Every family has a person who breaks the chain of mediocrity & poverty.

🌞 May you be that blessing to your family.

- @InvestRepeat

As more time passes, it will become extremely difficult for those who only have 1 income source.

The game has changed, and so should you ₹ ₹ ₹.

- @InvestRepeat

I am expecting, UPI won't be free forever.

NPCI already pays
> Server Cost
> Employee Cost
> Privacy/Security Cost

At some point, Govt/RBI will monetize UPI. Almost all payment methods ever allowed/created by Govt have a fee.

I do think UPI micro transactions will be free and they will charge only for larger payments.

- @InvestRepeat

JP Morgan released a report showing average return in $ terms.

🇺🇸 Last 20 years
S&P 500 = +9.5%
Average investor trying to pick stocks = +3.6%

In short, a simple S&P 500 Index Fund performed more than 2.5X better than most stock pickers (including Mutual Fund managers) in last 20 years.

Mutual Fund managers and stock gurus on Twitter & YouTube won't tell you this. They need to sell their courses & show you affiliate ads.

- @InvestRepeat

Can I lose all my money investing in the Nifty 500?

Yes.

But if your investments went to ₹0, it would mean that there are no companies left in India. At that point, money would be the least of your worries. The world would be in complete chaos.

- @InvestRepeat

On Barbeque Nation's (BARBEQUE) Q1FY23 Earnings Call

Management said they're aiming for getting an average of ₹7 Crore revenue from each store.

They've around 200 stores now. An interesting point for anyone who is currently studying their business.

- @InvestRepeat

If you don't have the financial discipline to turn ₹1000 to ₹10,000.

You're not going to magically develop that discipline to turn ₹1 lakh into ₹10 lakh or ₹10 lakh into ₹1 Crore.

Financial discipline comes first. Wealth comes after that.

- @InvestRepeat

People in their early 20s with near to ₹0 net worth are wasting a tremendous amount of time, trying to look for a boyfriend/girlfriend.

You can't support yourself if there is a recession of 1 year, how will you support another person.

Get ₹ ₹ ₹ first, then look for partner.

- @InvestRepeat

Among Gold ETFs in India, ICICIGOLD is my favourite.

It performs closest to the gold futures traded on MCX. It even outperforms GOLDBEES. And also has one of the lowest expense ratio.

Note: Physical gold prices are much higher. Am just comparing fake gold (ETFs) to fake gold (Futures) here.

I have weekly SIP in ICICIGOLD and sometimes do lumpsum in GOLDBEES.

- @InvestRepeat

People living in currently-stable countries like India, Japan, Germany, Indonesia etc. wouldn't understand the value/need for Bitcoin, Monero or Zcash.

And that is totally okay & understandable. They live in a country where their Govt has yet to 'fully' infringe on basic human rights like privacy & freedom of speech.

But worst part is when they realize they need it - it will be too late. God bless, anons.

- @InvestRepeat

You should start your investment journey with

Getting Health Insurance.
Building an Emergency Fund.

Once done, then only put your ₹ ₹ ₹ into other things.

- @InvestRepeat

🇮🇳 ETF Update: HDFC AMC has filed papers with SEBI for

+ Nifty Smallcap 250 ETF
+ Nifty Midcap 150 ETF
+ S&P BSE 500 ETF

- @InvestRepeat

Be the person who has:

📈 ₹50 lakh+ Equity
🏘 ₹50 lakh+ Real Estate
🌐 ₹5 lakh+ Crypto/Gold
💰 ₹2 lakh+ Emergency Fund
💸 At least 3 income sources
🏦 ₹1 lakh in Savings Account

And still puts investing before consumption. That's how generational wealth is created.

- @InvestRepeat

Adani Group's current net debt stands at ₹172,900 crores.

🇮🇳 To put that into perspective, Indian companies by market cap (in Crore)
28. Nestle: ₹188,254 Crore
29. UltraTech Cement: ₹187,631 Crore
~ Adani Group's Debt ~
30. ONGC: ₹171,217 Crore
31. Power Grid Corp: ₹158,691 Crore

If Adani's current loan/debt would have been a company, it would be India's 30th largest company.

- @InvestRepeat

🗣 First they came for Donald Trump, and I did not speak out - Because I am not a Trump Fan & don't agree with most of his things.

💉 Then they came for Robert Malone, and I did not speak out - Because I am not a Malone fan & don't agree with most of his things.

💪 Then they came for Andrew Tate, and I did not speak out - Because I am not a Tate fan & don't agree with most of his things.

Then they came for me - and there was no one left to speak for me.

- @InvestRepeat

If you invest 20% of your income and increase it to 30%, that’s not a 10% increase; that’s a 50% increase.

It means, in the end your portfolio value will be 50% more than if you would continue investing just 20% of your income.

Every % counts.

- @InvestRepeat

Mutual Funds are trying to guess & pick the best student for next year. If they hit you can get a good return else you lose.

Index Funds are picking top 50 students from this year. If one doesn't perform, they just replace him next year. Consistent return.

- @InvestRepeat

💵 Repeat after me:

Money is the easiest thing in the world to earn.

I will achieve Financial Freedom because money is attracted to me.

Everything I touch turns to gold. Universe wants me to succeed. Everyone around me wants me to succeed.

- @InvestRepeat

I am addicted to buying assets.

I feel more joy when I am on Zerodha than on Amazon.

- @InvestRepeat

Don't forget, when smallcase shows the return of a particular fund they don't include

Tax
High Fees
Repeated Transaction Charges

- @InvestRepeat