter marks bottoming out of the earnings cycle.
⤷ Despite a degree of frustration among the investor base, we remain positive (on Indian market)
https://quantmutual.com/Admin/Factsheet/quant_Factsheet_December_2025.pdf
INR compared to USD
1983 = 10
2025 = 90
So INR has devalued at approx 5.37% CAGR for the last 4 decades.
- @InvestRepeat
1983 = 10
2025 = 90
So INR has devalued at approx 5.37% CAGR for the last 4 decades.
- @InvestRepeat
History of India's fiat currency $INR, compared to US Dollar
1983 = 10
⌛️ 8 years
1991 = 20
⌛️ 2 years
1993 = 30
⌛️ 5 years
1998 = 40
⌛️ 10 years
2008 = 50
⌛️ 5 years
2013 = 60
⌛️ 5 years
2018 = 70
⌛️ 4 years
2022 = 80
⌛️ 3 years
2025 = 90
1983 = 10
⌛️ 8 years
1991 = 20
⌛️ 2 years
1993 = 30
⌛️ 5 years
1998 = 40
⌛️ 10 years
2008 = 50
⌛️ 5 years
2013 = 60
⌛️ 5 years
2018 = 70
⌛️ 4 years
2022 = 80
⌛️ 3 years
2025 = 90
Mutual Funds that have applied for Meesho IPO
SBI
UTI
Axis
Tata
HSBC
Bandhan
Whiteoak
Mirae Asset
Invesco India
Franklin India
Motilal Oswal
Canara Robeco
Aditya Birla Sun Life
Edelweiss & Altiva SIF
- @InvestRepeat
SBI
UTI
Axis
Tata
HSBC
Bandhan
Whiteoak
Mirae Asset
Invesco India
Franklin India
Motilal Oswal
Canara Robeco
Aditya Birla Sun Life
Edelweiss & Altiva SIF
- @InvestRepeat