Dear Future Officers,

📘 ARD Class 26 is now LIVE

In this class, we have started Determinants of Crop Production under Chapter 3: Agronomy.

We have discussed important concepts like crop production, crop productivity, yield, biological yield, economic yield, harvest index, source-sink relationship, yield potential, actual yield, yield gap, limiting factor, Liebig’s Law of Minimum and G × E × M interaction in a simple and exam-oriented manner.

🎥 Watch Class 26 here:
https://youtu.be/yzjBIi3SB_k

📘 Join ARD Full Course:
https://www.chapterss.in/l/rm6bF8W

Keep learning. Keep improving.
Team Chapterss

What’s the difference between you and them?

They started ARD.
They gave it time.
They trusted the process.
And now, they are appreciating how beautifully ARD is becoming clear, organised and easy to study with Jalaj Sir.

ARD is not difficult when it is taught in a structured way.

You just need to start and slowly, you will also feel that the subject is becoming organised, logical and even lovely to read.

📘 Start your ARD preparation here:
https://www.chapterss.in/l/rm6bF8W

Your effort + right guidance = real improvement.
Team Chapterss

RBI GRADE B PHASE 1 Results.

All the best!

Dear Students,

The *Day 10 targets for the NABARD Grade A 2026 Daily Study Plan* have been updated in the course.

This is an absolutely free initiative to help you stay consistent, organised, and ahead in your NABARD preparation.

You can access the Day 10 targets from the course here: https://www.chapterss.in/l/gCwipiA

-- Team Chapterss

Dear Students,

Since the Phase 1 result was announced, we have not posted anything related to Phase 2 courses today. Honestly, the mood in our office is also low.

There were many students for whom we genuinely hoped to see moving ahead, and it hurts to know that some of you could not clear Phase 1 this time.

In the next 15 minutes, we will share a message from Mentor.

Please read it once. Maybe today, we don’t know how to motivate you properly, but we truly hope that message gives you some comfort and strength to restart.

With you,
Team Chapterss

Message of Mentor
Topic: What should I say?

My dear friends,

What should I say?

Okay!

Let me try.

------------------------------------------------------------------------

At 10:35 PM, when you are reading this message, maybe you were expecting your mentor to motivate you.

But honestly, for the first time, I am feeling that I have no perfect words today.

Because I know that tonight will be very heavy for many of you.

Your mind may ask many painful questions.

“Why did I fail?”
“Did I disappoint my family?”
“Was all my effort wasted?”
“Should I even continue this journey?”
“Why is life so unfair to me?”

And maybe, for the next few days, this heaviness will remain. The result will come again and again in your mind. Some of you may not sleep properly. Some of you may not feel like talking to anyone.

I understand this.

And today, I will not give you fake motivation.

Life is not easy, my friend.

Life is tough. Exams are tough. Competition is tough. And sometimes, even after doing a lot, the result does not come in our favour.

But then, this is also the truth of life, a result can stop one attempt, but it cannot stop your entire journey unless you decide to stop.

Now you have two options.

Either you leave this field, accept that this was not your path, and move towards something else with honesty.

Or you stay here, take this pain, learn from it, and start drilling yourself again.

Both decisions are personal. No teacher can force you. No mentor can decide your life for you.

But before you give up, ask yourself one honest question:

“Have I really finished my race, or am I leaving it in the middle because today is painful?”

Yesterday, SEBI Grade A result came. I personally know students who were treated like failures for years. Many times, they were rejected. Many times, they doubted themselves. But yesterday, the same people became successful.

Success did not come to them immediately. But it came because they did not leave the field too early.

I cannot promise you that success will come in 3 months, 4 months, or 5 months.

But I can say one thing with honesty, if you do not give up on yourself, your chances are still alive.

Tomorrow morning, wake up early if possible.

Take a bath.

Go outside, or stand in your balcony, or sit quietly wherever you feel some peace.

Look at the rising sun for 10–15 minutes.

Do not think about cut-off.
Do not think about attempts.
Do not think about mistakes.

Just look at the sun and remember one thing:

Life never stops.

And if the sun can rise again after every dark night, then you can also rise again after this result.

At Chapterss, we are also sad with you. There were many students for whom we genuinely hoped that they would move ahead. Today, we are not looking at this result like numbers. We are looking at it like real students, real dreams, and real pain.

But tomorrow, when we wake up, we will again have one objective:

Whosoever chooses to study with us, for RBI, SEBI, NABARD, or any other exam, we will give our best for that student.

If you don’t give up on yourself, your teachers will also not give up on you.

Take time. Cry if you want. Stay silent if you want. Talk to your family or a friend if your heart feels too heavy. You can also message us. We may not have perfect words, but we will listen.

But please, do not make a permanent decision in a temporary emotional phase.

Rest tonight.

Tomorrow, see the rising sun.

And then decide, whether you want to leave the race, or return stronger and finish it.

Remember one thing, my friends:

“Jo ruk gaya, woh kahani banne se pehle hi khatam ho gaya;
jo tik gaya, wahi ek din misaal ban gaya.”

Team Chapterss
With you, always!

P.S. Cry or be sad, but don’t miss the sun tomorrow.

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ RBI News
✅ ARD Current Affairs
✅ PIB
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/VcaWadPk-PA?feature=share

See you in the session.

Regards,
Team Chapterss

SEBI Grade A 2025 Testimonials

Bhavika Makhija, SEBI Grade A Officer, said:

“Chapterss gave me the much-needed confidence and the right reality check for my interview preparation. The detailed question bank and customised PIF-based questions helped me think like the panel.

Two crucial PIF-based questions in the actual interview were the same as those asked by Jalaj Sir in the very first mock.

The editorial analysis blogs were also very helpful during commute.”

Genuine efforts. Real impact. ❤️

Team Chapterss

SEBI Grade A 2025 Testimonials

Shubham Pandey, SEBI Grade A Officer, said:

“Your guidance during my interview preparation journey has been immensely helpful.

Chapterss’ holistic support made a substantial difference in my preparation. The content was not only relevant to the SEBI interview, but also helped me through mock interviews, suggestions, and comprehensive yet concise notes.

I will forever be thankful for your kind contribution in this journey.”

Genuine efforts. Real impact. ❤️

Team Chapterss

Dear Students,
Greetings!

We have covered an important article on India’s Ethanol Blending Roadmap, E85 Fuel and the future of biofuel-based mobility.

Through this article, you will understand:

✅ What is E85 fuel and how it differs from E20
✅ Why the government has exempted E22, E25, E27 and E30 from excise duty
✅ What are Flex-Fuel Vehicles (FFVs)
✅ Why automobile companies need long-term policy certainty
✅ How high ethanol blends can reduce vehicle mileage by 20–30%
✅ Why lower fuel price does not always mean lower running cost
✅ Water-related concerns linked with sugarcane-based ethanol
✅ Why ethanol, EVs and CBG should be seen as complementary pathways

Article Relevance: Modeately Important
Static Chapter Linkage: Biofuels, Ethanol Blending, Energy Security, Agriculture, EVs, CBG & Environmental Sustainability

Read here: https://www.chapterss.in/l/rAfl4kI

Team Chapterss

SEBI Grade A 2025 Testimonials

Dr. Mayank Saini, SEBI Officer, said:

“Overall, my experience with Chapterss has been excellent. The MCQs were well-structured, relevant, and very helpful for preparation.

The interview guidance programme was comprehensive and covered all important aspects in a practical way. The content, guidance, and prompt support from the team were well-planned and sufficient for my preparation.”

Genuine efforts. Real impact. ❤️

Team Chapterss

Dear Future Officers,

The Daily Current Affairs Quiz for 23rd June 2026 has been uploaded on the Portal.

You can now visit the portal and attempt the quiz* to revise the important current affairs from the exam point of view.

Keep attempting daily and stay consistent with your preparation.

-Team Chapterss

Dear Students,

The *Day 11 targets for the NABARD Grade A 2026 Daily Study Plan* have been updated in the course.

This is an absolutely free initiative to help you stay consistent, organised, and ahead in your NABARD preparation.

You can access the Day 11 targets from the course here: https://www.chapterss.in/l/gCwipiA

-- Team Chapterss

Message of Mentor (MOM)
Topic: That Girl

A few days back, I was travelling by train. At one railway station, I saw a young girl selling toys.

She was going from one passenger to another with hope in her eyes. But again and again, people were refusing. Some ignored her, some said no without even looking at her, and some simply turned their faces away.

For almost 30–35 minutes, nobody bought anything from her.

But she did not stop.

She kept walking. She kept asking. She kept trying.

And then, after so many rejections, one person finally purchased a toy from her.

You should have seen her face at that moment.

That tired face suddenly turned into a beautiful smile. Her eyes were shining. For her, it was not just one toy sold. It was hope. It was relief. It was a small victory after so many rejections.

And this made me think about many students.

Maybe yesterday was a bad day for you. Maybe your mock score was low. Maybe you could not study properly. Maybe you felt rejected by your own preparation, your own performance, or your own expectations.

But what if one day comes in your life when all this struggle finally gives you that one moment?

That one result.
That one selection.
That one message to your parents.
That one smile on your face.

So yes, life is hard. Preparation is hard. Rejections are hard. Bad days are hard.

But do not stop walking.
Do not stop asking from life.
Do not stop trying.

Because maybe after many difficult days, one day life will also purchase your effort, and on that day, you will smile like that girl at the railway station.

So, the question is not whether life is hard.

The question is, are you ready to keep moving until your smile comes?

Or are you ending your day with a gloomy face?

**Remember, a hard life with direction is still good.
But a simple life without any direction is just empty.**

Good Night.
Team Chapterss
With you always.

Good Morning Future Officers,

Our Daily 8 AM Current Affairs Live Class resumes today at 8:00 AM sharp.

In this session, we will cover the latest current affairs from an exam-oriented point of view, especially for NABARD Grade A and RBI Grade B aspirants.

✅ RBI News
✅ ARD Current Affairs
✅ PIB
✅ Newspapers
✅ Important exam-relevant updates

Join the live class here: https://youtube.com/live/5gS2rB5t3es?feature=share

See you in the session.

Regards,
Team Chapterss

Dear Future Officers,

✅ 5 Finance Sectional Descriptive Tests are now uploaded in the RBI Grade B Phase 2 Test Series Course.

With this Finance test series, you get:

📌 1500+ Finance chapter-wise MCQs
Including both 1-marker and 2-marker questions and Numerical

📌 Chapter-wise sample descriptive answers
To help you understand answer structure, content flow and presentation

📌 5 Finance Sectional Descriptive Tests
Each test includes 6 questions, out of which you have to attempt 4 questions in 90 minutes, With evaluation

You have full freedom to choose what suits your preparation:

📘 Finance Test Series – ₹400
Link: https://www.chapterss.in/l/7s3S6WM

📘 Full RBI Grade B Phase 2 Test Series – ₹1200
Link: https://www.chapterss.in/l/1aRI0eb

Choose as per your need.
Practice well. Improve daily.
Team Chapterss

SEBI Grade A 2025 Testimonials

Pranav, SEBI Grade A Officer, said:

“I am very thankful for the guidance provided throughout my preparation journey.

The interview inputs helped me a lot, and I will always be grateful to you and your team.”

Small words, big encouragement. ❤️

Team Chapterss

Dear Students,
Greetings!

We have covered an important article by Shankar Acharya, Honorary Professor at ICRIER and former Chief Economic Adviser to the Government of India, on India’s emerging macroeconomic warning signals.

The article draws a comparison with the 1990–91 crisis, when the US–Iraq–Kuwait war created a severe terms-of-trade shock for India by sharply raising global oil and gas prices.

Through this article, you will understand:

✅ Why India’s macro indicators are being described as “locked and loaded” at red
✅ How the Iran conflict and closure of the Strait of Hormuz can affect crude oil prices
✅ Why higher crude prices create pressure on the current account and rupee
✅ How India’s goods exports have declined from 17% of GDP to 11% of GDP
✅ Why higher customs tariffs can weaken export competitiveness
✅ Why net FDI has fallen sharply from $30–40 billion to around $6 billion
✅ How volatile FPI flows can worsen Balance of Payments pressure
✅ Why high fiscal deficit and debt limit India’s policy space
✅ What structural reforms are suggested in trade, BITs, taxation and subsidies

Article Relevance: Very Important
Static Chapter Linkage: Balance of Payments, Current Account Deficit, Fiscal Deficit, Trade Policy, FDI, FPI, Exchange Rate & External Sector

Read here: https://www.chapterss.in/l/rAfl4kI

Team Chapterss