What most call Mental Disorder is just a Lifestyle Disorder.

Of course you are depressed, You:
• Sit all-day
• Sleep late
• Wake up late
• Don't workout
• Eat junk
• Spend 70% time looking at a screen
• Have no money goals

This is a LIFESTYLE disorder.

- @InvestRepeat

After a long time, a Sovereign Gold Bond (SGB) did 4000+ volume. Today 4 different SGBs had 1000+ volume.

Volume
SGBAUG28V = 4,525
SGBMR29XII = 1,935
SGBJUL29IV = 1,228
SGBJUL28IV = 1,027

Slowly Indian markets are maturing 🇮🇳🚀

- @InvestRepeat

Imagine being a full blown adult and still blaming your actions on a zodiac sign.

Policy Activated ✅

The family member I talked about earlier, just got his Term Insurance approved.

He will pay ~₹75,000 (after discount) annually for next 5 yrs. And if in case he passes away before age 75, his family will get ₹1.5 crores.

₹75k because it has an additional critical health cover added. So he gets additional health consultation. Also he pays for 5 years only. Not every year for life.

He could have reduced the premium by increasing the paying years from 5 to 10 yrs. But he decided to go for 5 yrs.

- @InvestRepeat

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ We (who all are on this Telegram Channel) need to use our weekends to learn more & get ahead of those who doesn't learn at all or whose week ends on Friday. Don't spend your precious time on web series, Instagram etc. Learn, take notes, revise.

Kings & Queens, this Weekend Learning: https://youtu.be/vre_yhZXPVU

If you spend more time in a cloth store 👚 than a grocery store 🥬, then you're doing something wrong.

It shows you care more about what others think about you than what you think about yourself.

- @InvestRepeat

If they waste my time, it's going to be ₹1000 an hour.

NIFTYBEES hits ₹200 🚀

Feels good to see it, accumulating it for so long. My SIP will continue in all Nifty ETFs.

Side Note: If you buy ETFs, always check the iNAV on the AMC site and put a limit order at that price.

- @InvestRepeat

After a long time, Motilal Oswal Nasdaq 100 ETF (MON100) is trading at a discount.

Price: ₹92.9
iNAV: ₹93.7

Nearly a 1% discount to its real price.

- @InvestRepeat

As usual, SIP in ETFs continues despite the market price. Today bought:
+ Nasdaq 100 (MON100)
+ Nifty 50 (NIFTYBEES)
+ Nifty Next 50 (JUNIORBEES)
+ Nifty Midcap 150 (MID150BEES)

Will keep accumulating more ETFs every single month.

Small small steps 🏃 → Financial Freedom 💸

- @InvestRepeat

Never be controlled by 3 things

Past
People
Money

After a long time, 5 Sovereign Gold Bonds (SGB) did 1000+ volume. Today 3 different SGBs had 2000+ volume.

Volume
SGBMAY29I = 3205
SGBJUN29II = 2644
SGBJU29III = 2389
SGBAUG28V = 1588
SGBSEP29VI = 1071

Slowly Indian markets are maturing 🇮🇳🚀

- @InvestRepeat

Many don't know that other than 80C, you can reduce your income tax slab by another ₹50k through investing in National Pension System (NPS).

80C (EPF, Term Insurance, ELSS) = ₹1,50,000
80CCD (NPS) = ₹50,000

There are more restrictions in case of NPS but in total you can lower your tax slab by ₹2 lakh with them.

- @InvestRepeat

🇮🇳 India's Central Bank continues to buy gold.

The latest data from the Reserve Bank of India (RBI) shows that in Oct 2022 its gold reserves increased by about 1t.

YTD net purchase = 32t.
Total gold reserves = 786t.

Note: Most of this gold is not inside Indian territory. RBI mostly stores it in London's bunkers which are notorious for not returning gold to its real owners.

- @InvestRepeat

The best ab exercise is 5 sets of stop eating so much junk.

18 Year Old: "How do I become financially independent?"
School: Dolphins are mammals.

18 YO: "How do I pay my taxes?"
School: Plants use Photosynthesis.

18 YO: "How do I start a business?"
School: Mitochondria is the powerhouse of the cell.

- @InvestRepeat

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ Kings & Queens, this Weekend Learning: https://youtu.be/e5bG-X1yTgU

In 2022, being an Sovereign Individual isn't a luxury, it is a necessity.

National Pension System (NPS)

Let's say you're 28.
You invest ₹4200/month in an NPS fund till you're 60 years of age.

Once you're 60,
You get ~₹90 lakh lump sum return.
And ~₹30,000 monthly pension forever.

₹4200 you're paying now can be claimed in ITR (₹50k total). Also, the ₹90 lakh maturity amount is fully tax-free.

- @InvestRepeat

I personally think it is better to buy five 1g gold coins than one 5g coin, even if I have to pay a bit more premium.

As in worst case, if I have to use it in future - I can give someone one 1g coin in return for a service and still have 4g left.

Can't do that with a 5g coin.

- @InvestRepeat