SIR isn't here to make you feel better.

SIR is here to make you be better.

Fu₹k comfort.

In the next ~10 mins, ₿itcoin will add another block to its ledger. It is doing this exact same thing continuously for the last 13 years despite multiple attacks, bad articles, bans etc.

I can't do anything to stop it.
You can't do anything to stop it.
Modi can't do anything to stop it.
Biden can't do anything to stop it.

That's a revolutionary achievement in itself. You can love it or hate it, but it will add another block full of transactions in approximately next 10 mins.

- @InvestRepeat

🕉 Hindu Routine

4AM to 8AM = Satvic Time (Sacred)
8AM to 4PM = Rajasic Time (Activity)
4PM to 8PM = Satvic Time (Sacred)
8PM to 4AM = Tamasic Time (Inactivity)

During the 'Sacred Time' you do puja, yoga, workout etc.
During 'Activity' you finish all your work & during 'Inactivity' you sleep.

This is the cheat code to become successful in health, wealth & spirituality.

- @InvestRepeat

If I had to start my investing journey today, I would have done monthly SIP (near its iNAV) in these ETFs for the next 30 years

⚡️ MON100 (Nasdaq 100)

⚡️ NIFTYBEES (Nifty 50)

⚡️ JUNIORBEES (Nifty Next 50)

⚡️ MID150BEES (Nifty Midcap 150)

- @InvestRepeat

BREAKING: SEBI has penalized DSP Nifty ETF for keeping its total expense ratio (TER) too low.

DSP wanted to keep Nifty ETF TER at 0.07% by paying some fees from their own pocket to push for more adoption. Actual TER should have been 0.16%. So SEBI has fined ₹1 lakh from trustee & AMC.

- @InvestRepeat

In the new year, opt out of Surveillance Economy and join the Sovereign Economy.

🌞 Use the following:

• Browser - Brave.com
• Search - search.brave.com
• Email - Proton.me
• Messenger - Signal.org or Telegram Secret Chat
• Notes- StandardNotes.org
• VPN - IVPN.net or Mullvad.net
• Payments- Monero (XMR)

Financial Freedom = Discipline

Nifty Next 50 Index Fund or ETF (In last 19 years)
⤷ Monthly SIP = ₹10,000
⤷ Current Value = ₹1 Crore+
⤷ CAGR (Annual Return) = 14.16%

Financial Freedom = Discipline

- @InvestRepeat

ELSS Fund is one of the most underrated investment products. Some benefits:

✅ Tax rebate under 80C
✅ Works like a Flexicap Fund
✅ 3 yrs lock-in so forces you to stay disciplined

Real wealth can be generated here while saving tax.

- @InvestRepeat

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ Kings & Queens, this Weekend Learning: https://youtu.be/m0LVciwbj4o

2022 Year review

💪 Health: In my best health due to combination of yoga & targeted supplements.

💰 Wealth: Net Worth increased by 44.4%. (Net Worth is not portfolio return. It's combination of return, income etc.)

☀️ Happiness: This year I got more spiritual than ever - closest to bhagavan. Getting into regular meditation, japa & puja.

Transparency time - Dec 2022:

💸 Savings rate
Last month 17.10%
All-time average 52.04%

💰 Net Worth increased by 7%

📈 Above chart is my overall portfolio performance Vs BSE Sensex Index in last 4 years (all-time CAGR 14.3%)

Transparency time - Investing in Dec 2022:

✅ New Position:
None

🔼 Increased Position:
Nifty 50 (NIFTYBEES)
Nasdaq 100 (MON100)
Nifty Next 50 (JUNIORBEES)
Nifty Midcap 150 (MID150BEES)
Emergency Fund (Quant Liquid Fund)

🔽 Decreased Position:
None

❗️ Exited:
None

Created this open source study material for people interested in improving health: SaveInvestRepeat.com/health

This will keep getting updated as more data comes in.

Today's Mutual Funds BUY & SELL Data:

⚡️ Following mutual funds BOUGHT Whirlpool at an average price of ₹1041
HDFC
Kotak Mahindra
Franklin Templeton

⚡️ Following mutual funds BOUGHT MTAR Technologies at an average price of ₹2444
Bajaj Finserv
Motilal Oswal

Selling came from promoters for both stocks.

Index Funds' last 10 years SIP data as of Nov 26th.

IndexFundInsights.com

It would be interesting if we had a GIFT City World Index Fund of Fund tracking something like VT or ACWI ETF.

Earlier job market was about competition among people. Now job market is about competition among people + AI APIs.

So things like this will anyway increase. Manager himself is under pressure from senior manager to close deals.

Please start working on increasing 'income' and 'income sources', else slavery is guaranteed.

In case you have no idea where to start, here is a study material: SaveInvestRepeat.com/income

Tanishq's Rivaah Golden Advantage scheme has matured.

Invested: ₹1,00,000
Got: ₹1,43,000 worth of gold (& some discount in making charge)
Return: 43% (Too high due to gold's sharp rise)

In this plan they allocate gold grams per instalment, not sure if any other jeweller is providing such scheme. Most just lock-in the money.

- @InvestRepeat

Mutual Funds platform Kuvera released last week's platform data.

As usual, PPFAS, HDFC Flexi Cap & Nifty 50 index fund continue to receive new inflows.

quant's schemes continue to get heavily dumped. Motilal's Flexi Cap joins the 'most sold' list too.

https://kuvera.in/blog/top-news-and-market-movers-this-week-28th-nov-2025/

As per a study done by Whiteoak Mutual Fund - The longer you stick to a equity SIP, the higher the chance of decent return (XIRR).

- @InvestRepeat