HDFC Ergo made its Optima Secure Health Insurance Plan better for all users.

👌 My parents are covered by this and it's great to see HDFC taking feedback & making changes.

Many had complaints, particularly about its Room Rent Capping in this plan & now it's gone. Great job HDFC.

✨ As I always suggest - Have a health insurance plan that covers your entire family, have a term insurance for yourself & 6 months of emergency fund; then only go for investing into anything else.

- @InvestRepeat

As economy gets worse, "Spirituality/Astro/Vastu/Crystal Business" will boom ₹ ₹ ₹.

If you're attractive (more advantage if you're woman) & don't have multiple income sources, you should immediately go into anything spirituality based.

During these times, people look for hope/optimism at low cost.

- @InvestRepeat

I buy Gold & Bitcoin not to get rich but to stay rich.

Continuing my SIP in ELSS Mutual Fund to get tax benefit at the end of this year. Most make the mistake to invest entire amount in Feb or March to claim tax.

Today invested ₹18,000 in Parag Parikh Tax Saver Fund (PPFAS).

- @InvestRepeat

They ask me
"Do you think crypto (Web3/5) is a commodity, a currency, or a distributed computer?"

I ask them back
"Do you think internet (Web2) is a radio, a tape recorder or a magazine?"

- @InvestRepeat

🇯🇵 Japan will launch a $200 BILLION economic stimulus tomorrow. (Source: Reuters)

So Japan's Govt & Bankers will print $200 billion more in their fiat currency to pump their economy during a time when their fiat currency has crashed to a 32-year low & inflation is high, already destroying fiat savings of average Japanese citizens.

- @InvestRepeat

Start your own business
Own portion of other's business (Stocks)
Hold/Use gold & bitcoin
Support local businesses

That's the true Indian dream 🇮🇳

- @InvestRepeat

Worst part of SEBI/RBI restriction is

Indians who want to diversify in International Indexes but are more conservative - Can't invest in indexes like S&P 500 as most Mutual Funds stopped taking new investments.

Their only option is to go for a risker growth index like Nasdaq 100, or even more riskier FANG+ Index.

- @InvestRepeat

BREAKING (YourStory): NSE BANS STOCK GAMING APPS.

National Stock Exchange sent legal notices to at least half a dozen stock gaming apps that used real-time market data to create paper trading apps in form of games, competition etc.

NSE says these apps can't use the market data they 'own'.

- @InvestRepeat

Got the allotment for ₹18,000 that I invested yesterday in Parag Parikh Tax Saver Mutual Fund (PPFAS).

Got 858.392 units allotted. As usual, will keep accumulating more units every month (will cap it below ₹1.5 lakh annually)

Small small steps 🏃 → Financial Freedom 💸

- @InvestRepeat

In next few days you will receive your salary.

Don't forget:
(1) Save at least 50% of it.
(2) Savings Bank accounts are garbage.
(3) Invest most of that savings in ETFs or Index Funds, Gold and Bitcoin by next month.

Financial freedom comes from discipline 💸

- @InvestRepeat

At this point, you should be certain that no one is coming to save you.

Not your political party.
Not your employer.
Not your govt.

No one.

- @InvestRepeat

Making more money ₹ ₹ ₹ than your parents is a feature, not a bug.

- @InvestRepeat

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ We (who all are on this Telegram Channel) need to use our weekends to learn more & get ahead of those who doesn't learn at all or whose week ends on Friday. Don't spend your precious time on web series, Instagram etc. Learn, take notes, revise.

Kings & Queens, this Weekend Learning: https://youtu.be/balGGAd6ZrI

Egypt again devalued its fiat currency (EGP) by 15% overnight to satisfy bankers at IMF, so that they approve a loan. (Source: Bloomberg)

Egypt's central bank devalued their fiat (EGP) by 15% just this March. And 'official inflation' rate is at a 4-year high.

Normal Egyptian citizens who use/hold their fiat currency have lost more than 30% of their life savings in 2022 alone, because few bankers in suits behind closed doors with million $ salary decided that's the right thing.

- @InvestRepeat

Interesting data from Kuvera mutual fund platform.

Last week, money was flowing out of Motilal Oswal's Nasdaq 100 Fund & flowing into Kotak's Nasdaq 100 fund.

Also people are dumping Nifty 50 Equal Weight Index and putting more money into Nifty 50 Index Fund.

- @InvestRepeat

Beating the market is overrated.

Being in the market is underrated.

- @InvestRepeat

Men follow dharma.
Women follow men.
Children follow women.

Once this chain breaks, society breaks.

- @InvestRepeat

Where should I invest my money first?

1️⃣ Family Health Insurance
2️⃣ Term Insurance
3️⃣ 6-month Emergency Fund
4️⃣ ETFs or Index Funds
5️⃣ Gold
6️⃣ Crypto

Problem is most are starting from ④, ⑤ or ⑥.

- @InvestRepeat

Using Jio Fiber for a long time now. Faced issues recently. Approached Customer Support twice & it was pretty easy.

1st one got it fixed within 24hrs. Next one in just 6hrs. Continue to be a proud Reliance shareholder.

- @InvestRepeat