Dear Students,

Do read this article once.

It is simple, self-explanatory, and gives useful insights into the IIP, which is currently undergoing a major overhaul.

Important from the exam point of view.

🚨 3rd Sectional Test for Current Affairs is now LIVE!

Dear Future Officers,

Your General Awareness – Sectional Test 3 has been uploaded on the portal.

✅ 80 Questions
⏱️ 25 Minutes

This is not just another quiz. This is your chance to learn how to control the first 25 minutes of the RBI Grade B Phase 1 exam, the time where speed, accuracy, recall, and calmness matter the most.

Go ahead. Attempt the test honestly.
Train your mind to read fast, eliminate faster, and mark with confidence.

Take your first 25 minutes of RBI Grade B in control.
Start now.

Link of the test - https://www.chapterss.in/l/pBYx12E

Team Chapterss

Message of Mentor (MoM)
Topic: Moods

Dear Future Officers,

Only 11 days are left for RBI Grade B Phase 1, and now the biggest battle is not with the syllabus, it is with your own emotions, overthinking and negativity.

Please understand this carefully: if you are still studying, still revising, still showing up every day despite stress and pressure, then you have already crossed 10% of the race.

So now, avoid unnecessary negativity.
👉 Avoid comparing your preparation with others.
👉 Avoid discussing cut-offs, attempts and fear-driven predictions all day.
👉 And most importantly, avoid making one bad mock decide your confidence.

At this stage, mood swings are normal. One day you will feel unstoppable, and the next day you may feel underprepared. That happens with almost every serious aspirant.

👉 But remember, your temporary emotions do not define your final result.

These 11 days are about stability.
✅ Revise smartly.
✅ Sleep properly.
✅ Practise daily.
✅ Stay calm.
✅ Protect your energy.

The exam hall does not reward the student with the most panic.
It rewards the student who remains composed under pressure.

Stay disciplined. Stay mentally strong.
You are closer than you think.

Team Chapterss
With You, Always!

🌅 Good Morning, Future Officers!

Time for Positive Manifestation

Remember,

My best is yet to come.
मेरा सर्वश्रेष्ठ अभी आना बाकी है।

Repeat it 5 times.
Stay disciplined. Stay relentless.

Dear Future Officers,

It is really high time to cover and revise Current Affairs seriously. With exams getting closer, daily and structured revision is no longer optional.

That is why we are conducting Daily Current Affairs Sessions at 8:00 AM.

In today’s session, we will cover 22nd May 2026 Current Affairs in an exam-focused manner.

Join the session from the link below: https://youtube.com/live/afwm8btkhqM?feature=share

--Team Chapters

👨‍💼 Dear Future Officers,

We have uploaded the Current Affairs Chapter of 22nd May 2026 on the portal. It covers highly relevant articles for RBI, NABARD, SEBI & other regulatory exams.

Go and read it today.

For those who wish to join:

• Complete CA Package (₹100) | Link: Click Here

— Team Chapterss

Dear Future Officers,

🚨 ARD Class 14 is now live!

In this class, we are completing Chapter 2: Farming System and Cropping System with some very important concepts from the exam point of view.

📌 Class Topic:
Chapter 2 Finale – Cropping Patterns, Annidation & Allelopathy

Link - https://youtu.be/TMCObc7Gk6M

In this class, we have discussed:

✅ Important types of cropping patterns in India
✅ Rice-Wheat, Rice-Rice, Rice-Pulses and Rice-Mustard patterns
✅ Maize-Wheat and Sugarcane-Wheat cropping patterns
✅ Plantation crop-based pattern
✅ Cotton-Wheat, Jowar-Pulses, Bajra-Mustard and Groundnut-Wheat patterns
✅ Interrelation in intercropping
✅ Annidation and its types
✅ Spatial annidation and temporal annidation
✅ Allelopathy in intercropping
✅ True allelopathy and functional allelopathy
✅ Allelo-inhibition and auto-inhibition
✅ Legume effect, Sorghum effect and Cotton effect

Step by step, we will master ARD for NABARD Grade A 2026.

📘 ARD Full Course:
https://www.chapterss.in/l/rm6bF8W

📞 Call: 7717370166

Team Chapterss

🚨 Reminder!

Today at 7 PM, we are going live to cover one of the most important reports for Phase 1, Phase 2, and Interview preparation

The RBI Annual Report.

This session will be highly important from an exam point of view, so make sure you attend it live.

See you in the class!

The session has started

Join Now - https://youtube.com/live/pXbR0EVeqfE?feature=share

Team Chapterss

Dear Future Officers,

Today we have covered an extremely important article on Microfinance and the need for Meso-Finance.

This article is directly linked with the Financial Inclusion chapter and is highly relevant for both RBI Grade B and NABARD Grade A.

✅ What this article covers:

👉 Why the traditional JLG model is under stress
👉 How demonetisation and COVID changed borrower behaviour
👉 Problems of multiple lending and repayment pressure
👉 RBI’s 50% repayment rule and its limitations
👉 Why credit guarantee alone may not solve the issue
👉 Meaning and importance of Meso-Finance
👉 The future of rural credit and financial inclusion

This article is a must read

Read it carefully. Link given below.

Click here to read

Team Chapterss

Dear Future Officers,

A small but important message from Team Chapterss.

Since the RBI Annual Report is out, many institutes have started conducting sessions, marathons, summaries and revision classes. We understand how overwhelming this phase can become for you.

One video says “most important”.
Another says “must watch”.
Another says “don’t miss before exam”.

And slowly, preparation starts turning into panic.

This is the final stretch of RBI Grade B Phase 1. This is not the time to run behind every marathon. This is the time to protect your confidence, your energy, and your revision flow.

Please fix your revision sources. Fix your teachers. Fix your revision path.

Whether you study from Chapterss or from any other teacher you trust, stay consistent with that source. Do not break your rhythm by jumping from one YouTube session to another.

At this stage, too many sources will not make you more prepared. They may only make you more anxious.

Our honest suggestion is simple:

👉 Choose limited sources.
👉 Revise them deeply.
👉 Practice consistently.
👉 Trust your preparation.

Every genuine teacher and every genuine institute wants students to do well. But in these final days, your focus and stability matter the most.

👉 So please, do not panic.
👉 Do not run everywhere.
👉 Do not compare every session.

You have worked hard till now. Protect that hard work with focus, not fear.

With you, Always!
Team Chapterss

📢 Important Update: Today's Daily Current Affairs Session

Dear Future Officers,

Please note a quick change in schedule for today's Daily Current Affairs live session.

Revised Time for todays session: 11:00 AM (Today Only)

What you can do in the meantime:
Use this extra time to log in, review your notes, and revise previous current affairs topics so you are sharp and ready for today's class.

See you all live at 11:00 AM

Best regards,
Team Chapterss

Dear Students,

This RBI poster is not just a warning image.

It is about a very serious banking and cybercrime concept: Money Mule Accounts.

Many people think, “I am only letting someone use my bank account, what can go wrong?” But that one mistake can link your account to fraud, illegal fund transfers and even police investigation.

Read today’s Quick Decode below.

⚡ Chapterss Quick Decode | Episode 18

1. What Is a Money Mule?

👉 A money mule is a person who transfers, receives or moves illegally acquired money on behalf of someone else. In simple words, if a fraudster uses your bank account to receive or transfer stolen money, your account becomes part of the illegal money trail.

👉 You may think you are only helping someone or earning easy money, but legally your bank account is being used for suspicious or criminal financial activity.

2. What Is a Mule Account?

👉 A mule account is a bank account used to route illegal money.

👉 Fraudsters often request people to “receive money and forward it further” in return for commission. Sometimes they target students, job seekers or financially vulnerable people by offering easy income. For example, someone may receive a message saying, “Use your bank account to receive payments for our company and keep 5% commission before transferring the rest,” but in reality the money could be linked to online fraud or scams.

👉 But once illegal money enters your account, your account details become part of the investigation trail.

That is why RBI’s message is very clear:

Your Bank Account = Your Money

👉 Do not allow anyone else to use it.

3. Why Is This Dangerous?

👉 Allowing others to use your bank account for money transfer can land you in serious trouble. Even if you did not commit the original fraud, your account may be used to hide or move proceeds of crime.

👉 This can lead to account freezing, police inquiry, legal complications and reputational damage.

👉 So, “easy money” is never worth the risk.

4. What Should You Never Do?

👉 Never let anyone use your bank account for transferring money. Never allow others to receive or forward money through your account.

👉 Never share your bank details, OTPs, passwords, UPI PIN or debit card information. If someone asks to use your account in exchange for commission, treat it as a red flag.

Chapterss Takeaway:
A bank account is not just a payment tool; it is a legally traceable financial identity. Never let anyone use your account to receive or transfer money, because a small commission can turn into a serious legal risk.

👉 The scale of the problem is serious. Recent reports around cyber-fraud crackdowns have referred to nearly 8.5 lakh mule bank accounts being detected/frozen, which is why RBI and law-enforcement agencies are increasingly focusing on Multiple tools to identify suspicious accounts faster.

Team Chapterss

Dear Future Officers,

It is really high time to cover and revise Current Affairs seriously. With exams getting closer, daily and structured revision is no longer optional.

That is why we are conducting Daily Current Affairs Sessions at 11:00 AM.

In today’s session, we will cover 23rd May 2026 Current Affairs in an exam-focused manner.

Join the session from the link below: https://youtube.com/live/b6xVoPZFro4?feature=share

--Team Chapters

Dear Future Officers,

3 important editorials are now available in the Editorial Course.

✅ FRAs to Bond Forwards
Understand how insurers, SDLs and interest rate risk are connected.

✅ Microfinance to Meso-Finance
Understand the stress in JLG model and the future of rural credit.

✅ ATM Cash Logistics Crisis
Understand ATM interchange, CRMs, AePS and rural cash access.

These are not just article, they connect directly with Financial Markets, Financial Inclusion, Banking Infrastructure.

Read them carefully in the Editorial Course.

Read here - https://www.chapterss.in/l/rAfl4kI

Team Chapterss

Dear Future Officers,

ARD Class 15 is now live!

In this class, we complete Chapter 2: Farming System and Cropping System through a Test.

✅ 20 important MCQs discussed
✅ 14 NABARD PYQs covered

This is the ending class of Chapter 2, so don’t skip it.

Watch the class and test your preparation.

📺 Class Link: https://youtu.be/PcTGcbUDBSk

📘 ARD Full Course: https://www.chapterss.in/l/rm6bF8W

Team Chapterss

Dear Future Officers,

Today, we are going live with a very important session on:

Union Budget 2026-27

If you have not prepared the Budget properly yet, this is the right time to complete it in a holistic manner.

In this session, Devanshu Sir will help you understand the Budget comprehensively, not just as facts, but as a complete roadmap of what the government plans to do in the coming year.

This session will be useful for all exams and also for anyone who wants to understand the Union Budget in a simple and structured manner and revise it.

Session Link: https://youtube.com/live/zGY0A1TTanM?feature=share

See you in the class!

-- Team Chapterss

Real feedback from students: Devanshu Sir’s Current Affairs classes are helping aspirants move from mugging up facts to understanding, retaining and gaining confidence.

ARD is now moving from confusion to clarity with Jalaj Sir’s simple explanations, exam-focused approach and application-based learning.