🌐 What Are On-Chain and Off-Chain Transactions in Crypto

On-chain and off-chain are two transaction processing methods that every crypto user encounters. While most crypto operations still take place on-chain, off-chain systems are steadily gaining traction. According to Coinbase, more than 15% of Bitcoin transactions are already conducted via the Lightning Network.

✏️ This article explains what on-chain and off-chain mean, outlines the advantages and disadvantages of each transaction processing method, and clarifies which approach is better suited for different use cases.

Read the article | Support | About CryptoCloud

⚙️ How Do You Integrate CryptoCloud Cryptoprocessing with WHMCS?

WHMCS is a comprehensive hosting and billing management automation solution for web hosting companies and resellers. Its main goal is to simplify billing and customer management processes by providing efficient integration with various platforms and services.

☁️ CryptoCloud provides an integration module for WHMCS that allows you to accept payments in Bitcoin and other cryptocurrencies automatically.

Detailed instructions on how to connect can be found in our knowledge base.

Knowledge Base | About CryptoCloud

☁️ Customer Trust is the Main Indicator of CryptoCloud's Success

CryptoCloud offers reliable, stable, and secure business solutions. Daily, dozens of new users register and integrate the service with their projects. The company actively interacts with clients and constantly improves the platform to achieve success.

Since its launch in early 2022, CryptoCloud has steadily expanded its presence in the financial services industry, earning the trust of many entrepreneurs from various business sectors and gaining a loyal customer base.

💖 Users highly appreciate the platform's work, noting the service's convenience and reliability. Numerous reviews on authoritative sites confirm their positive experience:

— CryptWerk
— SourceForge
— Trustpilot
— ProductHunt
— Reviews.IO

💖 The service offers favourable conditions for business: low commissions, a convenient and transparent affiliate program, the ability to accept payments from different countries, and a constantly expanding set of features make CryptoCloud an indispensable assistant for modern entrepreneurs.

➡️ Read reviews of CryptoCloud

☁️ Major CryptoCloud Update

We’re continuing to improve CryptoCloud and make our payment infrastructure more efficient for businesses. This release includes new tools, expanded functionality, and a range of technical enhancements.

What’s new:

➡️ Mass Payouts
A new Mass Payouts section is now available in the dashboard, making it easier to send funds to multiple recipients at once — including customers, partners, employees, and loyalty program participants.

➡️ Web3 Wallet Support
Customers can now connect a Web3 wallet directly in the checkout flow and complete payment in just a few clicks.

➡️Expanded List of Supported Cryptocurrencies
We’ve added new supported assets across several major networks:

— Ethereum (ERC20): DAI, PYUSD, XAUT, PEPE
— BSC: DAI, SHIB
— Solana: PYUSD, TRUMP
— Arbitrum: DAI, ARB
— Optimism: DAI, OP
— Base: DAI

➡️ Advanced Auto Conversion Capabilities
We’ve redesigned the auto-conversion experience and moved it into a dedicated interface with a more intuitive setup flow.

➡️ API Documentation and Knowledge Base Update
We’ve restructured our API documentation and knowledge base to make integration easier and reduce time spent searching for technical information.

➡️ H2H Integration
We’ve also expanded our H2H (Host-to-Host) integration documentation. This setup allows businesses to accept payments without redirecting users to the CryptoCloud payment page.

➡️ Improved System Performance and Stability
Alongside new features, we’ve shipped a number of backend and infrastructure improvements to enhance platform stability, reliability, and performance.

👉 Learn more about these updates on our website.

— February 2026 Update
— March 2026 Update

TRUMP Cryptocurrency: How to Accept Payments in This Meme Coin

Meme coins are increasingly moving beyond the speculative market and being used in practical payment scenarios. TRUMP is one such example.

ℹ️ In this article, we explain what this token is, its key features as a payment method, and the advantages and limitations businesses should consider. The TRUMP coin is used for donations, digital services, and online projects aimed at an international audience.

🔗 Accept Payments in XAUt with CryptoCloud

Crypto payments are no longer limited to Bitcoin or classic stablecoins. Businesses can also accept Tether Gold (XAUt) — a digital asset backed by physical gold.

XAUt combines the stability of gold with the flexibility of blockchain. This makes it a practical option for companies that want to reduce exposure to volatility while still benefiting from fast international crypto payments.

Why consider XAUt for payments?

— Lower volatility compared to many cryptocurrencies;
— Gold-backed value with transparent reserves;
— Fast cross-border transactions without banking delays;
— Convenient digital format for online payments and business operations.

If you are looking for a way to accept crypto in a more stable asset, XAUt can be a strong option — and CryptoCloud makes integration easy.

➡️ Learn more about XAUt in our article

🚨 How to Check USDT for AML Risk and Dirty Funds

Working with crypto means more than just sending and receiving payments. It also means understanding where funds come from. USDT linked to fraud, sanctions, hacks, or darknet activity can create serious risks for both businesses and individual users — from frozen accounts to compliance issues.

ℹ️ In our new article, we explain what dirty USDT is, how Risk Score is determined, and which tools can help assess wallet and transaction risk. We also cover popular AML screening services and explain why checking funds before accepting or sending them has become an essential part of working with crypto.

A useful read for businesses, crypto holders, and anyone who wants to reduce AML-related risks when using digital assets.

☁️ What’s New in CryptoCloud: April Updates

We’ve released several important updates to make the service faster, easier, and more convenient to use.

What’s new:

➡️ Permanent payment link in widget format
You can now customize the widget’s appearance to match your project and get a ready-to-use payment page link for Telegram, your website, landing page, or other channels.

➡️ Updated bot for merchants
We’ve expanded notifications, added withdrawals to a saved wallet, introduced a support section, and improved how invoices and balances are managed.

➡️ Sign in and registration with Google
Getting started with the platform is now faster and easier.

➡️ Donations page setup improvements
When creating a donations page, you can now move straight to more detailed customization, add social media links, and prepare the page for launch right away.

👉 Learn more about the new features on our website.

— April 2026 Update

☁️ Donation page setup is now faster and easier

Creating your donation page just got simpler. Expanded customisation options are available, and the settings are now more flexible.

What's new:

— customise the page appearance to match your brand
— add links to your social media

Quick reminder: CryptoCloud offers a Donations project type. It lets you accept payments without a website: a dedicated donation page is created automatically when you set up the project.

Learn more about CryptoCloud features for bloggers and content creators on our website.

➡️ Learn more

☁️ Your payment link, now as a widget

In project settings you’ll find a new Payment Widget tab. Customise the page appearance, save your parameters and get a permanent link with a ready-to-use payment page, fully configured for your project.

Works anywhere: Telegram, landing page, email, bio

➡️ How to set up the payment widget

☁️ Host2Host: how to accept payments without redirects

Host2Host is an integration format where payments are processed directly inside a product without redirecting to external services. Users see all payment details within the interface, which helps maintain a smooth UX and full control over the payment flow.

CryptoCloud helps businesses quickly set up H2H integration to accept crypto payments directly inside their websites and services.

➡️ Learn more about H2H Integration

☁️ What a Web3 wallet is and why businesses use it

A Web3 wallet lets users connect to decentralised apps using their crypto wallet instead of regular login flow. The service only receives the public wallet address, without requiring personal information

For businesses, this makes accepting crypto payments easier and creates a faster, more transparent checkout experience

CryptoCloud makes this payment flow easy to implement. Users connect their wallet and complete the payment without unnecessary steps, creating a smoother checkout experience and potentially improving conversion rates

➡️ Read more about Web3 wallets and recent updates

🐸 PEPE payments: what businesses need to know

PEPE has grown from a meme into a real payment tool with an active community and high recognition. For businesses, it opens access to a crypto audience without banking limitations, and works well for digital goods, subscriptions, NFT platforms, and content monetisation.

Worth keeping in mind: the token is volatile and its value depends heavily on market trends.

CryptoCloud supports PEPE on Ethereum and BSC networks with automated processing, AML checks, auto-conversion, and fees from 0.4%.

➡️ Learn more about accepting PEPE payments

🪙 AI helped recover access to 5 BTC after 11 years

An X user cprkrn shared how he regained access to an old Bitcoin wallet with the help of Anthropic’s Claude AI assistant.

Back in 2015, he bought 5 BTC at around $240 per coin before eventually losing the wallet password. For weeks, the owner tried to recover access using password recovery tools and rented GPUs, testing trillions of possible combinations.

The attempts failed. As a last resort, he uploaded old files from his college laptop into Claude. The AI assistant helped identify a wallet backup encrypted with an older password that the user still had saved.

➡️ Within hours, the story spread across the crypto community and became one of the most discussed examples of AI being used to recover access to forgotten crypto wallets.

At current prices, the recovered 5 BTC are worth nearly $400,000

💱 Currencies available for payment acceptance in CryptoCloud

CryptoCloud currently supports more then 18 cryptocurrencies and stablecoins, including:

💰 BTC🔹ETH 💲 USDT 💲 USDC 🪙 SOL 🪙 TON 🔸 BNB 🪙 LTC 🔴 TRX 💲 DAI 🐸 PEPE and more

Most currencies are available across multiple networks, including Ethereum, BSC, Tron, Solana, Arbitrum, Optimism, Base, and TON.

The list of supported currencies and networks is constantly growing. Full list available in the documentation

💰 What is an EVM Wallet and why it became the Web3 standart?

An EVM wallet is a crypto wallet that supports Ethereum, BNB Chain, Polygon, Arbitrum, Optimism, and other compatible networks.

➡️ When creating a wallet, the user receives a seed phrase and a universal address that works across all EVM-compatible networks. No separate wallet is needed for each blockchain, networks can be switched directly within the interface.

For businesses, they have become a practical tool for handling crypto payments, Web3 services, and digital asset transfers.

EVM wallets are also used to connect to dApps, work with DeFi protocols, and manage NFTs.

☁️ CryptoCloud Brand Book: ready-made materials to promote crypto payments

The CryptoCloud Brand Book is a set of ready-made brand materials that helps merchants communicate crypto payment availability to their audience. Placing the right branded elements on your site signals innovation, builds buyer trust, and directly impacts conversion.

What's inside:

— payment icons and buttons for your website;
— logo and brand colour palette;
— integration examples for the homepage, product page, and checkout;
— a ready-made press release template to announce crypto payment acceptance;
— a payment instruction for your users.

🪙 Merchants who actively promote crypto payments report sales growth of up to 50% and an average order value increase of up to 40%.

Explore the brand book

💶 European banks ramp up efforts to launch a euro stablecoin

The Qivalis project has grown to 37 banks. New participants include ABN Amro, Rabobank, Intesa Sanpaolo, and other major European institutions. By number of members, this is now the largest banking consortium in Europe focused on blockchain infrastructure.

The main goal is the integration of a euro stablecoin into existing banking infrastructure. Consortium members see it as a tool for cross-border payments and faster settlement between financial institutions.

The stablecoin market remains dominated by dollar-pegged assets. The ECB warns that this strengthens the US dollar’s role in global payments and reinforces its position in international financial flows. Europe is trying to reduce this dependence and develop its own alternatives.

Qivalis has already applied for a license from the Dutch central bank.

💵 USDT vs USDD: what is the difference and which one to use for payments

Both are dollar-pegged stablecoins but they work differently.

USDT is issued by Tether and backed by reserves. It remains the most widely used stablecoin for payments, trading, and business settlements.

USDD is developed within the Tron ecosystem and relies on an algorithmic model with crypto collateral. It is more commonly used in DeFi.

Key differences:

➡️ USDT: centralised, high liquidity, minimal price fluctuations
➡️ USDD: decentralised, algorithmic stability, more sensitive to market conditions

For businesses, both coins offer fast cross-border settlements, low transaction fees, and minimal volatility compared to traditional crypto. CryptoCloud supports both USDT and USDD, along with other popular cryptocurrencies. Fees start from 0.4%.

Read the full comparison

☁️ CryptoCloud modules for popular CMS

CryptoCloud supports ready-made integration modules for popular CMS platforms and services:

WooCommerce, OpenCart, Tilda, GetCourse, XenForo, WHMCS, PrestaShop, Drupal, and more

No codding skills requaired, just install the plagin and adjust a few settings to start accepting crypto payments.

The list of supported CMS is constantly growing. If your project runs on a different platform, integration via API or HTML widget is also available.

➡️ Learn more about integration modules