Accounting and Healthcare Finance
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#Loans to/from Partner

If a partner gives loan to the partnership, the Loan account to that partner is credited.
For example, if a partnership signs a $4,000, 10 percent, 1-year loan agreement with partner A on July 1, 202I it would be recorded as follows:
Date
2021 July 1
Accounts  Debit             Credit    
Cash         4000
       Loan Payable to A      4000

On the other hand, a partnership may extend a loan to a partner, in which case a Loan to Partner (asset) account is debited.

#Allocating Profit or Loss to Partners

Profit/loss is allocated to the partners in accordance with the partnership agreement.
If no partnership agreement exists, profits and losses are to be shared equally by all
partners. Most partherships use one or more of the following distribution methods:

1. Pre-selected ratio;
2. In the ratio of their capital investment
3. Interest allowance to partners;
4. Salaries to partners; and
5. Bonuses to partners.

Illustration: JERRY and TOMMY operate a whole sale business as a partner JERRY has invested $100,000 and TOMMY has invested $50,000. Determine each partner's distributive share of a net income of $45,000 under each of the following separate assumptions;

1. They share net income in a 2/5:3/5 ratio
2. They share net income in the ratio of their capital investment
3. JERRY receive a salary allowance of $20,000, JERRY receives a salary allowance of $15,000, with the remainder divided equally
4. Each partner receives an interest allowance of 10% on capital with the remainder divided in a 2: 3 ratio.
5. Salary allowance and interest allowance as described in (3) and 4) are given, with the remaining net income divided equally
6. The partnership agreement contains no plan for dividing net income.

#Answers
(1). JERRY: 2/5 x $45,000= $18,000
TOMMY 3/5 x $45,000= $27,000
                                Total=$45,000

(2 ). JERRY: 100,000/1 50,000 x $45,000= $30,000

TOMMY:$50,000/1 50,000 x $45,000= $15,000
                         Total=$45,000

3)
               JERRY  TOMMY  TOTAL
Salary All 20,000 15,000 35,000
Excess NI 5,000 5,000 10,000
Totals   $25,000  20,0000 45,000

👆ThereAll  stands for Allowance and NI stands for Net Income
(4).
                 JERRY TOMMY TOTAL
Interest All 10,000 5,000 15,000
Excess NI 12,000 18,000  30,000
Totals    22,0000  23,000  45,000

5).
              JERRY  TOMMY  TOTAL
Salary All 20,000  15,000 35,000
Interest All 10,000 5,000  15,000
Excess NI (2,500) (2,500 (5,000)
Totals   27,500  17,500     45,000

(6). JERRY1/2X$45000=$22,500
TOMMY:1/2X$45000=$22,500
                     TOTAL =$45,000