TNPSC Notes
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🔹 Plant Indicators / Phytoindicators • Certain plants indicate the state of the environment through their response.
• Plants or plant communities that indicate environmental conditions are called Biological Indicators / Phytoindicators / Plant Indicators.

🌿 Important Examples:

• Lichens, Ficus, Pinus, Rose → SO₂ pollution
• Petunia, Chrysanthemum → Nitrate pollution
• Gladiolus → Fluoride pollution
• Robinia pseudoacacia (Black Locust) → Heavy metal contamination

📚 TNPSC Quick Revision:
Lichens → SO₂ | Petunia → Nitrate | Gladiolus → Fluoride | Robinia → Heavy metals
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The Government of India, in consultation with the Reserve Bank of India (RBI), has notified the National Bank for Financing Infrastructure and Development (NaBFID) as a “public financial institution” under the Companies Act, 2013, aiming to boost infrastructure financing in the country. 🏛️

The Companies Act of 2013 regulates incorporation, responsibilities, directors, and dissolution of companies. It partially replaced the Companies Act, 1956.
This notification enhances NaBFID's capacity to fund large-scale infrastructure projects, strengthening the national infrastructure finance system. 🚀

NaBFID, established in 2021 by the National Bank for Financing Infrastructure and Development Act (2021) as India's fifth All India Financial Institution (AIFI) to support long-term infrastructure financing, including the development of bonds and derivatives markets.

As of February 2024, NaBFID, as a specialised Development Finance Institution (DFI), has sanctioned over Rs 86,804 crore for infrastructure projects across the country, with 50% of the sanctions having long tenures of 20 to 50 years.

NaBFID plans to sanction over Rs 3 lakh crore by March 2026. 💰

Other Four AIFIs:

Export-Import Bank of India (EXIM Bank)
National Bank for Agriculture and Rural Development (NABARD)
National Housing Bank (NHB)
Small Industries Development Bank of India (SIDBI)
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India’s BRICS Chairship is guided by the theme “Building for Resilience, Innovation, Cooperation and Sustainability”, reflecting a people-centric and humanity-first approach articulated by PM Narendra Modi at the 2025 Rio Summit.

#summit #BRICS
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