Spend at least 20% of your time with people who are at least 10 years older than you (preferably not family members).

You’ll bring them vision & energy.
They’ll give you wisdom & opportunities.

- @InvestRepeat

HR is not there for the benefit of the employees.

They are there to limit the liability of the employer.

That's by design and very few understand this.

- @InvestRepeat

In a salaried world,

Raises and Promotions are NOT given to the employees who work the hardest. They are given by management to those they KNOW and LIKE.

If you are a salaried individual, best way to increase your salary is to be 'known' & 'liked'.

- @InvestRepeat

EMI = You work hard every day to pay them money. They do nothing.

SIP = They work hard every day to pay you money. You do nothing.

Read that twice & understand the difference if you want to be wealthy ₹ ₹ ₹.

- @InvestRepeat

Set aside atleast 5% of your monthly income (after taxes) and put it in a bank account called "Enjoyment Fund".

Don’t invest it ₹ ₹ ₹.

Spend it recklessly on experiences & things you want to do for personal enjoyment, and don't make yourself justify that spending.

- @InvestRepeat

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ We (who all are on this Telegram Channel) need to use our weekends to learn more & get ahead of those who doesn't learn at all or whose week ends on Friday. Don't spend your precious time on web series, Instagram etc. Learn, take notes, revise.

Kings & Queens, this Weekend Learning: https://youtu.be/ovlfG5Iwnzo

The best way to increase your savings is to increase your income.

🧘‍♂️ ₹ ☀️

Many know that Aditya Birla Fashion & Retail (ABFRL) may pay ₹100 Cr for a majority stake in famous e-commerce site Bewakoof.

But few know that pharma & chemical manufacturer Aarti Industries (AARTIIND) already owns ~9% stake in Bewakoof.

- @InvestRepeat

BREAKING (Reuters): Ghana planning to buy oil with gold instead of U.S. dollars.

This is for tackling dwindling foreign currency reserves coupled with demand for $ by oil importers, which is weakening the local fiat currency & increasing living costs.

- @InvestRepeat

If I give you ₹1000 every day for 10 years, you will have ₹36,50,000.

If I give you ₹1000 and then 0.5% on your balance every day, at the end of 10 years you will have ₹80,56,11,03,397.

That's the power of Compound Interest 🚀

- @InvestRepeat

You will never look at money the same way again once you start investing.

When you see your ₹500 turn into ₹565 for the first time, you won't waste your money anymore on things that don't multiply your money.

Investing creates a new way of thinking.

- @InvestRepeat

Many didn't notice this yet but slowly & steadily Monero (XMR) has climbed from the 30th spot to 27th largest crypto as per market cap.

No company/influencer pumping it.
No one knows who created it.
Most exchanges don't list it.
Best cash alternative.
No VC/Govt loves it.

- @InvestRepeat

Nifty is back in the "Extreme Greed" zone.

- @InvestRepeat

Credit Suisse hits new record low. It is Switzerland's second-largest bank & one of the largest investment banks in the world.

Switzerland is the 5th largest/richest country (excluding territory or non IMF members) in the world as per GDP per Capita.

- @InvestRepeat

Saving money is defense.
Making money is offense.

Winners are mostly on the offense.

- @InvestRepeat

I don't buy iPhone because I can't really own it. Even after paying unnecessary amount of ₹ ₹ ₹, Apple still owns my iPhone.

Apple/Tim Cook decides
- What stuff I can see on their hardware
- What exact apps I can download
- They even wanted to scan all personal photos & messages so that I don't have something 'bad' (Source)

Buying Apple products = Contributing to abolishing Democracy.

🇮🇳 Index Fund Update: Motilal Oswal has filed papers with SEBI for Nifty MidSmall India Consumption index fund.

Top 5 holding:
Trent 7.49%
Page Industries 6.57%
Indian Hotels 6.44%
TVS 5.84%
Varun Beverages 5.37%

- @InvestRepeat

BREAKING: SEBI opens investigation against PR Sundar, his son and his company for 'unregistered investment advisory'.

- @InvestRepeat

Unfortunately, due to our poor food quality and farming practices, we lack in several key nutrients even if we eat a balanced diet.

Taking the 'right' supplements 💊 is neither bad nor a luxury, but a necessity in today's world.

- @InvestRepeat

Transparency time - Nov 2022:

💸 Savings rate
Last month 50.34%
All-time average 52.92%

💰 Net Worth decreased by 6.95%

📈 Above chart is my overall portfolio performance Vs BSE Sensex Index in last 3 years (18.6% CAGR)