🌐 Payment gateway vs payment processor: what is the difference

Both terms are often used interchangeably, but they serve different functions in the online payment chain.

➡️ A payment gateway is the part of the system that customers interact with during checkout. It collects payment details, encrypts them, and securely forwards the information to the payment system. The gateway ensures secure data transmission but does not process the payment itself.

➡️ A payment processor handles the payment after receiving the data from the gateway. It sends an authorization request to the customer's bank, verifies that the payment can be completed, and returns the transaction result. Many processors also provide fraud prevention, refunds and chargeback handling, as well as support for KYC and AML compliance.

Trybit combines the functions of a payment gateway and a payment processor, automating crypto payment acceptance. It supports 40+ cryptocurrencies, WalletConnect, AML checks, and integration via API, HTML widget, Host2Host, or ready-made CMS modules.

ℹ️ Learn more about how payment gateways and payment processors work

⚙️ Personal account features

The merchant dashboard brings together all the tools for managing projects and payments in one place.

Project setup. An intuitive interface lets you create new projects and manage existing ones. You can upload a company logo, configure payment page settings, and set up automated actions for each project.

Integration. Once the project is configured, the dashboard provides detailed instructions and API keys for connecting the service to your platform.

Invoice management. Invoices can be created manually through the dashboard or automatically via API. Currency, expiry time, and notification settings are all configurable.

ℹ️ Learn more about dashboard features

🚨 AI is getting its own wallet

One of the biggest limitations of AI agents has been their inability to make payments on their own. That is starting to change.

Coinbase, Circle, and OKX are developing solutions that give AI agents their own crypto wallets, allowing them to make payments within predefined limits. This means an agent could pay for API access or even trade assets without human involvement.

Crypto is well suited for these use cases. Blockchain makes it possible to set spending limits while maintaining a transparent and verifiable record of transactions.

💰 Fiat vs cryptocurrency: what businesses need to know

Fiat money is issued by governments and derives its value from institutional trust. Cryptocurrency exists independently of any government and runs on blockchain technology, where all transactions are recorded publicly and cannot be altered.

Key differences between crypto and fiat:

➡️ No centralised control. Governments cannot unilaterally change the rules of issuance.

➡️ Speed and low fees. Transactions go directly between users without intermediary banks.

➡️ Anonymity. The blockchain stores no personal data and transactions are anonymous.

➡️ Irreversibility. Payments cannot be cancelled or reversed, which protects businesses from fraud.

For companies working with international partners, cryptocurrency remains a convenient way to make cross border payments. Trybit provides a ready to use solution for accepting crypto payments with fast onboarding and seamless integration.

📞 Learn more about the differences between fiat and cryptocurrency

🟪 Trybit Integration Methods

After registration and adding your project, choose the most suitable integration method:

➡️ API. Maximum flexibility and automation. Get an API key in your project settings, create invoices via requests, and receive payment notifications through postback.

➡️ H2H (Host2Host). Trybit payment page is not used. Payment details are transferred to your server, and you display them in your website or app interface without redirecting the user.

➡️ CMS Modules. Ready-made plugins for popular content management systems. Setup takes just a few minutes, and the list of supported CMS continues to expand.

➡️ HTML Widget. A simple block for accepting payments on your website as a form or button.

➡️ Permanent Links. Accept payments without creating invoices each time. You can place the link on your website, embed it in a button, or send it via messenger.

⚙️ Learn more about integration methods

🌐 Why cryptocurrency is so volatile

Volatility measures how much an asset's price changes over time. Cryptocurrencies are significantly more volatile than most traditional assets. Here is why.

Main reasons for high volatility:

➡️ Lack of regulation. In most countries, crypto operates without clear legal frameworks, which leaves room for speculation and fraud.

➡️ No real collateral. Unlike fiat currencies or stocks, most cryptocurrencies are not tied to real-world assets. Their value is driven purely by demand.

➡️ News and social media. Expectations and rumours often move the market more than actual events.

The most volatile coins include BTC, ETH, LTC, SOL, and DOGE. For businesses looking to avoid exchange rate risk when accepting payments, Trybit offers auto-conversion of incoming payments to USDT.

ℹ️ Learn more about crypto volatility

🟪 Cryptocurrency Exchange Without Restrictions

Trybit is a convenient aggregator of cryptocurrency exchangers. Exchange Bitcoin, Litecoin, Ethereum, Tether and more than 50 altcoins in a fast, easy and secure way. Registration in the service is not required.

Benefits of Cryptocurrency Exchange at Trybit:

➡️ High exchange speed
After the transfer, the cryptocurrency is transferred to the cryptocurrency wallet within minutes.

➡️ Wide currency range
More than 1500 pairs are available for exchange, making sure you will find what you need.

➡️ Variety of offers
Choose the operator with the most favourable exchange rate for the cryptocurrency pair you need.

➡️ Safe transaction
We cooperate only with reliable services, which guarantees successful transactions.

To exchange, select the currency pair, choose the operator with the best exchange rate, send the exact amount of cryptocurrency to the specified address and wait for the funds to arrive in your wallet.

ℹ️ Go to our website and conveniently exchange cryptocurrency without commission

💎 WalletConnect: what it is and why it matters

WalletConnect is a protocol that securely connects crypto wallets to decentralized apps. Users simply scan a QR code or open a link, and the connection is established without sharing private keys or personal data.

The protocol is supported by dozens of popular wallets, including MetaMask, SafePal, Ledger, and others.

CryptoCloud supports payments via WalletConnect. Customers scan the QR code on the payment page and confirm the transaction in their wallet, making payments faster, improving conversion rates, and helping merchants reach a wider crypto audience.

ℹ️ Learn more about WalletConnect

🟪 Trybit modules for popular CMS

Trybit supports ready-made integration modules for popular CMS platforms and services:

WooCommerce, OpenCart, Tilda, GetCourse, XenForo, WHMCS, PrestaShop, Drupal, and more

No codding skills requaired, just install the plagin and adjust a few settings to start accepting crypto payments.

The list of supported CMS is constantly growing. If your project runs on a different platform, integration via API or HTML widget is also available.

ℹ️ Learn more about integration modules

🟪 Crypto liquidity: what it is and why it matters

Liquidity is how easily an asset can be bought or sold without significantly changing its price. The higher the liquidity, the faster transactions are executed and the more stable the price stays, even during large trading volumes.

Several factors affect liquidity: trading volume on exchanges, listings on major platforms, project reputation, and the number of available trading pairs.

Why it matters:

➡️ for traders — positions can be opened and closed quickly without losing value on the spread
➡️ for investors — liquid assets are easier to exit at the right moment
➡️ for businesses — choosing liquid currencies reduces volatility risks when accepting crypto payments

ℹ️ Read more about crypto liquidity

🟪 Currencies available for payment acceptance in Trybit

Trybit currently supports more then 18 cryptocurrencies and stablecoins, including:

💰 BTC 💰 ETH 💰 USDT 💰 USDC 💰 SOL 💰 GRAM 💰 BNB 💰 LTC 💰 TRX 💰 DAI 💰 PEPE and more

Most currencies are available across multiple networks, including Ethereum, BSC, Tron, Solana, Arbitrum, Optimism, Base, and TON.

The list of supported currencies and networks is constantly growing.

Full list available in the documentation

🏦 UK prepares to regulate tokenised gold

The Financial Conduct Authority is in discussions with market participants, including major banks, about approaches to regulating tokenised gold. Financial Times reports this citing sources.

The regulator is gathering feedback on how the instrument could function as collateral in wholesale markets. According to the publication, FCA may announce the development of regulatory standards within the coming months.

London remains the largest gold trading hub but faces growing pressure from Shanghai and Hong Kong.

A separate question is oversight. FCA does not regulate physical gold trading but does set rules for gold derivatives and exchange-traded products

💰 PayPal's PYUSD: how to accept payments in this stablecoin

PYUSD is a stablecoin issued by PayPal, pegged to the US dollar at 1:1. It is issued in partnership with Paxos and runs on Ethereum and Solana. Reserves are held in US dollars and short-term Treasury bonds, making the asset predictable for business use.

It works well for international transfers, payments for digital products, SaaS platforms, and DeFi transactions. Integration with the PayPal ecosystem makes the token accessible to millions of users worldwide.

PYUSD can be accepted directly to a wallet or through a crypto payment processor. The second option automates address generation, transaction confirmation, and payment history management.

Trybit supports PYUSD payments with auto-conversion, AML checks, and integration via API, HTML widget or CMS modules

📞 Learn more about PYUSD

🟪 Payment notifications in Trybit

In your dashboard settings, you can enable payment notifications in two ways.

➡️ By email to receive alerts about all payment and balance activity.

➡️ Via Telegram for instant notifications about new incoming payments directly in your account.

All system notifications are also available in the Notification Centre located in the top right corner of the dashboard.

⚙️ More about notifications

🏦 What is CBDC and how does it differ from cryptocurrency

CBDC is a central bank digital currency pegged to the national fiat currency at a 1:1 ratio. Unlike cryptocurrencies, it is centralised, government-controlled, and lacks anonymity.

Key differences from crypto:

➡️ State control. The central bank has access to user wallets, and all transactions are monitored.

➡️ Price stability. CBDC rates are more predictable even compared to fiat-backed stablecoins.

➡️ Restrictions on cross-border payments. Unlike cryptocurrency, CBDC can only be used domestically or under bilateral state agreements.

A full CBDC launch has taken place in 11 countries, while 19 of 20 G20 nations are in the development stage. A complete switch to digital money is not possible in the short term, but demand for digitalization is growing worldwide.

ℹ️ More about CBDC

🟪 Why Use the Trybit Payment Page

The payment page works on any device and supports 7 languages with automatic browser detection. The exchange rate is fixed at Binance price at the time of invoice creation and stays unchanged until payment is made.

The customer selects a cryptocurrency and network, receives an address and QR code, and pays. Confirmation happens automatically within 30 seconds, and the transaction status updates in real time. Payment is accepted from any crypto wallet, MetaMask, Trust Wallet, or WalletConnect.

The page can be customised to match your brand: company logo, a ready-made colour theme or custom palette, and currency display order. A payment timer, support chat, and transaction status notification are also included.

ℹ️ Learn more about the payment page

💰 Tether completes its first full independent audit in nearly 10 years

The USDT issuer announced that KPMG, one of the world's largest audit firms, has issued an unqualified opinion on the company's financial statements for the past year. This is Tether's first comprehensive independent audit since 2017.

The review covered not only reserves but also assets, liabilities, transactions, accounting systems, and cash flows. Tether's reserves exceeded its liabilities by $6.814 billion as of January 1.

For context: CEO Paolo Ardoino had previously stated that Big Four firms were reluctant to work with Tether due to reputational concerns.

Since 2017, the company had only published quarterly reserve attestations, and its transparency had repeatedly raised questions among investors.

💰 POL: the native token of the Polygon ecosystem

POL is the native token of the Polygon ecosystem, launched in fall 2024 as the successor to MATIC. The core idea is that a single token works across all Polygon networks, removing the need for separate assets on each chain.

The token is used for transaction fees, staking, network governance, and participation in DeFi protocols. Validators lock POL, confirm transactions, and earn rewards. The more staked, the more stable and secure the entire ecosystem becomes.

In 2026, POL established itself as the central asset of the Polygon 2.0 architecture, providing a unified economic model across the entire network.

To exchange POL for other cryptocurrencies, Trybit offers access to over 1,500 trading pairs with fast transaction processing.

📣 More about token

💰 💰 USDT vs USDD: what is the difference and which one to use

Both tokens are pegged to the US dollar at 1:1, but they work differently.

USDT is issued by Tether, backed by real-world reserves including cash and short-term bonds. Centralised, highly liquid, and widely used for corporate settlements and payments.

USDD is issued by Tron DAO Reserve using an algorithmic model with crypto collateral. Decentralised, community-governed, and actively used in DeFi and within the Tron ecosystem.

Key practical differences: USDT is more stable and predictable, while USDD has no centralised address blocking mechanism. For business payments USDT is the better fit, for DeFi USDD sees more use.

Trybit supports both tokens. Integration is available via API, HTML widget, and CMS modules.

🟢 Know more about tokens

🟪 Updated Trybit brand guide

With the transition to Trybit, the brand guide has been fully redesigned. The logo, colour palette, icons, payment buttons, and document structure have all been updated.

The new logo features a three-dimensional block with a chart inside. The block references the principles of blockchain, while the chart symbolises transaction flow and growth.

The updated guide now includes expanded usage examples showing how to communicate crypto payment acceptance across different touchpoints, including the homepage, site footer, checkout, social media, email newsletters, and press releases. Ready-made templates are available for the latter two.

A dedicated section covers the rules for displaying the payment method correctly, including how to name it, which icons to use, and how to add a note. Clear presentation directly affects conversion and builds customer trust in crypto payments.

ℹ️ Open the brand guide