Zima Bank
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Zima Bank — your world’s first Telegram banking app & new generation bank, focused on traditional and crypto solutions.

Web, social media and details: https://linktr.ee/zimabank
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⚡️ ZimaBank: convenient and secure online banking

ZimaBank is a bank that stands out not only for its high level of service, but also for its innovative approach to online banking. The Zimabank team believes that the world of financial services is already in the era of digital transformation, and more and more people prefer to conduct financial operations online.

🟠 Therefore, ZimaBank has developed an innovative online platform that offers customers the most convenient and secure conditions for managing their money.

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ZimaBank: our online platform simplifies managing your finances

One of Zima Bank's key principles is maximum convenience for customers. The online platform was developed with all customer needs in mind, making it easy to use and quick to respond to all requests, providing fast access to the necessary information.

🌍 Another important principle of ZimaBank is the security of customer data. The bank's team uses the latest technologies to protect customer information, ensuring that customers can be confident that their data will not be accessible to third parties.

🟣 Thus, ZimaBank is a bank that not only provides a wide range of banking services, but also pays great attention to the convenience and security of its customers. If you are looking for a bank that works for you,ZimaBank is just what you need.

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💫 Great news!

🎉 We are pleased to announce that our subsidiary, Desta Finance, has obtained an international SWIFT code!

⚡️ This means that we can now provide our clients with faster and more convenient banking services.

Сheck SWIFT

🌟 We invitation to new clients, ready to embark on a journey with us towards financial success

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🐾 A New Step in the Development of the Digital Economy

🇨🇳 The Bank of China has initiated testing of offline payments in digital yuan using users' SIM cards. Users participating in the pilot project can make purchases through their mobile phones using a special SIM card and the e-CNY application. This technology enables payments to be made using NFC technology, utilizing the module within the SIM card, even without an internet connection.

📱 Currently, the pilot project is only available to a limited number of users, and payments are accepted only in a few provinces in China. Previously, China Telecom and blockchain company Conflux Network also conducted a successful operation using "blockchain SIM cards," which led to an increase in the popularity of the Conflux token (CFX).

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💫 Cryptocurrencies Revolutionize Finance

Cryptocurrencies and blockchain solutions are just beginning to develop, and their impact on the financial system will continue to grow, opening up new possibilities for innovation.

Cryptocurrencies are disrupting conservative banking structures and gaining support from celebrities like Elon Musk and Jack Dorsey. Fintech organizations, such as eToro, Trade Republic, and Wealthfront, have fully integrated cryptocurrencies into their services.

🏛 The development of Central Bank Digital Currencies (CBDCs) is also impacting the traditional banking system.

🇨🇳 China leads with its digital yuan, while the Federal Reserve Bank of the United States experiments with a crypto dollar.

💱 Cryptocurrencies and blockchain solutions are just getting started, with their influence on the financial system set to grow, bringing new opportunities for innovation.

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🚀 On July 22, the first crypto bank - Spring Development Bank - is launching in Myanmar!

The bank, operating on Polygon, aims to accelerate domestic and international payments.

🌿 Named in honor of the Spring Revolution, the bank is focused on supporting 55 million Burmese people and the "Burmese diaspora."

💱 The bank will issue new stablecoins, including the Myanmar kyat, Thai baht, Singaporean dollar, and American dollars.

🔐 The bank's interface is developed as "web-only" for user security.

🎉 This is the first step towards restoring financial freedom in Myanmar!

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🪄 The Rise of Robo-Advisors: Emotionless Investing Becomes the New Reality

Automated platforms offer convenient tools for creating and managing personal investments.

🤖 Robo-advisors are becoming increasingly popular in the world of investments. These automated platforms offer convenient tools for creating and managing personal investments. One of the key advantages of robo-advisors is their ability to work without emotions and disregard market fluctuations.

Statistics show that the robo-advisor market is rapidly growing, with an expected volume of $6.2 trillion by 2027. In the United States, the number of robo-advisor users is projected to reach 479 million by 2025, with assets under their management increasing to $1,139 billion.

🪙 There are numerous popular platforms such as Bibit, Macara, Stash, and M1 Finance, offering innovative features and attractive conditions for investors.

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💚 ESG: The Growing Trend in Sustainable Investing

Climate change is a driving force behind this trend, as companies strive for high ESG ratings to achieve a sustainable future.

🌳 ESG is a rising trend in finance, assessing companies based on environmental, social, and governance factors. Climate change drives this trend, as companies aim for high ESG scores for a green future. Tesla is an example of conflicting ESG ratings, with its eco-friendly cars but mixed ESG risk ratings. ESG funds like VESGX invest in similar stocks but consider ESG risks.

🌺 Peculiarly, Microsoft and Starbucks are ESG companies, while Amazon, Apple, and Facebook are not. Pharmaceutical companies are popular ESG assets due to their high-tech production and relevance post-COVID-19. ESG ratings are becoming key for future investments, despite greenwashing concerns.

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📈 The digital revolution has begun in the financial industry.

🆙 Neobanks are digital financial organizations that operate exclusively online. They can be categorized into licensed institutions that offer a full range of banking services and intermediaries that collaborate with offline banks. Neobanking is gaining popularity due to digital innovations and the impact of the pandemic. There are already 256 neobanks operating worldwide, with even more projects in development.

🔐 The United Kingdom leads the way with 37 neobanks, while Brazilian-based Nubank boasts the largest customer base. Neobanks have attracted significant investments; however, traditional banks continue to strengthen their positions, prompting neobanks to seek new business models for profitability.

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📔 The ongoing transformation and future prospects of the fintech industry.

⭐️ The future of fintech startups and neobanks lies not only within themselves but in the new financial models they are implementing. As competition with tech giants intensifies, boundaries in the fintech sector are blurring. Technology companies are starting to offer financial services, while banks are becoming more digitized. Analysts predict that companies like Apple or Google may become the largest fintech players in the future, potentially displacing traditional banks.

💰 With the growth of their customer base, fintech startups and neobanks will build their own ecosystems to strengthen their market positions. This will result in intense competition, where financial institutions and technology providers become increasingly indistinguishable from one another.

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💵 ZimaBank Introduces Fiat Acquiring

💶 ZimaBank is pleased to announce the launch of a new service - fiat acquiring. Fiat acquiring involves the process of accepting payments in traditional currencies (fiat currencies) through various electronic payment systems.

💴 This service enables your business to accept payments from customers using credit and debit cards, bank transfers, and other forms of electronic payments in their national currencies.

➡️ If you are interested in our new fiat acquiring service and would like to learn more details, please feel free to contact us. Our representatives will be glad to provide you with additional information and answer all your questions.

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☄️ Zima Bank collaborates with Etana Custody

⭐️ Etana Custody is a recognized leader in the field of digital asset storage and management. Their reputation is built on high standards of security and transparency.

🏦 As a partner of Coinbase and Kraken, Etana has been providing reliable hot and cold storage since 2014. Their SOC2 certification confirms a high level of security. They serve utility tokens, stablecoins, G10 in 100+ countries, partnering with financial institutions.

Zima Bank collaborates with Etana Custody to provide you with the opportunity to easily convert between fiat and cryptocurrencies through SEPA/SWIFT systems. The supported currencies for this operation include: 💵USD , 🍁CAD, 🦘AUD, 🇨🇭CHF, 💶EUR , 💷GBP, 🇭🇰HKD, 💴JPY, 🇲🇽MXN, 🇸🇬SGD.

🔒 This partnership will provide convenient financial management with minimal costs and will also contribute to establishing a secure ecosystem for Zima Bank.

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😱 Traders Seek Therapy Amid Financial Stress

📉 Amidst years of financial market tension in the US, traders are increasingly turning to psychologists for help. The record inflation of 2022 and the Federal Reserve's tightening of monetary policy led to a 20% drop in the S&P 500 index, causing stress, depression, and anxiety among traders. Working up to 16 hours a day and facing losses, they started seeking ways to manage their emotions. Day traders and Wall Street professionals are flocking to psychologists for assistance.

Survey results among bankers indicate declining mental well-being due to the complex financial situation. Banks are cutting staff, exacerbating the situation. Psychologists are also noticing a rise in the number of traders among their patients.

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🏦 Asian Banks Strengthen Currency Collaboration

🏛 In a historic event at the ASEAN meeting in Jakarta, Indonesia, the heads of the central banks of Indonesia, Malaysia, and Thailand - Perry Warjiyo, Negara Abdul Rashid Gaffur, and Sethaput Suthiwart-Narueput respectively - joined forces by signing memorandums of understanding. The primary goal is to enhance collaboration by expanding the use of national currencies for cross-border transactions. This new framework also encompasses cross-border payments, promoting accessibility and efficiency in settlements using local currencies. This step aims to uphold stability in regional markets and deepen the influence of local currencies in these three countries.

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👥 Vote now for the launch of Zimabank on the TenSet platform!

🏦 Zimabank presents the future of borderless crypto banking 🌐, where you can trade, manage your wallet, get an IBAN, bank card, and even benefit from crypto-backed loans.

⌛️ The community has just 7️⃣2️⃣ hours to vote and ensure a successful launch. Don't miss the opportunity to bring the future of crypto banking to life.

➡️ Vote here: https://www.tenset.io/en/governance

#Zimabank #TensetProtectron

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👀 Voting for ZimaBank on Tenset

🎉 A celebratory moment in the history of Tenset and ZimaBank! The voting has been conducted with colossal support - an overwhelming majority of 97% expressed their approval!

🚀 Forward, to new horizons and successes, with incredible support and faith from the community!

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🚀 The #Neobanking Market is Soaring!

According to a study by Market Research Future, the global neobanking market is expected to grow at a CAGR of 52.90% from 2023 to 2032.

The global neobanking market is estimated to reach 3009.90 billion US dollars by 2032.

💼📲Neobanks are transforming traditional banking services, offering convenient and innovative solutions!

📚 The full report can be read at the link.

#FinTech #BankingServices #Innovation

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💥 ZIMA BANK and ivendPay at WOW Summit

🤩 Join us at WOW Summit! ZIMA BANK and ivendPay await you at booth B4. We're excited to share the latest news and discuss collaboration opportunities! ivendPay, our partner, is a top merchant in crypto processing in the MENA and APAC regions, and we are confident that together we can offer you something unique and valuable.

🎟 Don't forget to use our exclusive promo code for ticket purchases: WOWMMPRO.

💼🤝 We eagerly anticipate meeting you and discussing new possibilities and perspectives!

#WOWSummit #Zimabank #ivendpay

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🧽 Zimbabwe Introduces Gold-Backed Digital Token ZiG

🤩 On October 5, 2023, Zimbabwe launched the digital token Zimbabwe Gold (ZiG), backed by gold, in an effort to persuade local investors to invest in national assets rather than US dollars. The Reserve Bank of Zimbabwe (RBZ) introduced this concept following the successful reception of physical gold tokens in 2022.

🔶 ZiG digital tokens can be stored in e-gold wallets and on e-gold cards, as well as used for trading operations. RBZ has offered various price levels for ZiG based on the weight of the gold reserve, with the price of 1 ounce of ZiG at $1910 and 0.1 ounces at $191. Over a few days, investors acquired over 17 kg of ZiG, paying for them in Zimbabwean and US dollars.

📊 Zimbabwe, struggling with currency instability and high inflation, hopes that ZiG will become a means of preserving value and improve access to investment instruments for the public.

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🚀 Invitation to collaborate with Zima Bank

🌟 Zima Bank is gearing up to launch its operational activities and invites both legal entities and individuals to partner in the financial sector.

💼 We offer opportunities for collaboration to those interested in financial technologies and aiming to be at the forefront of this industry. For detailed information on partnering with Zima Bank and commencing joint work, please contact our support @zimabank_support.

💫 We are ready for mutually beneficial cooperation and look forward to hearing from you.

#ZimaBank #Fintech #Partnership #Innovation #Finance

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🤩 Join Us at Web Summit 2023!

We are thrilled to invite you to the Web Summit 2023, the world's premier technology conference, where leaders, startups, and tech enthusiasts come together to shape the future.

📍 Location: Lisbon
🗓 Date: November 13-16, 2023
🎯 3 pavilion stand E347

Stay tuned for more updates and we can't wait to see you there!

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