Transparency time - Sept 2022:

💸 Savings rate
Last month 37.48%
All-time average 52.45%

💰 Net Worth increased by 5.75%

📈 Above chart is my overall portfolio performance Vs S&P BSE 500 Index in last 3 years (25.2% CAGR)

BREAKING (Bloomberg): Zimbabwe wants to increase its physical gold reserves.

Zimbabwe's Govt wants gold, diamond & platinum miners to pay half of their royalties/tax in the commodities themselves and the rest in fiat currency.

Their Govt doesn't want full payment in the fiat currency they themselves create/run.

- @InvestRepeat

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ We (who all are on this Telegram Channel) need to use our weekends to learn more & get ahead of those who doesn't learn at all or whose week ends on Friday. Don't spend your precious time on web series, Instagram etc. Learn, take notes, revise.

Kings & Queens, this Weekend Learning: https://youtu.be/-V1uT9BEJ_Y

Transparency time - Investing in Sept 2022:

✅ New Position:
None

🔼 Increased Position:
Liquid Funds
Gold (ICICIGOLD)
Nifty 50 (NIFTYBEES)
Nasdaq 100 (MON100)
Nifty Next 50 (JUNIORBEES)
Nifty Midcap 150 (MID150BEES)

🔽 Decreased Position:
None

❗️ Exited:
None

Bankers at the US Central Bank investigated themselves and found they did nothing wrong.

Their conclusion about themselves - Asset (House) prices didn't go up because we printed unlimited fiat & pumped it into the system. It went up because people were working from home.

In other news, Osama Bin Laden investigated himself and found out he is not a terrorist.

- @InvestRepeat

BREAKING (Bloomberg): London gold dealers are running out of physical gold.

London gold dealers are running out of bullion due to massive demand after the new budget announcement by UK Govt.

As per new data, there is a huge spike in UK citizens converting their fiat currency into bitcoin & gold amid Govt turmoil & collapsing currency.

- @InvestRepeat

I have massive respect for Zomato, Flipkart etc. "Delivery Boys/Girls". They work extremely hard.

Rainy or summer season, they keep a massive part of our economy alive.

Every time they are at your door delivering something, offer them a glass of water - they deserve it.

- @InvestRepeat

China's stock index has dropped below 17,000 for the first time since 2009.

Hang Seng is currently at a 13-year low.

- @InvestRepeat

As per Morgan Stanley's recent report, Apple App Store's net revenue declined -5% YoY in the month of Sept, the worst decline in recorded history.

Also iPhone sales weak in China, and sales growth has slowed in Japan, US. Apple is 42.5% of Buffett's portfolio.

- @InvestRepeat

Was spending some time with a friend in his 2-wheeler showroom. He has an exclusive dealership of Honda in this urban region.

In about 3-4 hours, literally saw
• 3-5 bikes sold
• 2-3 scooty sold
• 8-10 model/price inquiries

Didn't feel like world economy is or may be heading towards a recession. Atleast in Indian Urban areas, people are heavily spending (even on luxury items).

- @InvestRepeat

BREAKING (Source): Pakistan unable to secure long-term LNG supply.

🇵🇰 Pakistan's fuel crisis continues as no supplier participated in their tender to buy LNG for 4-6 years from 2023. Deadline was today.

- @InvestRepeat

Stay away from friends who watch NDTV, Republic etc. all day.

Those friends generally have less valuable information and more gossip/propaganda in their brain. It will corrupt your brain too.

Also less ROI for your time. They are not your friends, unknowingly they are here to corrupt you.

- @InvestRepeat

NSE's small-cap indices are always below average.

In smallcaps only, I personally prefer a mix of
⚡️ Nifty Smallcap 250 Index Fund (like Motilal)
⚡️ Actively managed Smallcap Mutual Funds (like Canara Robeco or SBI)

Smallcap is a tiny % of my entire portfolio so can take risks there.

- @InvestRepeat

The most ridiculous thing I keep hearing among students "I hope I could get a job near my home or at least in my home state."

Bro, you need to leave your home to be successful. We don't win missions at home. We don't win wars at home.

- @InvestRepeat

Personal cash flow goals from investments (post tax)

⚡️ Goal 1: ₹5,000
⚡️ Goal 2: ₹10,000
⚡️ Goal 3: ₹15,000
⚡️ Goal 4: ₹20,000

(Cash Flow = Monthly Dividends + Staking Rewards + Savings Bank account credits)

- @InvestRepeat

You should definitely have ₹5000 to ₹10,000 monthly SIP in an ELSS Mutual Fund.

There is a 3-year lock-in in ELSS which will force you to become a long-term investor and this will also help you reduce your income tax.

Not financial advice: Quant & PPFAS could be your best friend in ELSS journey. If you already have an ELSS, keep your SIPs going, don't keep changing funds.

- @InvestRepeat

Sept 2022's dividend update. Received from

₹ Sovereign Gold Bonds
₹ Savings Bank Accounts
₹ Ion Exchange (IONEXCHANG)
₹ J B Chem & Pharma (JBCHEPHARM)

Average monthly stock dividend & crypto staking rewards is now in 3 digits. Next goal is to hit the 4-digit mark.

BREAKING (ET): Indian Gold jewellery sales up 30% this Dussehra compared to last year.

🇮🇳 Last year i.e. Q3'21 demand was 265 tonnes (record quarterly demand). Let's see how much gold Indians buy this quarter (Q3'22)

- @InvestRepeat

Keep your whole life private and let people assume incorrectly.

☀️ 🧘‍♂️

Telegram EXCLUSIVE - Sharing this only for the Telegram SIR Community.

☀️ Kings & Queens, this Weekend Learning: https://youtu.be/5SbpyInuIJk