✅ All the datasets I share on the WhatsApp channel too: https://whatsapp.com/channel/0029Va9aeRjHQbS9P2Akma2p

So all data in 1 channel will help with ease of access for everyone for studying.

Among the top 10 AUM Small Cap Funds with 6 years history

⚡️ When compared with Nifty Smallcap 250 - 70% funds generated more than 1% alpha & only 30% generated over 2% alpha.

⚡️ When compared with Nifty Midcap 150 - 70% failed to generate even 1% alpha & 80% failed to generate 2% alpha.

In the dataset, why I included a comparison of smallcap active fund with Midcap index - https://freefincal.com/small-cap-mutual-fund-beat-benchmark/

Mutual Funds platform Kuvera released last week's platform data.

As usual, PPFAS and Nifty 50 index fund continue to receive new inflows.

HDFC Flexicap remains in the list like last time. Bandhan Small Cap goes in & out of this most bought list.

quant's schemes continue to get heavily dumped.

https://kuvera.in/blog/top-news-and-market-movers-this-week-21st-nov-2025/

Data on average volatility of different debt fund category. Its based on annualised last 3 years data.

Many use debt funds in their retirement bucketing strategy (Bucket 1) so pulled this data for them. Data as of 20th Nov.

- @InvestRepeat

Real Estate is the most popular washing machine in India.

Corrupt Indians are converting their black money to white with ease while pushing home prices artificially high - choking honest tax-paying middle class with EMIs.

Indian Govt should bring strict money laundering laws in Real Estate. Without massive action, in coming years people won't be able to afford homes at all.

SIR Community is now reaching 1000 members. 🎉

Probably the best online group for people trying to achieve FIRE in India.

Will increase the difficulty level to join, once the community hits 1k members: SaveInvestRepeat.com/community

Index Funds' last 4 years SIP data. So far most strategy indices have performed poorly as per risk adjusted return. Let's see what future holds.

IndexFundInsights.com

Best performing asset for last 10 years (in USD terms):

2015: Bitcoin
2016: Bitcoin
2017: Bitcoin
2018: T-Bills
2019: Bitcoin
2020: Bitcoin
2021: Bitcoin
2022: Commodities
2023: Bitcoin
2024: Bitcoin
2025: Gold

- @InvestRepeat

Our oldest scheme has a 28 years track record. Over the years, its NAV has gone up 120X.

During that time frame, total 6 lakh investors have been associated with the fund (buying & selling).

Only 23 investors stayed with the fund for 28 years.

- Kalpen Parekh, CEO, DSP Mutual Fund

⚡️ Google One
200 GB = ₹2,100
2TB = ₹6,500

⚡️ Zoho Zillum
500 GB = ₹2,520
2TB = ₹5,040

Zillum.com stores data inside India on servers (hardware) owned by Zoho themselves. And as per them, they don't train AI models with user data.

For family cloud storage, Zillum appears to be much more cost-effective than Google Photos (One).

Created this open source study material for people interested in improving health: SaveInvestRepeat.com/health

This will keep getting updated as more data comes in.

Today's Mutual Funds BUY & SELL Data:

⚡️ Following mutual funds BOUGHT Whirlpool at an average price of ₹1041
HDFC
Kotak Mahindra
Franklin Templeton

⚡️ Following mutual funds BOUGHT MTAR Technologies at an average price of ₹2444
Bajaj Finserv
Motilal Oswal

Selling came from promoters for both stocks.

Index Funds' last 10 years SIP data as of Nov 26th.

IndexFundInsights.com

It would be interesting if we had a GIFT City World Index Fund of Fund tracking something like VT or ACWI ETF.

Earlier job market was about competition among people. Now job market is about competition among people + AI APIs.

So things like this will anyway increase. Manager himself is under pressure from senior manager to close deals.

Please start working on increasing 'income' and 'income sources', else slavery is guaranteed.

In case you have no idea where to start, here is a study material: SaveInvestRepeat.com/income

Tanishq's Rivaah Golden Advantage scheme has matured.

Invested: ₹1,00,000
Got: ₹1,43,000 worth of gold (& some discount in making charge)
Return: 43% (Too high due to gold's sharp rise)

In this plan they allocate gold grams per instalment, not sure if any other jeweller is providing such scheme. Most just lock-in the money.

- @InvestRepeat

Mutual Funds platform Kuvera released last week's platform data.

As usual, PPFAS, HDFC Flexi Cap & Nifty 50 index fund continue to receive new inflows.

quant's schemes continue to get heavily dumped. Motilal's Flexi Cap joins the 'most sold' list too.

https://kuvera.in/blog/top-news-and-market-movers-this-week-28th-nov-2025/

As per a study done by Whiteoak Mutual Fund - The longer you stick to a equity SIP, the higher the chance of decent return (XIRR).

- @InvestRepeat

Transparency time - Nov 2025:

💸 Savings rate
Last month 82.13%
All-time average 63.7%

💰 Net Worth increased by 0.38% MoM.

Above chart shows my total net worth when calculated in different assets or currency.

More discussion inside SaveInvestRepeat.com/community

You have just received your salary.

Don't forget:
⚡️ Save 'minimum' 30-40% of it.
⚡️ Don't leave all of it in Savings account or FD.
⚡️ Invest in yourself first (Courses, Study Materials, gym etc.)
⚡️ Invest most of that savings as per your asset allocation in index funds, gold, bitcoin.